Phoenix Financial Ltd (TLV:PHOE)

Phoenix Financial Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 13, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	19,073	13,336	9,608	9,418	10,159	6,219
Market Cap Growth	38.80%	38.80%	2.02%	-7.30%	63.37%	16.27%
Enterprise Value	10,959	3,868	-1,711	-161	2,103	-148
PE Ratio	10.61	7.34	12.36	7.49	5.17	5.32
PS Ratio	0.77	0.54	0.44	0.88	0.36	0.37
PB Ratio	1.56	1.09	0.88	0.89	1.02	0.77
P/FCF Ratio	-	-	5.36	3.71	2.27	1.34
P/OCF Ratio	-	-	4.40	3.45	2.23	1.30
EV/Sales Ratio	0.44	0.16	-	-	0.08	-
EV/EBITDA Ratio	-	-	-	-	0.69	-
EV/EBIT Ratio	-	-	-	-	0.79	-
EV/FCF Ratio	-10.33	-	-	-	0.47	-
Debt / Equity Ratio	0.98	0.98	1.02	0.82	0.62	0.65
Debt / EBITDA Ratio	-	-	-	1.63	2.03	2.47
Debt / FCF Ratio	-	-	6.23	3.39	1.38	1.14
Quick Ratio	4.43	4.43	4.94	5.64	8.82	10.40
Current Ratio	4.95	4.95	5.56	6.20	9.63	11.12
Asset Turnover	0.15	0.15	0.14	0.07	0.21	0.15
Return on Equity (ROE)	16.68%	16.68%	8.26%	13.20%	22.48%	16.31%
Return on Assets (ROA)	-0.53%	-0.53%	-0.07%	2.09%	1.27%	1.00%
Return on Capital (ROIC)	-3.83%	-3.83%	-0.51%	17.30%	11.37%	9.22%
Earnings Yield	9.53%	13.63%	8.09%	13.35%	19.34%	18.80%
Earnings Yield	9.53%	13.63%	8.09%	13.35%	19.34%	18.80%
FCF Yield	-5.56%	-7.96%	18.66%	26.96%	43.99%	74.52%
Dividend Yield	5.94%	6.45%	4.32%	4.02%	7.29%	7.81%
Payout Ratio	29.43%	29.43%	38.23%	46.22%	29.52%	-
Buyback Yield / Dilution	0.59%	0.59%	0.10%	0.45%	-0.41%	0.07%
Total Shareholder Return	6.53%	7.04%	4.43%	4.47%	6.88%	7.88%

Updated Nov 27, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.