iA Financial Corporation Inc. (TSX:IAG)

iA Financial Corporation Statistics

Total Valuation

TSX:IAG has a market cap or net worth of CAD 12.73 billion. The enterprise value is 14.83 billion.

Market Cap	12.73B
Enterprise Value	14.83B

Important Dates

The last earnings date was Thursday, May 8, 2025.

Earnings Date	May 8, 2025
Ex-Dividend Date	May 23, 2025

Share Statistics

TSX:IAG has 93.06 million shares outstanding. The number of shares has decreased by -7.12% in one year.

Current Share Class	93.06M
Shares Outstanding	93.06M
Shares Change (YoY)	-7.12%
Shares Change (QoQ)	-0.42%
Owned by Insiders (%)	0.16%
Owned by Institutions (%)	44.24%
Float	92.91M

Valuation Ratios

The trailing PE ratio is 14.52 and the forward PE ratio is 10.98.

PE Ratio	14.52
Forward PE	10.98
PS Ratio	1.57
PB Ratio	1.68
P/TBV Ratio	3.70
P/FCF Ratio	9.86
P/OCF Ratio	8.15
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.17, with an EV/FCF ratio of 11.49.

EV / Earnings	16.57
EV / Sales	1.83
EV / EBITDA	10.17
EV / EBIT	12.03
EV / FCF	11.49

Financial Position

The company has a current ratio of 2.58, with a Debt / Equity ratio of 0.44.

Current Ratio	2.58
Quick Ratio	0.89
Debt / Equity	0.44
Debt / EBITDA	2.26
Debt / FCF	2.56
Interest Coverage	19.89

Financial Efficiency

Return on equity (ROE) is 12.54% and return on invested capital (ROIC) is 7.23%.

Return on Equity (ROE)	12.54%
Return on Assets (ROA)	0.74%
Return on Invested Capital (ROIC)	7.23%
Return on Capital Employed (ROCE)	1.13%
Revenue Per Employee	1.16M
Profits Per Employee	127,857
Employee Count	7,000
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, TSX:IAG has paid 202.00 million in taxes.

Income Tax	202.00M
Effective Tax Rate	21.22%

Stock Price Statistics

The stock price has increased by +49.67% in the last 52 weeks. The beta is 0.97, so TSX:IAG's price volatility has been similar to the market average.

Beta (5Y)	0.97
52-Week Price Change	+49.67%
50-Day Moving Average	130.47
200-Day Moving Average	122.66
Relative Strength Index (RSI)	59.84
Average Volume (20 Days)	193,363

Short Selling Information

The latest short interest is 813,271, so 0.85% of the outstanding shares have been sold short.

Short Interest	813,271
Short Previous Month	723,513
Short % of Shares Out	0.85%
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TSX:IAG had revenue of CAD 8.12 billion and earned 895.00 million in profits. Earnings per share was 9.42.

Revenue	8.12B
Gross Profit	3.73B
Operating Income	1.23B
Pretax Income	1.17B
Net Income	895.00M
EBITDA	1.44B
EBIT	1.23B
Earnings Per Share (EPS)	9.42

Balance Sheet

The company has 2.11 billion in cash and 3.30 billion in debt, giving a net cash position of -1.51 billion or -16.20 per share.

Cash & Cash Equivalents	2.11B
Total Debt	3.30B
Net Cash	-1.51B
Net Cash Per Share	-16.20
Equity (Book Value)	7.56B
Book Value Per Share	74.65
Working Capital	3.87B

Cash Flow

In the last 12 months, operating cash flow was 1.56 billion and capital expenditures -270.00 million, giving a free cash flow of 1.29 billion.

Operating Cash Flow	1.56B
Capital Expenditures	-270.00M
Free Cash Flow	1.29B
FCF Per Share	13.87

Margins

Gross margin is 45.87%, with operating and profit margins of 15.18% and 11.37%.

Gross Margin	45.87%
Operating Margin	15.18%
Pretax Margin	14.35%
Profit Margin	11.37%
EBITDA Margin	17.71%
EBIT Margin	15.18%
FCF Margin	15.90%

Dividends & Yields

This stock pays an annual dividend of 3.60, which amounts to a dividend yield of 2.66%.

Dividend Per Share	3.60
Dividend Yield	2.66%
Dividend Growth (YoY)	11.04%
Years of Dividend Growth	12
Payout Ratio	35.21%
Buyback Yield	7.12%
Shareholder Yield	9.79%
Earnings Yield	7.03%
FCF Yield	10.14%

Stock Splits

The last stock split was on May 16, 2005. It was a forward split with a ratio of 2.

Last Split Date	May 16, 2005
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	5