Ayalon Insurance Company Statistics

Total Valuation

TLV:AYAL has a market cap or net worth of ILS 2.74 billion. The enterprise value is 2.86 billion.

Market Cap	2.74B
Enterprise Value	2.86B

Important Dates

The last earnings date was Thursday, November 27, 2025.

Earnings Date	Nov 27, 2025
Ex-Dividend Date	Dec 7, 2025

Share Statistics

TLV:AYAL has 27.23 million shares outstanding. The number of shares has decreased by -5.07% in one year.

Current Share Class	27.23M
Shares Outstanding	27.23M
Shares Change (YoY)	-5.07%
Shares Change (QoQ)	+6.61%
Owned by Insiders (%)	0.18%
Owned by Institutions (%)	5.59%
Float	8.18M

Valuation Ratios

The trailing PE ratio is 9.61.

PE Ratio	9.61
Forward PE	n/a
PS Ratio	0.58
PB Ratio	1.88
P/TBV Ratio	2.58
P/FCF Ratio	8.42
P/OCF Ratio	8.18
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.14, with an EV/FCF ratio of 8.78.

EV / Earnings	10.63
EV / Sales	0.61
EV / EBITDA	6.14
EV / EBIT	6.64
EV / FCF	8.78

Financial Position

The company has a current ratio of 498.97, with a Debt / Equity ratio of 0.49.

Current Ratio	498.97
Quick Ratio	353.79
Debt / Equity	0.49
Debt / EBITDA	1.54
Debt / FCF	2.19
Interest Coverage	6.28

Financial Efficiency

Return on equity (ROE) is 22.27% and return on invested capital (ROIC) is 13.75%.

Return on Equity (ROE)	22.27%
Return on Assets (ROA)	1.40%
Return on Invested Capital (ROIC)	13.75%
Return on Capital Employed (ROCE)	2.26%
Revenue Per Employee	3.38M
Profits Per Employee	192,902
Employee Count	1,393
Asset Turnover	0.25
Inventory Turnover	n/a

Taxes

In the past 12 months, TLV:AYAL has paid 112.21 million in taxes.

Income Tax	112.21M
Effective Tax Rate	29.48%

Stock Price Statistics

The stock price has increased by +211.53% in the last 52 weeks. The beta is 0.22, so TLV:AYAL's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	+211.53%
50-Day Moving Average	7,688.02
200-Day Moving Average	6,017.70
Relative Strength Index (RSI)	73.92
Average Volume (20 Days)	67,919

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TLV:AYAL had revenue of ILS 4.70 billion and earned 268.71 million in profits. Earnings per share was 10.46.

Revenue	4.70B
Gross Profit	873.02M
Operating Income	426.47M
Pretax Income	380.61M
Net Income	268.71M
EBITDA	454.19M
EBIT	426.47M
Earnings Per Share (EPS)	10.46

Full Income Statement

Balance Sheet

The company has 9.95 billion in cash and 713.08 million in debt, giving a net cash position of -116.65 million or -4.28 per share.

Cash & Cash Equivalents	9.95B
Total Debt	713.08M
Net Cash	-116.65M
Net Cash Per Share	-4.28
Equity (Book Value)	1.46B
Book Value Per Share	53.49
Working Capital	14.24B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 334.52 million and capital expenditures -9.41 million, giving a free cash flow of 325.11 million.

Operating Cash Flow	334.52M
Capital Expenditures	-9.41M
Free Cash Flow	325.11M
FCF Per Share	11.94

Full Cash Flow Statement

Margins

Gross margin is 18.57%, with operating and profit margins of 9.07% and 5.72%.

Gross Margin	18.57%
Operating Margin	9.07%
Pretax Margin	8.10%
Profit Margin	5.72%
EBITDA Margin	9.66%
EBIT Margin	9.07%
FCF Margin	6.91%

Dividends & Yields

This stock pays an annual dividend of 2.40, which amounts to a dividend yield of 2.39%.

Dividend Per Share	2.40
Dividend Yield	2.39%
Dividend Growth (YoY)	151.37%
Years of Dividend Growth	1
Payout Ratio	61.40%
Buyback Yield	5.07%
Shareholder Yield	7.45%
Earnings Yield	9.82%
FCF Yield	11.88%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6