American Coastal Insurance Corporation (ACIC)
NASDAQ: ACIC · Real-Time Price · USD
10.92
-0.15 (-1.36%)
At close: Aug 15, 2025, 4:00 PM
11.13
+0.21 (1.92%)
After-hours: Aug 15, 2025, 4:31 PM EDT

ACIC Statistics

Total Valuation

ACIC has a market cap or net worth of $532.52 million. The enterprise value is $369.47 million.

Market Cap 532.52M
Enterprise Value 369.47M

Important Dates

The last earnings date was Wednesday, August 6, 2025, after market close.

Earnings Date Aug 6, 2025
Ex-Dividend Date Jan 2, 2025

Share Statistics

ACIC has 48.77 million shares outstanding. The number of shares has increased by 5.17% in one year.

Current Share Class 48.77M
Shares Outstanding 48.77M
Shares Change (YoY) +5.17%
Shares Change (QoQ) +0.14%
Owned by Insiders (%) 47.52%
Owned by Institutions (%) 32.20%
Float 25.02M

Valuation Ratios

The trailing PE ratio is 6.66 and the forward PE ratio is 8.47.

PE Ratio 6.66
Forward PE 8.47
PS Ratio 1.64
Forward PS 3.30
PB Ratio 1.80
P/TBV Ratio 2.33
P/FCF Ratio 3.63
P/OCF Ratio 3.62
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.95, with an EV/FCF ratio of 2.52.

EV / Earnings 4.57
EV / Sales 1.15
EV / EBITDA 2.95
EV / EBIT 3.14
EV / FCF 2.52

Financial Position

The company has a current ratio of 1.02, with a Debt / Equity ratio of 0.52.

Current Ratio 1.02
Quick Ratio 0.43
Debt / Equity 0.52
Debt / EBITDA 1.21
Debt / FCF 1.04
Interest Coverage 10.41

Financial Efficiency

Return on equity (ROE) is 31.54% and return on invested capital (ROIC) is 17.99%.

Return on Equity (ROE) 31.54%
Return on Assets (ROA) 5.53%
Return on Invested Capital (ROIC) 17.99%
Return on Capital Employed (ROCE) 26.05%
Revenue Per Employee $4.92M
Profits Per Employee $1.24M
Employee Count 65
Asset Turnover 0.24
Inventory Turnover n/a

Taxes

In the past 12 months, ACIC has paid $27.87 million in taxes.

Income Tax 27.87M
Effective Tax Rate 25.53%

Stock Price Statistics

The stock price has decreased by -2.59% in the last 52 weeks. The beta is -0.29, so ACIC's price volatility has been lower than the market average.

Beta (5Y) -0.29
52-Week Price Change -2.59%
50-Day Moving Average 10.68
200-Day Moving Average 11.82
Relative Strength Index (RSI) 55.40
Average Volume (20 Days) 202,232

Short Selling Information

The latest short interest is 637,737, so 1.31% of the outstanding shares have been sold short.

Short Interest 637,737
Short Previous Month 665,737
Short % of Shares Out 1.31%
Short % of Float 2.55%
Short Ratio (days to cover) 3.82

Income Statement

In the last 12 months, ACIC had revenue of $320.07 million and earned $80.86 million in profits. Earnings per share was $1.63.

Revenue 320.07M
Gross Profit 156.40M
Operating Income 117.55M
Pretax Income 86.52M
Net Income 80.86M
EBITDA 125.38M
EBIT 117.55M
Earnings Per Share (EPS) $1.63
Full Income Statement

Balance Sheet

The company has $335.85 million in cash and $152.44 million in debt, giving a net cash position of $163.05 million or $3.34 per share.

Cash & Cash Equivalents 335.85M
Total Debt 152.44M
Net Cash 163.05M
Net Cash Per Share $3.34
Equity (Book Value) 292.30M
Book Value Per Share 6.07
Working Capital 15.17M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $147.02 million and capital expenditures -$118,000, giving a free cash flow of $146.90 million.

Operating Cash Flow 147.02M
Capital Expenditures -118,000
Free Cash Flow 146.90M
FCF Per Share $3.01
Full Cash Flow Statement

Margins

Gross margin is 48.86%, with operating and profit margins of 36.72% and 25.26%.

Gross Margin 48.86%
Operating Margin 36.72%
Pretax Margin 34.10%
Profit Margin 25.26%
EBITDA Margin 39.17%
EBIT Margin 36.72%
FCF Margin 45.89%

Dividends & Yields

This stock pays an annual dividend of $0.50, which amounts to a dividend yield of 4.58%.

Dividend Per Share $0.50
Dividend Yield 4.58%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 30.64%
Buyback Yield -5.17%
Shareholder Yield -0.59%
Earnings Yield 15.18%
FCF Yield 27.59%
Dividend Details

Analyst Forecast

The average price target for ACIC is $16.00, which is 46.52% higher than the current price. The consensus rating is "Buy".

Price Target $16.00
Price Target Difference 46.52%
Analyst Consensus Buy
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 6