ADRIATIC osiguranje d.d. (ZSE:JDOS)
Croatia
· Delayed Price · Currency is EUR 498.00
0.00 (0.00%)
At close: Dec 2, 2025
ADRIATIC osiguranje d.d. Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2019 |
| Premiums & Annuity Revenue | 249.77 | 234.68 | 203.93 | 173.62 | 141.2 | 109.03 | Upgrade
|
| Total Interest & Dividend Income | 3.98 | 3.46 | 1.86 | 9.5 | 2.85 | 2.52 | Upgrade
|
| Gain (Loss) on Sale of Investments | 3.5 | 3.5 | 1.91 | - | 0.02 | 0.03 | Upgrade
|
| Other Revenue | - | - | - | 8.04 | 6.18 | 3.13 | Upgrade
|
| Total Revenue | 257.25 | 241.64 | 207.71 | 191.15 | 150.23 | 114.71 | Upgrade
|
| Revenue Growth (YoY) | 10.33% | 16.34% | 8.66% | 27.24% | 30.97% | 16.15% | Upgrade
|
| Policy Benefits | 170.31 | 150.03 | 126.23 | 110.11 | 74.14 | 45.19 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 19.53 | 18.9 | 16.43 | 13.49 | 36.41 | 29.21 | Upgrade
|
| Depreciation & Amortization | -0 | - | - | - | - | - | Upgrade
|
| Selling, General & Administrative | - | - | - | - | 23.21 | 22.27 | Upgrade
|
| Other Operating Expenses | 71.46 | 73.46 | 66.84 | 61.91 | 6.21 | 5.4 | Upgrade
|
| Total Operating Expenses | 261.29 | 242.4 | 209.5 | 185.5 | 139.97 | 102.07 | Upgrade
|
| Operating Income | -4.05 | -0.75 | -1.79 | 5.65 | 10.26 | 12.64 | Upgrade
|
| Currency Exchange Gain (Loss) | 0.02 | -0 | -0.09 | 0.1 | -0.21 | 0.02 | Upgrade
|
| Other Non Operating Income (Expenses) | 4.28 | 5.59 | 6.21 | 0.13 | - | - | Upgrade
|
| EBT Excluding Unusual Items | 0.25 | 4.83 | 4.33 | 5.88 | 10.05 | 12.66 | Upgrade
|
| Impairment of Goodwill | - | - | - | - | -0.07 | -0.06 | Upgrade
|
| Asset Writedown | - | - | - | - | 1.55 | -1.37 | Upgrade
|
| Pretax Income | 0.25 | 4.83 | 4.33 | 5.88 | 11.53 | 11.22 | Upgrade
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| Income Tax Expense | 0.19 | 0.77 | 0.72 | 0.32 | 1.8 | 2.15 | Upgrade
|
| Net Income | 0.06 | 4.06 | 3.61 | 5.55 | 9.73 | 9.08 | Upgrade
|
| Net Income to Common | 0.06 | 4.06 | 3.61 | 5.55 | 9.73 | 9.08 | Upgrade
|
| Net Income Growth | -97.08% | 12.38% | -34.95% | -42.93% | 7.19% | 11.30% | Upgrade
|
| Shares Outstanding (Basic) | 0 | 0 | 0 | 0 | 0 | 0 | Upgrade
|
| Shares Outstanding (Diluted) | 0 | 0 | 0 | 0 | 0 | 0 | Upgrade
|
| EPS (Basic) | 0.50 | 32.48 | 28.90 | 44.42 | 77.84 | 72.62 | Upgrade
|
| EPS (Diluted) | 0.50 | 32.48 | 28.90 | 44.42 | 77.84 | 72.62 | Upgrade
|
| EPS Growth | -97.08% | 12.38% | -34.95% | -42.93% | 7.19% | 11.30% | Upgrade
|
| Free Cash Flow | 37.01 | 34.81 | 16.35 | 19.85 | 29.69 | 10.85 | Upgrade
|
| Free Cash Flow Per Share | 296.05 | 278.49 | 130.79 | 158.78 | 237.55 | 86.82 | Upgrade
|
| Dividend Per Share | 24.000 | 24.000 | - | - | - | - | Upgrade
|
| Operating Margin | -1.57% | -0.31% | -0.86% | 2.96% | 6.83% | 11.02% | Upgrade
|
| Profit Margin | 0.02% | 1.68% | 1.74% | 2.90% | 6.48% | 7.91% | Upgrade
|
| Free Cash Flow Margin | 14.39% | 14.41% | 7.87% | 10.38% | 19.77% | 9.46% | Upgrade
|
| EBITDA | -1.63 | 1.89 | 0.62 | 5.85 | 12.36 | 15.48 | Upgrade
|
| EBITDA Margin | -0.63% | 0.78% | 0.30% | 3.06% | 8.23% | 13.49% | Upgrade
|
| D&A For EBITDA | 2.42 | 2.65 | 2.41 | 0.21 | 2.1 | 2.84 | Upgrade
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| EBIT | -4.05 | -0.75 | -1.79 | 5.65 | 10.26 | 12.64 | Upgrade
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| EBIT Margin | -1.57% | -0.31% | -0.86% | 2.96% | 6.83% | 11.02% | Upgrade
|
| Effective Tax Rate | 75.03% | 16.03% | 16.57% | 5.51% | 15.64% | 19.12% | Upgrade
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Source: S&P Global Market Intelligence. Insurance template. Financial Sources.