I.B.I.- Managing & Underwriting Ltd (TLV:IBIU)

TLV:IBIU Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 3, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	361	259	205	150	268	373
Market Cap Growth	71.64%	26.56%	36.15%	-43.88%	-28.15%	46.97%
Last Close Price	11.62	6.89	5.13	5.28	8.63	10.91
PE Ratio	9.39	14.13	24.76	10.56	6.26	11.99
PS Ratio	4.25	6.08	7.45	3.40	2.55	4.54
PB Ratio	1.76	1.33	1.10	1.13	1.88	2.55
P/FCF Ratio	8.76	13.26	6.92	-	5.60	8.32
P/OCF Ratio	8.73	13.25	6.91	-	5.60	8.29
Debt / Equity Ratio	0.02	0.01	0.01	0.02	0.03	0.03
Debt / FCF Ratio	0.11	0.09	0.08	-	0.08	0.10
Asset Turnover	0.38	0.21	0.15	0.26	0.55	0.45
Quick Ratio	6.12	11.18	17.19	8.09	4.71	4.57
Current Ratio	6.12	11.18	17.19	8.09	4.71	4.57
Return on Equity (ROE)	19.64%	9.63%	5.19%	10.33%	29.64%	21.92%
Return on Assets (ROA)	17.50%	8.90%	4.64%	8.28%	22.53%	17.08%
Earnings Yield	10.75%	7.08%	4.04%	9.47%	15.97%	8.34%
FCF Yield	11.42%	7.54%	14.45%	-14.28%	17.85%	12.03%
Dividend Yield	7.30%	8.68%	4.57%	13.34%	23.71%	-
Payout Ratio	71.32%	65.46%	78.62%	184.69%	110.79%	73.95%
Buyback Yield / Dilution	0.15%	-16.50%	-16.12%	18.40%	-37.57%	-2.57%
Total Shareholder Return	7.45%	-7.82%	-11.56%	31.75%	-13.86%	-2.57%

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.