Santander Bank Polska Statistics

Total Valuation

WSE:SPL has a market cap or net worth of PLN 56.10 billion.

Market Cap	56.10B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, July 30, 2025.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	May 12, 2025

Share Statistics

WSE:SPL has 102.19 million shares outstanding. The number of shares has decreased by -2.77% in one year.

Current Share Class	102.19M
Shares Outstanding	102.19M
Shares Change (YoY)	-2.77%
Shares Change (QoQ)	-0.57%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	28.33%
Float	33.31M

Valuation Ratios

The trailing PE ratio is 9.59 and the forward PE ratio is 9.72.

PE Ratio	9.59
Forward PE	9.72
PS Ratio	3.32
PB Ratio	1.69
P/TBV Ratio	1.96
P/FCF Ratio	31.57
P/OCF Ratio	23.87
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	15.42
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.25%.

Return on Equity (ROE)	18.25%
Return on Assets (ROA)	1.97%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.48M
Profits Per Employee	491,811
Employee Count	11,396
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WSE:SPL has paid 2.13 billion in taxes.

Income Tax	2.13B
Effective Tax Rate	26.60%

Stock Price Statistics

The stock price has increased by +9.61% in the last 52 weeks. The beta is 0.71, so WSE:SPL's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	+9.61%
50-Day Moving Average	508.73
200-Day Moving Average	507.87
Relative Strength Index (RSI)	55.09
Average Volume (20 Days)	61,370

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, WSE:SPL had revenue of PLN 16.87 billion and earned 5.60 billion in profits. Earnings per share was 56.10.

Revenue	16.87B
Gross Profit	16.72B
Operating Income	10.87B
Pretax Income	8.01B
Net Income	5.60B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	56.10

Full Income Statement

Balance Sheet

The company has 29.19 billion in cash and 27.40 billion in debt, giving a net cash position of 1.79 billion or 17.51 per share.

Cash & Cash Equivalents	29.19B
Total Debt	27.40B
Net Cash	1.79B
Net Cash Per Share	17.51
Equity (Book Value)	33.20B
Book Value Per Share	305.58
Working Capital	-198.05B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.35 billion and capital expenditures -573.42 million, giving a free cash flow of 1.78 billion.

Operating Cash Flow	2.35B
Capital Expenditures	-573.42M
Free Cash Flow	1.78B
FCF Per Share	17.39

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	64.41%
Pretax Margin	47.44%
Profit Margin	33.22%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	10.53%

Dividends & Yields

This stock pays an annual dividend of 46.37, which amounts to a dividend yield of 8.18%.

Dividend Per Share	46.37
Dividend Yield	8.18%
Dividend Growth (YoY)	-31.69%
Years of Dividend Growth	3
Payout Ratio	84.55%
Buyback Yield	2.77%
Shareholder Yield	10.87%
Earnings Yield	9.99%
FCF Yield	3.17%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3