Amica S.A. (WSE:AMC)

Amica Statistics

Total Valuation

Amica has a market cap or net worth of PLN 487.90 million. The enterprise value is 629.60 million.

Market Cap	487.90M
Enterprise Value	629.60M

Important Dates

The last earnings date was Friday, November 21, 2025.

Earnings Date	Nov 21, 2025
Ex-Dividend Date	Jun 17, 2025

Share Statistics

Amica has 7.67 million shares outstanding.

Current Share Class	4.95M
Shares Outstanding	7.67M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.32%
Owned by Insiders (%)	0.55%
Owned by Institutions (%)	22.90%
Float	4.91M

Valuation Ratios

The trailing PE ratio is 17.24 and the forward PE ratio is 11.63.

PE Ratio	17.24
Forward PE	11.63
PS Ratio	0.20
PB Ratio	0.48
P/TBV Ratio	0.57
P/FCF Ratio	6.51
P/OCF Ratio	4.26
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.98, with an EV/FCF ratio of 8.39.

EV / Earnings	22.25
EV / Sales	0.26
EV / EBITDA	4.98
EV / EBIT	9.20
EV / FCF	8.39

Financial Position

The company has a current ratio of 1.38, with a Debt / Equity ratio of 0.27.

Current Ratio	1.38
Quick Ratio	0.66
Debt / Equity	0.27
Debt / EBITDA	2.14
Debt / FCF	3.61
Interest Coverage	4.07

Financial Efficiency

Return on equity (ROE) is 2.76% and return on invested capital (ROIC) is 3.29%.

Return on Equity (ROE)	2.76%
Return on Assets (ROA)	2.14%
Return on Invested Capital (ROIC)	3.29%
Return on Capital Employed (ROCE)	6.08%
Revenue Per Employee	955,039
Profits Per Employee	10,969
Employee Count	2,616
Asset Turnover	1.24
Inventory Turnover	3.13

Taxes

In the past 12 months, Amica has paid 19.70 million in taxes.

Income Tax	19.70M
Effective Tax Rate	41.04%

Stock Price Statistics

The stock price has increased by +4.78% in the last 52 weeks. The beta is 0.68, so Amica's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	+4.78%
50-Day Moving Average	58.21
200-Day Moving Average	60.05
Relative Strength Index (RSI)	66.33
Average Volume (20 Days)	14,856

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Amica had revenue of PLN 2.46 billion and earned 28.30 million in profits. Earnings per share was 3.69.

Revenue	2.46B
Gross Profit	680.10M
Operating Income	68.40M
Pretax Income	48.00M
Net Income	28.30M
EBITDA	98.00M
EBIT	68.40M
Earnings Per Share (EPS)	3.69

Balance Sheet

The company has 129.20 million in cash and 270.90 million in debt, giving a net cash position of -141.70 million or -18.47 per share.

Cash & Cash Equivalents	129.20M
Total Debt	270.90M
Net Cash	-141.70M
Net Cash Per Share	-18.47
Equity (Book Value)	1.02B
Book Value Per Share	133.14
Working Capital	316.40M

Cash Flow

In the last 12 months, operating cash flow was 114.40 million and capital expenditures -39.40 million, giving a free cash flow of 75.00 million.

Operating Cash Flow	114.40M
Capital Expenditures	-39.40M
Free Cash Flow	75.00M
FCF Per Share	9.78

Margins

Gross margin is 27.60%, with operating and profit margins of 2.78% and 1.15%.

Gross Margin	27.60%
Operating Margin	2.78%
Pretax Margin	1.95%
Profit Margin	1.15%
EBITDA Margin	3.98%
EBIT Margin	2.78%
FCF Margin	3.04%

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 3.14%.

Dividend Per Share	2.00
Dividend Yield	3.14%
Dividend Growth (YoY)	-20.00%
Years of Dividend Growth	n/a
Payout Ratio	54.06%
Buyback Yield	n/a
Shareholder Yield	3.01%
Earnings Yield	5.80%
FCF Yield	15.37%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Amica has an Altman Z-Score of 1.89 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.89
Piotroski F-Score	6