Japan
· Delayed Price · Currency is JPY Credit Saison Statistics
Total Valuation
Credit Saison has a market cap or net worth of JPY 543.37 billion. The enterprise value is 3.93 trillion.
| Market Cap | 543.37B |
| Enterprise Value | 3.93T |
Important Dates
The last earnings date was Thursday, August 14, 2025.
| Earnings Date | Aug 14, 2025 |
| Ex-Dividend Date | Mar 28, 2025 |
Share Statistics
Credit Saison has 145.64 million shares outstanding. The number of shares has decreased by -5.66% in one year.
| Current Share Class | 145.64M |
| Shares Outstanding | 145.64M |
| Shares Change (YoY) | -5.66% |
| Shares Change (QoQ) | -2.14% |
| Owned by Insiders (%) | 0.16% |
| Owned by Institutions (%) | 65.97% |
| Float | 130.40M |
Valuation Ratios
The trailing PE ratio is 8.70 and the forward PE ratio is 7.86. Credit Saison's PEG ratio is 2.30.
| PE Ratio | 8.70 |
| Forward PE | 7.86 |
| PS Ratio | 1.09 |
| PB Ratio | 0.77 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 2.30 |
Enterprise Valuation
| EV / Earnings | 59.66 |
| EV / Sales | 7.87 |
| EV / EBITDA | 23.00 |
| EV / EBIT | 28.67 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 14.76, with a Debt / Equity ratio of 4.89.
| Current Ratio | 14.76 |
| Quick Ratio | 14.06 |
| Debt / Equity | 4.89 |
| Debt / EBITDA | 22.24 |
| Debt / FCF | n/a |
| Interest Coverage | 2.78 |
Financial Efficiency
Return on equity (ROE) is 9.34% and return on invested capital (ROIC) is 1.90%.
| Return on Equity (ROE) | 9.34% |
| Return on Assets (ROA) | 1.68% |
| Return on Invested Capital (ROIC) | 1.90% |
| Return on Capital Employed (ROCE) | 2.76% |
| Revenue Per Employee | 137.83M |
| Profits Per Employee | 18.18M |
| Employee Count | 3,624 |
| Asset Turnover | 0.11 |
| Inventory Turnover | 0.41 |
Taxes
In the past 12 months, Credit Saison has paid 25.37 billion in taxes.
| Income Tax | 25.37B |
| Effective Tax Rate | 27.56% |
Stock Price Statistics
The stock price has increased by +22.45% in the last 52 weeks. The beta is 0.41, so Credit Saison's price volatility has been lower than the market average.
| Beta (5Y) | 0.41 |
| 52-Week Price Change | +22.45% |
| 50-Day Moving Average | 3,991.96 |
| 200-Day Moving Average | 3,663.79 |
| Relative Strength Index (RSI) | 38.21 |
| Average Volume (20 Days) | 847,705 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Credit Saison had revenue of JPY 499.49 billion and earned 65.90 billion in profits. Earnings per share was 429.08.
| Revenue | 499.49B |
| Gross Profit | 431.70B |
| Operating Income | 122.53B |
| Pretax Income | 92.07B |
| Net Income | 65.90B |
| EBITDA | 156.36B |
| EBIT | 122.53B |
| Earnings Per Share (EPS) | 429.08 |
Balance Sheet
The company has 101.84 billion in cash and 3.48 trillion in debt, giving a net cash position of -3,374.93 billion or -23,173.73 per share.
| Cash & Cash Equivalents | 101.84B |
| Total Debt | 3.48T |
| Net Cash | -3,374.93B |
| Net Cash Per Share | -23,173.73 |
| Equity (Book Value) | 710.29B |
| Book Value Per Share | 4,753.24 |
| Working Capital | 3.69T |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 86.43%, with operating and profit margins of 24.53% and 13.19%.
| Gross Margin | 86.43% |
| Operating Margin | 24.53% |
| Pretax Margin | 18.43% |
| Profit Margin | 13.19% |
| EBITDA Margin | 31.30% |
| EBIT Margin | 24.53% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 130.00, which amounts to a dividend yield of 3.48%.
| Dividend Per Share | 130.00 |
| Dividend Yield | 3.48% |
| Dividend Growth (YoY) | 14.29% |
| Years of Dividend Growth | 3 |
| Payout Ratio | n/a |
| Buyback Yield | 5.66% |
| Shareholder Yield | 8.82% |
| Earnings Yield | 12.13% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 26, 1997. It was a forward split with a ratio of 1.15.
| Last Split Date | Mar 26, 1997 |
| Split Type | Forward |
| Split Ratio | 1.15 |
Scores
Credit Saison has an Altman Z-Score of 1.4 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.4 |
| Piotroski F-Score | 5 |