Enact Holdings, Inc. (ACT)

Enact Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	984.14	980.1	957.08	939.46	974.95	971.37
Total Interest & Dividend Income	246.49	240.56	207.37	155.31	141.19	132.84
Gain (Loss) on Sale of Investments	-19.37	-22.81	-14.02	-2.04	-2.12	-3.32
Other Revenue	5.71	3.91	3.26	2.31	3.84	5.58
Total Revenue	1,217	1,202	1,154	1,095	1,118	1,106
Revenue Growth (YoY)	4.52%	4.17%	5.36%	-2.04%	1.03%	13.04%
Policy Benefits	49.7	38.66	27.17	-94.22	125.47	379.83
Policy Acquisition & Underwriting Costs	217.65	218.32	223.28	235.89	243.41	235.96
Total Operating Expenses	267.34	256.97	250.44	141.66	368.89	615.8
Operating Income	949.63	944.8	903.25	953.38	748.97	490.66
Interest Expense	-50.49	-51.16	-51.87	-51.7	-51.01	-18.24
EBT Excluding Unusual Items	899.14	893.64	851.38	901.68	697.96	472.42
Merger & Restructuring Charges	-4.65	-4.65	0.13	-3.46	-2.74	-
Other Unusual Items	-10.93	-10.93	-	-	-	-
Pretax Income	883.56	878.06	851.51	898.22	695.22	472.42
Income Tax Expense	190.7	189.99	186	194.07	148.53	102
Net Income	692.86	688.07	665.51	704.16	546.69	370.42
Net Income to Common	692.86	688.07	665.51	704.16	546.69	370.42
Net Income Growth	6.51%	3.39%	-5.49%	28.80%	47.59%	-45.34%
Shares Outstanding (Basic)	155	156	161	163	163	163
Shares Outstanding (Diluted)	156	158	162	163	163	163
Shares Change (YoY)	-3.30%	-2.65%	-0.89%	0.26%	0.02%	-
EPS (Basic)	4.48	4.40	4.14	4.32	3.36	2.27
EPS (Diluted)	4.44	4.37	4.11	4.31	3.36	2.27
EPS Growth	9.98%	6.33%	-4.64%	28.38%	47.89%	-45.43%
Dividend Per Share	0.740	0.715	0.620	0.420	-	-
Dividend Growth	15.63%	15.32%	47.62%	-	-	-
Operating Margin	78.03%	78.62%	78.29%	87.06%	67.00%	44.34%
Profit Margin	56.93%	57.25%	57.69%	64.30%	48.91%	33.48%
EBIT	949.63	944.8	903.25	953.38	748.97	490.66
EBIT Margin	78.03%	78.62%	78.29%	87.06%	67.00%	44.34%
Effective Tax Rate	21.58%	21.64%	21.84%	21.61%	21.37%	21.59%
Revenue as Reported	1,217	1,202	1,154	1,095	1,118	1,106

Updated Apr 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q