Concordia Financial Group, Ltd. (TYO:7186)

Concordia Financial Group Ratios and Metrics

Market cap in millions JPY. Fiscal year is April - March.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 13, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Market Capitalization	1,078,022	1,120,028	896,159	572,968	551,698	541,704
Market Cap Growth	24.98%	24.98%	56.41%	3.85%	1.85%	47.19%
Last Close Price	944.40	981.20	745.64	458.27	412.76	389.39
PE Ratio	13.18	13.53	13.39	10.20	10.24	21.39
PS Ratio	3.30	3.43	3.08	2.15	2.06	2.16
PB Ratio	0.83	0.87	0.70	0.49	0.47	0.47
P/FCF Ratio	-	-	-	1.00	7.12	1.61
P/OCF Ratio	-	-	-	1.00	6.14	1.56
Debt / Equity Ratio	1.87	1.87	1.96	3.88	2.80	1.62
Debt / FCF Ratio	-	-	-	7.89	42.00	5.58
Return on Equity (ROE)	6.45%	6.45%	5.49%	4.83%	4.68%	2.30%
Return on Assets (ROA)	0.34%	0.34%	0.27%	0.23%	0.24%	0.13%
Earnings Yield	7.68%	7.39%	7.47%	9.80%	9.77%	4.67%
FCF Yield	-	-	-260.48%	99.49%	14.05%	62.17%
Dividend Yield	2.92%	-	3.08%	4.15%	4.36%	4.11%
Payout Ratio	-	-	36.04%	41.49%	38.14%	76.37%
Buyback Yield / Dilution	1.27%	1.27%	1.19%	1.75%	0.04%	0.51%
Total Shareholder Return	4.19%	1.27%	4.27%	5.90%	4.40%	4.62%

Updated Feb 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.