Kyoto Financial Group,Inc. (TYO:5844)

TYO:5844 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	72,180	68,248	58,574	50,281	44,544	45,183
Interest Income on Investments	43,405	43,968	38,466	35,735	37,329	31,684
Total Interest Income	115,585	112,216	97,040	86,016	81,873	76,867
Interest Paid on Deposits	21,416	17,397	12,682	6,035	1,182	1,754
Interest Paid on Borrowings	10,485	10,485	4,424	1,365	1,642	2,593
Total Interest Expense	31,901	27,882	17,106	7,400	2,824	4,347
Net Interest Income	83,684	84,334	79,934	78,616	79,049	72,520
Net Interest Income Growth (YoY)	2.16%	5.50%	1.68%	-0.55%	9.00%	4.99%
Trust Income	90	90	233	226	11	12
Gain (Loss) on Sale of Assets	-406	-403	476	-325	-469	-722
Gain (Loss) on Sale of Investments	5,742	5,742	5,254	2,828	1,032	1,462
Other Non-Interest Income	50,532	48,825	35,026	35,123	44,020	29,118
Total Non-Interest Income	55,958	54,254	40,989	37,852	44,594	29,870
Non-Interest Income Growth (YoY)	30.21%	32.36%	8.29%	-15.12%	49.29%	-11.33%
Revenues Before Loan Losses	139,642	138,588	120,923	116,468	123,643	102,390
Provision for Loan Losses	-	-	-	2,259	10,858	8,180
Revenue	139,642	138,588	120,923	114,209	112,785	94,210
Revenue Growth (YoY)	11.81%	14.61%	5.88%	1.26%	19.72%	-7.31%
Selling, General & Administrative	62,718	61,284	58,064	56,159	55,750	56,905
Other Non-Interest Expense	31,907	26,792	18,810	20,199	28,330	14,263
Total Non-Interest Expense	94,625	88,076	76,874	76,358	84,080	71,168
EBT Excluding Unusual Items	45,017	50,512	44,049	37,851	28,705	23,042
Asset Writedown	-	-24	-73	-76	-266	-
Other Unusual Items	-1	-1	-1	-	-1	-
Pretax Income	45,016	50,487	43,975	37,775	28,438	23,042
Income Tax Expense	12,405	13,933	12,337	10,416	7,657	6,072
Earnings From Continuing Operations	32,611	36,554	31,638	27,359	20,781	16,970
Minority Interest in Earnings	-2	-2	-66	-146	-160	-110
Net Income	32,609	36,552	31,572	27,213	20,621	16,860
Net Income to Common	32,609	36,552	31,572	27,213	20,621	16,860
Net Income Growth	-2.99%	15.77%	16.02%	31.97%	22.31%	-17.28%
Basic Shares Outstanding	291	292	296	300	302	302
Diluted Shares Outstanding	291	292	297	300	303	303
Shares Change (YoY)	-1.34%	-1.41%	-1.25%	-0.78%	-0.03%	0.03%
EPS (Basic)	112.02	125.12	106.55	90.70	68.21	55.76
EPS (Diluted)	111.96	125.03	106.47	90.63	68.14	55.70
EPS Growth	-1.68%	17.43%	17.48%	33.01%	22.34%	-17.31%
Dividend Per Share	60.000	60.000	40.000	35.000	23.750	15.000
Dividend Growth	50.00%	50.00%	14.29%	47.37%	58.33%	-
Effective Tax Rate	27.56%	27.60%	28.06%	27.57%	26.92%	26.35%

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.