Japan
· Delayed Price · Currency is JPY Credit Saison Statistics
Total Valuation
Credit Saison has a market cap or net worth of JPY 574.06 billion. The enterprise value is 3.85 trillion.
| Market Cap | 574.06B |
| Enterprise Value | 3.85T |
Important Dates
The next estimated earnings date is Thursday, August 14, 2025.
| Earnings Date | Aug 14, 2025 |
| Ex-Dividend Date | Mar 28, 2025 |
Share Statistics
Credit Saison has 149.07 million shares outstanding. The number of shares has decreased by -2.37% in one year.
| Current Share Class | 149.07M |
| Shares Outstanding | 149.07M |
| Shares Change (YoY) | -2.37% |
| Shares Change (QoQ) | -2.41% |
| Owned by Insiders (%) | 0.15% |
| Owned by Institutions (%) | 66.54% |
| Float | 148.85M |
Valuation Ratios
The trailing PE ratio is 9.12 and the forward PE ratio is 8.57.
| PE Ratio | 9.12 |
| Forward PE | 8.57 |
| PS Ratio | 1.17 |
| PB Ratio | 0.80 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 23.42, with an EV/FCF ratio of -14.27.
| EV / Earnings | 58.02 |
| EV / Sales | 7.83 |
| EV / EBITDA | 23.42 |
| EV / EBIT | 29.44 |
| EV / FCF | -14.27 |
Financial Position
The company has a current ratio of 12.77, with a Debt / Equity ratio of 4.73.
| Current Ratio | 12.77 |
| Quick Ratio | 12.21 |
| Debt / Equity | 4.73 |
| Debt / EBITDA | 22.48 |
| Debt / FCF | -12.61 |
| Interest Coverage | 2.96 |
Financial Efficiency
Return on equity (ROE) is 9.38% and return on invested capital (ROIC) is 1.87%.
| Return on Equity (ROE) | 9.38% |
| Return on Assets (ROA) | 1.64% |
| Return on Invested Capital (ROIC) | 1.87% |
| Return on Capital Employed (ROCE) | 2.70% |
| Revenue Per Employee | 80.20M |
| Profits Per Employee | 10.82M |
| Employee Count | 6,138 |
| Asset Turnover | 0.11 |
| Inventory Turnover | 0.43 |
Taxes
In the past 12 months, Credit Saison has paid 25.44 billion in taxes.
| Income Tax | 25.44B |
| Effective Tax Rate | 27.41% |
Stock Price Statistics
The stock price has increased by +18.53% in the last 52 weeks. The beta is 0.39, so Credit Saison's price volatility has been lower than the market average.
| Beta (5Y) | 0.39 |
| 52-Week Price Change | +18.53% |
| 50-Day Moving Average | 3,724.12 |
| 200-Day Moving Average | 3,590.11 |
| Relative Strength Index (RSI) | 44.10 |
| Average Volume (20 Days) | 631,410 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Credit Saison had revenue of JPY 492.24 billion and earned 66.40 billion in profits. Earnings per share was 422.19.
| Revenue | 492.24B |
| Gross Profit | 422.82B |
| Operating Income | 117.84B |
| Pretax Income | 92.78B |
| Net Income | 66.40B |
| EBITDA | 151.43B |
| EBIT | 117.84B |
| Earnings Per Share (EPS) | 422.19 |
Balance Sheet
The company has 139.40 billion in cash and 3.40 trillion in debt, giving a net cash position of -3,265.00 billion or -21,902.66 per share.
| Cash & Cash Equivalents | 139.40B |
| Total Debt | 3.40T |
| Net Cash | -3,265.00B |
| Net Cash Per Share | -21,902.66 |
| Equity (Book Value) | 719.03B |
| Book Value Per Share | 4,740.04 |
| Working Capital | 3.62T |
Cash Flow
In the last 12 months, operating cash flow was -249.17 billion and capital expenditures -20.81 billion, giving a free cash flow of -269.98 billion.
| Operating Cash Flow | -249.17B |
| Capital Expenditures | -20.81B |
| Free Cash Flow | -269.98B |
| FCF Per Share | -1,811.13 |
Margins
Gross margin is 85.90%, with operating and profit margins of 23.94% and 13.49%.
| Gross Margin | 85.90% |
| Operating Margin | 23.94% |
| Pretax Margin | 18.85% |
| Profit Margin | 13.49% |
| EBITDA Margin | 30.76% |
| EBIT Margin | 23.94% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 130.00, which amounts to a dividend yield of 3.38%.
| Dividend Per Share | 130.00 |
| Dividend Yield | 3.38% |
| Dividend Growth (YoY) | 14.29% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 26.04% |
| Buyback Yield | 2.37% |
| Shareholder Yield | 5.74% |
| Earnings Yield | 11.57% |
| FCF Yield | -47.03% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 26, 1997. It was a forward split with a ratio of 1.15.
| Last Split Date | Mar 26, 1997 |
| Split Type | Forward |
| Split Ratio | 1.15 |
Scores
Credit Saison has an Altman Z-Score of 1.38 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.38 |
| Piotroski F-Score | 5 |