Credit Saison Co., Ltd. (TYO:8253)

Credit Saison Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Operating Revenue	421,686	67,536	56,380	58,715	59,341	32,382
Other Revenue	77,802	424,699	363,934	323,822	303,614	292,999
Revenue	499,488	492,235	420,314	382,537	362,955	325,381
Revenue Growth (YoY)	14.32%	17.11%	9.88%	5.39%	11.55%	-18.06%
Cost of Revenue	67,784	151,810	121,604	109,727	99,973	85,888
Gross Profit	431,704	340,425	298,710	272,810	262,982	239,493
Selling, General & Admin	263,132	230,554	210,157	199,814	180,861	175,781
Other Operating Expenses	46,042	-	2,315	-	13,650	-
Operating Expenses	309,174	261,698	242,778	229,322	222,541	202,380
Operating Income	122,530	78,727	55,932	43,488	40,441	37,113
Interest Expense	-44,055	-	-	-	-	-
Interest & Investment Income	-	1,366	1,273	1,197	1,206	1,188
Earnings From Equity Investments	14,600	13,030	29,262	5,982	4,588	4,168
Other Non Operating Income (Expenses)	350	1,847	5,489	3,986	2,912	2,095
EBT Excluding Unusual Items	93,425	94,970	91,956	54,653	49,147	44,564
Gain (Loss) on Sale of Investments	-393	-2,753	1,970	4,306	852	4,580
Gain (Loss) on Sale of Assets	-289	1,237	4,630	2,733	138	2,988
Asset Writedown	-670	-670	-604	-649	-201	-1,218
Pretax Income	92,073	92,784	97,952	61,043	49,936	50,914
Income Tax Expense	25,374	25,435	24,667	17,183	14,343	14,668
Earnings From Continuing Operations	66,699	67,349	73,285	43,860	35,593	36,246
Minority Interest in Earnings	-801	-952	-298	-261	-218	-114
Net Income	65,898	66,397	72,987	43,599	35,375	36,132
Net Income to Common	65,898	66,397	72,987	43,599	35,375	36,132
Net Income Growth	-9.27%	-9.03%	67.41%	23.25%	-2.10%	58.04%
Shares Outstanding (Basic)	153	157	161	156	156	156
Shares Outstanding (Diluted)	154	157	161	156	156	156
Shares Change (YoY)	-5.66%	-2.56%	3.05%	0.02%	0.02%	-1.97%
EPS (Basic)	429.83	423.01	453.08	278.91	226.35	231.24
EPS (Diluted)	429.08	422.19	452.69	278.75	226.13	231.01
EPS Growth	-3.83%	-6.74%	62.40%	23.27%	-2.11%	62.03%
Free Cash Flow	-	-269,983	-232,677	-145,728	-86,876	-21,838
Free Cash Flow Per Share	-	-1720.05	-1444.39	-932.25	-555.88	-139.76
Dividend Per Share	120.000	120.000	85.000	70.000	55.000	45.000
Dividend Growth	41.18%	41.18%	21.43%	27.27%	22.22%	-
Gross Margin	86.43%	69.16%	71.07%	71.32%	72.46%	73.60%
Operating Margin	24.53%	15.99%	13.31%	11.37%	11.14%	11.41%
Profit Margin	13.19%	13.49%	17.36%	11.40%	9.75%	11.11%
Free Cash Flow Margin	-	-54.85%	-55.36%	-38.09%	-23.94%	-6.71%
EBITDA	156,357	112,322	88,601	74,970	70,266	65,737
EBITDA Margin	31.30%	22.82%	21.08%	19.60%	19.36%	20.20%
D&A For EBITDA	33,827	33,595	32,669	31,482	29,825	28,624
EBIT	122,530	78,727	55,932	43,488	40,441	37,113
EBIT Margin	24.53%	15.99%	13.31%	11.37%	11.14%	11.41%
Effective Tax Rate	27.56%	27.41%	25.18%	28.15%	28.72%	28.81%
Advertising Expenses	-	35,421	29,409	28,619	23,539	23,421

Source: S&P Global Market Intelligence. Standard template. Financial Sources.