Intact Financial Corporation (TSX:IFC)
Canada flag Canada · Delayed Price · Currency is CAD
279.17
+1.17 (0.42%)
Aug 15, 2025, 4:00 PM EDT

Intact Financial Statistics

Total Valuation

TSX:IFC has a market cap or net worth of CAD 49.79 billion. The enterprise value is 55.27 billion.

Market Cap 49.79B
Enterprise Value 55.27B

Important Dates

The last earnings date was Wednesday, July 30, 2025.

Earnings Date Jul 30, 2025
Ex-Dividend Date Sep 15, 2025

Share Statistics

TSX:IFC has 178.34 million shares outstanding. The number of shares has increased by 0.51% in one year.

Current Share Class 178.34M
Shares Outstanding 178.34M
Shares Change (YoY) +0.51%
Shares Change (QoQ) n/a
Owned by Insiders (%) 0.48%
Owned by Institutions (%) 52.93%
Float 177.49M

Valuation Ratios

The trailing PE ratio is 21.42 and the forward PE ratio is 16.83.

PE Ratio 21.42
Forward PE 16.83
PS Ratio 1.69
PB Ratio 2.59
P/TBV Ratio 6.05
P/FCF Ratio 14.18
P/OCF Ratio 12.78
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 14.02, with an EV/FCF ratio of 15.75.

EV / Earnings 23.75
EV / Sales 1.87
EV / EBITDA 14.02
EV / EBIT 16.01
EV / FCF 15.75

Financial Position

The company has a current ratio of 0.37, with a Debt / Equity ratio of 0.28.

Current Ratio 0.37
Quick Ratio 0.16
Debt / Equity 0.28
Debt / EBITDA 1.38
Debt / FCF 1.55
Interest Coverage 15.48

Financial Efficiency

Return on equity (ROE) is 13.16% and return on invested capital (ROIC) is 9.04%.

Return on Equity (ROE) 13.16%
Return on Assets (ROA) 3.68%
Return on Invested Capital (ROIC) 9.04%
Return on Capital Employed (ROCE) 10.29%
Revenue Per Employee 951,194
Profits Per Employee 75,065
Employee Count 31,000
Asset Turnover 0.50
Inventory Turnover n/a

Taxes

In the past 12 months, TSX:IFC has paid 628.00 million in taxes.

Income Tax 628.00M
Effective Tax Rate 20.59%

Stock Price Statistics

The stock price has increased by +11.37% in the last 52 weeks. The beta is 0.31, so TSX:IFC's price volatility has been lower than the market average.

Beta (5Y) 0.31
52-Week Price Change +11.37%
50-Day Moving Average 301.65
200-Day Moving Average 284.53
Relative Strength Index (RSI) 31.21
Average Volume (20 Days) 353,758

Short Selling Information

The latest short interest is 1.03 million, so 0.58% of the outstanding shares have been sold short.

Short Interest 1.03M
Short Previous Month 913,895
Short % of Shares Out 0.58%
Short % of Float 0.58%
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, TSX:IFC had revenue of CAD 29.49 billion and earned 2.33 billion in profits. Earnings per share was 13.03.

Revenue 29.49B
Gross Profit 3.83B
Operating Income 3.45B
Pretax Income 3.05B
Net Income 2.33B
EBITDA 3.94B
EBIT 3.45B
Earnings Per Share (EPS) 13.03
Full Income Statement

Balance Sheet

The company has 3.64 billion in cash and 5.43 billion in debt, giving a net cash position of -4.16 billion or -23.31 per share.

Cash & Cash Equivalents 3.64B
Total Debt 5.43B
Net Cash -4.16B
Net Cash Per Share -23.31
Equity (Book Value) 19.22B
Book Value Per Share 100.33
Working Capital -17.17B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 3.90 billion and capital expenditures -385.00 million, giving a free cash flow of 3.51 billion.

Operating Cash Flow 3.90B
Capital Expenditures -385.00M
Free Cash Flow 3.51B
FCF Per Share 19.68
Full Cash Flow Statement

Margins

Gross margin is 12.99%, with operating and profit margins of 11.71% and 8.20%.

Gross Margin 12.99%
Operating Margin 11.71%
Pretax Margin 10.34%
Profit Margin 8.20%
EBITDA Margin 13.37%
EBIT Margin 11.71%
FCF Margin 11.90%

Dividends & Yields

This stock pays an annual dividend of 5.32, which amounts to a dividend yield of 1.91%.

Dividend Per Share 5.32
Dividend Yield 1.91%
Dividend Growth (YoY) 9.94%
Years of Dividend Growth 20
Payout Ratio 41.17%
Buyback Yield -0.51%
Shareholder Yield 1.41%
Earnings Yield 4.67%
FCF Yield 7.05%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5