Ayalon Insurance Company Ltd (TLV:AYAL)

Ayalon Insurance Company Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 3, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	2,737	824	294	237	472	332
Market Cap Growth	284.11%	180.42%	23.77%	-49.67%	41.97%	-0.27%
Enterprise Value	2,855	865	767	483	697	757
PE Ratio	9.61	5.70	3.46	1.42	-	-
PS Ratio	0.58	0.19	0.08	0.10	0.15	0.14
PB Ratio	1.88	0.85	0.38	0.37	0.69	0.48
P/FCF Ratio	8.42	4.20	-	0.81	-	0.96
P/OCF Ratio	8.18	3.95	-	0.79	-	0.92
EV/Sales Ratio	0.61	0.20	0.21	0.21	0.23	0.31
EV/EBITDA Ratio	6.14	2.96	3.61	1.85	-	35.74
EV/EBIT Ratio	6.64	3.18	4.00	2.67	-	-
EV/FCF Ratio	8.78	4.41	-	1.65	-	2.18
Debt / Equity Ratio	0.49	0.76	0.98	1.24	1.17	0.94
Debt / EBITDA Ratio	1.54	2.46	3.44	3.04	-	30.96
Debt / FCF Ratio	2.19	3.78	-	2.71	-	1.89
Quick Ratio	353.79	6.80	5.93	6.97	8.35	7.25
Current Ratio	498.97	10.08	9.24	10.74	12.62	11.14
Asset Turnover	0.25	0.24	0.22	0.14	0.20	0.18
Return on Equity (ROE)	22.27%	16.54%	12.05%	25.25%	-16.52%	-8.90%
Return on Assets (ROA)	1.40%	0.92%	0.72%	0.72%	-0.69%	-0.17%
Return on Capital (ROIC)	13.75%	10.49%	8.10%	7.79%	-7.49%	-1.68%
Earnings Yield	9.82%	17.53%	28.91%	70.24%	-24.20%	-19.35%
FCF Yield	11.88%	23.80%	-17.73%	123.60%	-67.17%	104.75%
Dividend Yield	2.39%	11.70%	-	-	-	-
Payout Ratio	61.40%	41.55%	-	-	-	-
Buyback Yield / Dilution	5.07%	-0.81%	-27.52%	-12.66%	-	-
Total Shareholder Return	7.45%	10.90%	-27.52%	-12.66%	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.