SBI Sumishin Net Bank, Ltd. (TYO:7163)

SBI Sumishin Net Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	1,783,501	1,494,507	1,665,582	1,100,449	1,767,429	1,511,526
Investment Securities	786,815	891,589	770,496	802,122	1,093,686	965,755
Total Investments	786,815	891,589	770,496	802,122	1,093,686	965,755
Gross Loans	9,050,456	8,682,584	7,972,760	6,594,878	5,390,839	4,584,695
Allowance for Loan Losses	-3,606	-3,438	-2,867	-3,019	-2,572	-2,494
Net Loans	9,046,850	8,679,146	7,969,893	6,591,859	5,388,267	4,582,201
Property, Plant & Equipment	4,133	4,234	3,210	3,790	26,726	21,107
Goodwill	-	406	2,163	2,524	-	-
Other Intangible Assets	30,745	28,920	26,136	24,384	-	-
Restricted Cash	-	-	13,148	13,657	14,167	14,179
Other Current Assets	15,279	10,142	8,341	7,102	20,969	20,409
Long-Term Deferred Tax Assets	12,566	13,151	8,883	7,231	5,287	2,001
Other Long-Term Assets	126,467	114,863	208,564	125,886	217,490	116,166
Total Assets	11,806,356	11,236,958	10,676,416	8,679,004	8,534,021	7,233,344
Accrued Expenses	251	862	920	510	-	-
Interest Bearing Deposits	10,449,536	9,814,163	9,463,139	7,975,420	7,112,592	6,291,705
Total Deposits	10,449,536	9,814,163	9,463,139	7,975,420	7,112,592	6,291,705
Short-Term Borrowings	-	-	-	48,000	34,000	65,000
Long-Term Debt	1,084,587	1,153,367	945,284	445,885	1,156,249	673,659
Pension & Post-Retirement Benefits	60	59	16	15	-	-
Long-Term Deferred Tax Liabilities	-	-	861	580	685	-
Other Long-Term Liabilities	97,190	98,586	114,587	76,902	85,102	68,798
Total Liabilities	11,631,624	11,067,037	10,524,807	8,547,312	8,388,628	7,099,162
Common Stock	31,000	31,000	31,000	31,000	31,000	31,000
Additional Paid-In Capital	13,648	13,648	13,633	13,625	13,625	13,625
Retained Earnings	151,871	147,843	122,430	98,723	108,791	91,677
Treasury Stock	-20	-20	-2	-	-	-
Comprehensive Income & Other	-21,767	-22,550	-15,452	-11,743	-8,053	-2,643
Total Common Equity	174,732	169,921	151,609	131,605	145,363	133,659
Minority Interest	-	-	-	87	30	523
Shareholders' Equity	174,732	169,921	151,609	131,692	145,393	134,182
Total Liabilities & Equity	11,806,356	11,236,958	10,676,416	8,679,004	8,534,021	7,233,344
Total Debt	1,084,587	1,153,367	945,284	493,885	1,190,249	738,659
Net Cash (Debt)	698,914	341,140	720,298	606,564	577,180	772,867
Net Cash Growth	25.21%	-52.64%	18.75%	5.09%	-25.32%	58.71%
Net Cash Per Share	4635.29	2262.53	4777.18	4022.49	3827.63	5125.35
Filing Date Shares Outstanding	150.78	150.78	150.74	150.79	150.79	150.79
Total Common Shares Outstanding	150.78	150.78	150.79	150.79	150.79	150.79
Book Value Per Share	1158.86	1126.95	1005.42	872.75	963.99	886.37
Tangible Book Value	143,987	140,595	123,310	104,697	145,363	133,659
Tangible Book Value Per Share	954.95	932.45	817.75	694.31	963.99	886.37

Source: S&P Global Market Intelligence. Banks template. Financial Sources.