The Bank of Iwate, Ltd. (TYO:8345)

The Bank of Iwate Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	22,587	21,130	18,203	17,383	17,291	17,360
Interest Income on Investments	13,853	12,954	10,047	9,213	9,982	10,694
Total Interest Income	36,440	34,084	28,250	26,596	27,273	28,054
Interest Paid on Deposits	3,438	2,205	100	127	246	334
Interest Paid on Borrowings	779	644	503	527	531	541
Total Interest Expense	4,217	2,849	603	654	777	875
Net Interest Income	32,223	31,235	27,647	25,942	26,496	27,179
Net Interest Income Growth (YoY)	12.32%	12.98%	6.57%	-2.09%	-2.51%	-5.57%
Trust Income	-	-	-	-	-	186
Gain (Loss) on Sale of Assets	-41	-10	-23	48	-112	-80
Gain (Loss) on Sale of Investments	-1,495	-1,495	-310	-472	1,545	2,659
Other Non-Interest Income	14,994	14,962	14,614	14,623	13,828	13,276
Total Non-Interest Income	13,458	13,457	14,281	14,199	15,261	16,041
Non-Interest Income Growth (YoY)	-5.72%	-5.77%	0.58%	-6.96%	-4.86%	23.82%
Revenues Before Loan Losses	45,681	44,692	41,928	40,141	41,757	43,220
Provision for Loan Losses	735	735	1,419	741	1,186	3,974
Revenue	44,946	43,957	40,509	39,400	40,571	39,246
Revenue Growth (YoY)	8.19%	8.51%	2.81%	-2.89%	3.38%	-1.17%
Selling, General & Administrative	24,949	24,771	24,554	24,086	24,852	25,473
Other Non-Interest Expense	9,558	9,416	9,024	8,809	8,063	7,698
Total Non-Interest Expense	34,507	34,187	33,578	32,895	32,915	33,171
EBT Excluding Unusual Items	10,439	9,770	6,931	6,505	7,656	6,075
Asset Writedown	-50	-49	-186	-17	-645	-537
Other Unusual Items	25	25	-	87	-	-
Pretax Income	10,414	9,746	6,745	6,575	7,011	5,538
Income Tax Expense	3,003	2,770	2,520	1,194	2,885	2,642
Earnings From Continuing Operations	7,411	6,976	4,225	5,381	4,126	2,896
Net Income	7,411	6,976	4,225	5,381	4,126	2,896
Net Income to Common	7,411	6,976	4,225	5,381	4,126	2,896
Net Income Growth	52.90%	65.11%	-21.48%	30.42%	42.47%	-23.47%
Basic Shares Outstanding	17	17	17	17	17	18
Diluted Shares Outstanding	17	17	17	17	18	18
Shares Change (YoY)	0.06%	-0.42%	-0.88%	-0.89%	-0.46%	-1.14%
EPS (Basic)	431.41	406.86	245.93	310.32	235.91	164.61
EPS (Diluted)	430.46	405.67	244.70	308.90	234.73	164.03
EPS Growth	52.76%	65.78%	-20.78%	31.60%	43.10%	-22.57%
Dividend Per Share	125.000	125.000	80.000	90.000	70.000	60.000
Dividend Growth	56.25%	56.25%	-11.11%	28.57%	16.67%	-14.29%
Effective Tax Rate	-	28.42%	37.36%	18.16%	41.15%	47.71%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.