Intact Financial Corporation (TSX:IFC)

Intact Financial Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 12, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	51,789	46,683	36,353	34,159	28,951	21,556
Market Cap Growth	33.57%	28.42%	6.42%	17.99%	34.31%	7.33%
Enterprise Value	57,532	52,675	42,005	39,874	34,257	24,826
PE Ratio	23.47	21.15	29.51	14.27	14.38	20.93
PS Ratio	1.78	1.61	1.27	1.13	1.62	1.73
PB Ratio	2.76	2.57	2.21	2.12	1.73	2.25
P/FCF Ratio	15.81	15.78	26.19	10.50	10.27	9.85
P/OCF Ratio	14.02	13.78	19.69	9.32	9.20	9.16
EV/Sales Ratio	1.97	1.82	1.47	1.32	1.92	1.99
EV/EBITDA Ratio	15.94	15.00	15.03	10.88	10.63	13.72
EV/EBIT Ratio	18.25	17.19	17.61	12.25	11.84	15.91
EV/FCF Ratio	17.56	17.81	30.26	12.25	12.15	11.34
Debt / Equity Ratio	0.29	0.30	0.35	0.32	0.35	0.36
Debt / EBITDA Ratio	1.52	1.56	2.06	1.41	1.83	1.93
Debt / FCF Ratio	1.67	1.85	4.14	1.59	2.09	1.59
Quick Ratio	0.11	0.12	0.13	0.15	0.27	0.41
Current Ratio	0.32	0.33	0.38	0.43	0.44	0.61
Asset Turnover	0.50	0.50	0.52	0.50	0.35	0.37
Return on Equity (ROE)	12.92%	13.34%	8.16%	14.89%	15.84%	11.81%
Return on Assets (ROA)	3.37%	3.32%	2.72%	3.39%	3.56%	2.89%
Return on Capital (ROIC)	8.41%	8.35%	6.85%	9.26%	10.12%	7.91%
Earnings Yield	4.27%	4.92%	3.62%	7.18%	7.14%	5.02%
Earnings Yield	4.27%	4.92%	3.62%	7.18%	7.14%	5.02%
FCF Yield	6.33%	6.34%	3.82%	9.53%	9.74%	10.15%
Dividend Yield	1.78%	1.86%	2.21%	2.15%	2.21%	2.41%
Payout Ratio	42.35%	41.49%	65.50%	31.05%	32.85%	48.71%
Buyback Yield / Dilution	-0.99%	-1.36%	-0.34%	-8.13%	-13.57%	-2.51%
Total Shareholder Return	0.80%	0.50%	1.87%	-5.98%	-11.35%	-0.10%

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.