Aflac Incorporated (AFL)
NYSE: AFL · Real-Time Price · USD
105.60
+0.30 (0.28%)
Aug 15, 2025, 10:03 AM - Market open

Aflac Statistics

Total Valuation

Aflac has a market cap or net worth of $56.48 billion. The enterprise value is $64.33 billion.

Market Cap 56.48B
Enterprise Value 64.33B

Important Dates

The last earnings date was Tuesday, August 5, 2025, after market close.

Earnings Date Aug 5, 2025
Ex-Dividend Date Aug 20, 2025

Share Statistics

Aflac has 534.83 million shares outstanding. The number of shares has decreased by -5.23% in one year.

Current Share Class 534.83M
Shares Outstanding 534.83M
Shares Change (YoY) -5.23%
Shares Change (QoQ) -1.55%
Owned by Insiders (%) 0.77%
Owned by Institutions (%) 68.73%
Float 530.18M

Valuation Ratios

The trailing PE ratio is 23.87 and the forward PE ratio is 14.96. Aflac's PEG ratio is 2.74.

PE Ratio 23.87
Forward PE 14.96
PS Ratio 3.63
Forward PS 3.15
PB Ratio 2.07
P/TBV Ratio 2.07
P/FCF Ratio n/a
P/OCF Ratio 21.74
PEG Ratio 2.74
Financial Ratio History

Enterprise Valuation

EV / Earnings 26.40
EV / Sales 4.04
EV / EBITDA 18.67
EV / EBIT 18.94
EV / FCF n/a

Financial Position

The company has a current ratio of 1.22, with a Debt / Equity ratio of 0.55.

Current Ratio 1.22
Quick Ratio 1.11
Debt / Equity 0.55
Debt / EBITDA 4.30
Debt / FCF n/a
Interest Coverage 16.81

Financial Efficiency

Return on equity (ROE) is 9.15% and return on invested capital (ROIC) is 5.27%.

Return on Equity (ROE) 9.15%
Return on Assets (ROA) 1.73%
Return on Invested Capital (ROIC) 5.27%
Return on Capital Employed (ROCE) 2.94%
Revenue Per Employee $1.25M
Profits Per Employee $191,980
Employee Count 12,694
Asset Turnover 0.13
Inventory Turnover n/a

Taxes

In the past 12 months, Aflac has paid $757.00 million in taxes.

Income Tax 757.00M
Effective Tax Rate 23.70%

Stock Price Statistics

The stock price has increased by +3.51% in the last 52 weeks. The beta is 0.81, so Aflac's price volatility has been lower than the market average.

Beta (5Y) 0.81
52-Week Price Change +3.51%
50-Day Moving Average 102.49
200-Day Moving Average 105.44
Relative Strength Index (RSI) 60.86
Average Volume (20 Days) 2,582,533

Short Selling Information

The latest short interest is 7.36 million, so 1.38% of the outstanding shares have been sold short.

Short Interest 7.36M
Short Previous Month 8.33M
Short % of Shares Out 1.38%
Short % of Float 1.39%
Short Ratio (days to cover) 3.46

Income Statement

In the last 12 months, Aflac had revenue of $15.91 billion and earned $2.44 billion in profits. Earnings per share was $4.43.

Revenue 15.91B
Gross Profit 6.59B
Operating Income 3.40B
Pretax Income 6.28B
Net Income 2.44B
EBITDA 3.45B
EBIT 3.40B
Earnings Per Share (EPS) $4.43
Full Income Statement

Balance Sheet

The company has $9.35 billion in cash and $14.98 billion in debt, giving a net cash position of -$8.01 billion or -$14.98 per share.

Cash & Cash Equivalents 9.35B
Total Debt 14.98B
Net Cash -8.01B
Net Cash Per Share -$14.98
Equity (Book Value) 27.20B
Book Value Per Share 50.86
Working Capital 2.02B
Full Balance Sheet

Cash Flow

Operating Cash Flow 2.59B
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 41.39%, with operating and profit margins of 21.35% and 15.32%.

Gross Margin 41.39%
Operating Margin 21.35%
Pretax Margin 20.08%
Profit Margin 15.32%
EBITDA Margin 21.66%
EBIT Margin 21.35%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $2.32, which amounts to a dividend yield of 2.19%.

Dividend Per Share $2.32
Dividend Yield 2.19%
Dividend Growth (YoY) 16.67%
Years of Dividend Growth 41
Payout Ratio 50.57%
Buyback Yield 5.23%
Shareholder Yield 7.43%
Earnings Yield 4.33%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for Aflac is $108.54, which is 2.78% higher than the current price. The consensus rating is "Hold".

Price Target $108.54
Price Target Difference 2.78%
Analyst Consensus Hold
Analyst Count 13
Revenue Growth Forecast (5Y) 0.02%
EPS Growth Forecast (5Y) -3.85%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 19, 2018. It was a forward split with a ratio of 2:1.

Last Split Date Mar 19, 2018
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4