Phoenix Financial Ltd (TLV:PHOE)

Phoenix Financial Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 26, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	27,304	13,336	9,608	9,418	10,159	6,219
Market Cap Growth	186.65%	38.80%	2.02%	-7.30%	63.37%	16.27%
Enterprise Value	20,466	3,868	-1,711	-161	2,103	-148
PE Ratio	11.13	7.34	12.36	7.49	5.17	5.32
PS Ratio	1.05	0.54	0.44	0.88	0.36	0.37
PB Ratio	2.17	1.09	0.88	0.89	1.02	0.77
P/FCF Ratio	47.32	-	5.36	3.71	2.27	1.34
P/OCF Ratio	29.12	-	4.40	3.45	2.23	1.30
EV/Sales Ratio	0.79	0.16	-	-	0.08	-
EV/EBITDA Ratio	-	-	-	-	0.69	-
EV/EBIT Ratio	-	-	-	-	0.79	-
EV/FCF Ratio	35.47	-	-	-	0.47	-
Debt / Equity Ratio	1.33	0.98	1.02	0.82	0.62	0.65
Debt / EBITDA Ratio	-	-	-	1.63	2.03	2.47
Debt / FCF Ratio	28.94	-	6.23	3.39	1.38	1.14
Quick Ratio	12.73	4.43	4.94	5.64	8.82	10.40
Current Ratio	13.20	4.95	5.56	6.20	9.63	11.12
Asset Turnover	0.15	0.15	0.14	0.07	0.21	0.15
Return on Equity (ROE)	21.61%	16.68%	8.26%	13.20%	22.48%	16.31%
Return on Assets (ROA)	-0.20%	-0.53%	-0.07%	2.09%	1.27%	1.00%
Return on Capital (ROIC)	-1.38%	-3.83%	-0.51%	17.30%	11.37%	9.22%
Earnings Yield	8.96%	13.63%	8.09%	13.35%	19.34%	18.80%
Earnings Yield	8.96%	13.63%	8.09%	13.35%	19.34%	18.80%
FCF Yield	2.11%	-7.96%	18.66%	26.96%	43.99%	74.52%
Dividend Yield	5.92%	6.62%	4.43%	4.12%	7.48%	8.01%
Payout Ratio	43.55%	29.43%	38.23%	46.22%	29.52%	-
Buyback Yield / Dilution	1.54%	0.59%	0.10%	0.45%	-0.41%	0.07%
Total Shareholder Return	7.46%	7.21%	4.54%	4.57%	7.07%	8.08%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.