iA Financial Corporation Inc. (TSX:IAG)
Canada flag Canada · Delayed Price · Currency is CAD
147.35
-1.65 (-1.11%)
Aug 15, 2025, 4:00 PM EDT

iA Financial Corporation Statistics

Total Valuation

TSX:IAG has a market cap or net worth of CAD 13.79 billion. The enterprise value is 15.85 billion.

Market Cap 13.79B
Enterprise Value 15.85B

Important Dates

The last earnings date was Tuesday, August 5, 2025.

Earnings Date Aug 5, 2025
Ex-Dividend Date Aug 22, 2025

Share Statistics

TSX:IAG has 92.58 million shares outstanding. The number of shares has decreased by -6.00% in one year.

Current Share Class 92.58M
Shares Outstanding 92.58M
Shares Change (YoY) -6.00%
Shares Change (QoQ) n/a
Owned by Insiders (%) 0.17%
Owned by Institutions (%) 32.66%
Float 92.42M

Valuation Ratios

The trailing PE ratio is 13.89 and the forward PE ratio is 11.37.

PE Ratio 13.89
Forward PE 11.37
PS Ratio 1.63
PB Ratio 1.71
P/TBV Ratio 3.81
P/FCF Ratio 18.90
P/OCF Ratio 13.93
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.07, with an EV/FCF ratio of 21.72.

EV / Earnings 15.70
EV / Sales 1.87
EV / EBITDA 10.07
EV / EBIT 11.86
EV / FCF 21.72

Financial Position

The company has a current ratio of 2.87, with a Debt / Equity ratio of 0.41.

Current Ratio 2.87
Quick Ratio 1.08
Debt / Equity 0.41
Debt / EBITDA 2.07
Debt / FCF 4.47
Interest Coverage 21.92

Financial Efficiency

Return on equity (ROE) is 13.43% and return on invested capital (ROIC) is 7.56%.

Return on Equity (ROE) 13.43%
Return on Assets (ROA) 0.78%
Return on Invested Capital (ROIC) 7.56%
Return on Capital Employed (ROCE) 1.19%
Revenue Per Employee 1.21M
Profits Per Employee 144,286
Employee Count 7,000
Asset Turnover 0.08
Inventory Turnover n/a

Taxes

In the past 12 months, TSX:IAG has paid 233.00 million in taxes.

Income Tax 233.00M
Effective Tax Rate 18.36%

Stock Price Statistics

The stock price has increased by +46.25% in the last 52 weeks. The beta is 0.98, so TSX:IAG's price volatility has been similar to the market average.

Beta (5Y) 0.98
52-Week Price Change +46.25%
50-Day Moving Average 143.49
200-Day Moving Average 134.79
Relative Strength Index (RSI) 59.80
Average Volume (20 Days) 284,631

Short Selling Information

The latest short interest is 813,271, so 0.85% of the outstanding shares have been sold short.

Short Interest 813,271
Short Previous Month 723,513
Short % of Shares Out 0.85%
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, TSX:IAG had revenue of CAD 8.46 billion and earned 1.01 billion in profits. Earnings per share was 10.73.

Revenue 8.46B
Gross Profit 3.90B
Operating Income 1.34B
Pretax Income 1.27B
Net Income 1.01B
EBITDA 1.56B
EBIT 1.34B
Earnings Per Share (EPS) 10.73
Full Income Statement

Balance Sheet

The company has 2.48 billion in cash and 3.27 billion in debt, giving a net cash position of -1.06 billion or -11.44 per share.

Cash & Cash Equivalents 2.48B
Total Debt 3.27B
Net Cash -1.06B
Net Cash Per Share -11.44
Equity (Book Value) 8.06B
Book Value Per Share 76.03
Working Capital 4.45B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 990.00 million and capital expenditures -260.00 million, giving a free cash flow of 730.00 million.

Operating Cash Flow 990.00M
Capital Expenditures -260.00M
Free Cash Flow 730.00M
FCF Per Share 7.88
Full Cash Flow Statement

Margins

Gross margin is 46.10%, with operating and profit margins of 15.81% and 12.25%.

Gross Margin 46.10%
Operating Margin 15.81%
Pretax Margin 15.00%
Profit Margin 12.25%
EBITDA Margin 18.38%
EBIT Margin 15.81%
FCF Margin 8.63%

Dividends & Yields

This stock pays an annual dividend of 3.60, which amounts to a dividend yield of 2.42%.

Dividend Per Share 3.60
Dividend Yield 2.42%
Dividend Growth (YoY) 14.42%
Years of Dividend Growth 11
Payout Ratio 34.40%
Buyback Yield 6.00%
Shareholder Yield 8.42%
Earnings Yield 7.32%
FCF Yield 5.29%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 16, 2005. It was a forward split with a ratio of 2.

Last Split Date May 16, 2005
Split Type Forward
Split Ratio 2

Scores

Altman Z-Score n/a
Piotroski F-Score 6