Laurentian Bank of Canada (TSX:LB)

Laurentian Bank of Canada Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Cash & Equivalents	57.77	73.55	69.44	79.7	69
Investment Securities	8,661	7,890	8,383	8,730	6,811
Trading Asset Securities	4,670	3,385	3,296	3,306	3,314
Total Investments	13,331	11,275	11,679	12,036	10,125
Gross Loans	36,014	35,422	37,212	37,611	33,744
Allowance for Loan Losses	-176.33	-189.38	-205.96	-193.48	-195.06
Other Adjustments to Gross Loans	-	-163.8	-152.74	-129.71	-99.64
Net Loans	35,838	35,069	36,853	37,288	33,450
Property, Plant & Equipment	83.6	85.43	119.68	134.39	106.28
Goodwill	-	-	84.76	83.71	78.43
Other Intangible Assets	182.06	181.28	282.83	294.44	278.3
Accrued Interest Receivable	-	166.95	193.62	148.12	77.25
Other Receivables	-	70.97	141.07	55.96	391.59
Restricted Cash	-	59.92	39.05	60.03	38.59
Other Current Assets	-	215.01	230.78	317.42	231.19
Long-Term Deferred Tax Assets	149.66	157.84	119.09	71.53	58.49
Other Real Estate Owned & Foreclosed	-	-	-	-	5.6
Other Long-Term Assets	505.88	45.87	80.4	147.71	168
Total Assets	50,148	47,401	49,893	50,717	45,077
Accounts Payable	-	461.2	558.4	560.81	955.69
Interest Bearing Deposits	23,999	21,521	24,383	25,665	21,575
Non-Interest Bearing Deposits	-	1,135	1,096	1,467	1,413
Total Deposits	23,999	22,656	25,479	27,132	22,988
Short-Term Borrowings	4,152	333.66	738.04	808.96	153.07
Current Portion of Long-Term Debt	-	6,193	4,727	4,319	4,584
Current Portion of Leases	-	20.1	-	-	-
Current Income Taxes Payable	-	18.62	8.38	-	-
Accrued Interest Payable	-	609.87	514.88	385.84	363.53
Other Current Liabilities	3,296	263.45	311.34	1,080	911.75
Long-Term Debt	14,384	11,800	12,131	11,134	9,793
Long-Term Leases	-	93.82	123.03	130.39	120.14
Pension & Post-Retirement Benefits	-	14.76	16.95	17.46	20.63
Long-Term Deferred Tax Liabilities	66.95	61.46	72.34	54.26	48.24
Other Long-Term Liabilities	1,368	2,047	2,355	2,312	2,498
Total Liabilities	47,266	44,573	47,035	47,936	42,436
Preferred Stock, Convertible	245.68	122.07	122.07	122.07	122.07
Total Preferred Equity	245.68	122.07	122.07	122.07	122.07
Common Stock	1,206	1,187	1,178	1,168	1,173
Retained Earnings	1,352	1,308	1,406	1,322	1,195
Comprehensive Income & Other	78.12	211.56	152.41	169.1	150.81
Total Common Equity	2,636	2,706	2,736	2,659	2,519
Shareholders' Equity	2,882	2,828	2,858	2,781	2,641
Total Liabilities & Equity	50,148	47,401	49,893	50,717	45,077
Total Debt	18,535	18,441	17,719	16,393	14,650
Net Cash (Debt)	-8,543	-10,049	-9,017	-7,468	-7,905
Net Cash Per Share	-193.31	-229.32	-207.37	-172.03	-181.79
Filing Date Shares Outstanding	44.77	44.01	43.65	43.33	43.59
Total Common Shares Outstanding	44.77	44.01	43.65	43.33	43.59
Book Value Per Share	58.89	61.50	62.69	61.36	57.79
Tangible Book Value	2,454	2,525	2,368	2,281	2,162
Tangible Book Value Per Share	54.82	57.38	54.26	52.63	49.60

Updated Oct 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.