Affirm Holdings Statistics
Total Valuation
Affirm Holdings has a market cap or net worth of $17.34 billion. The enterprise value is $23.33 billion.
Important Dates
The last earnings date was Thursday, May 8, 2025, after market close.
| Earnings Date | May 8, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Affirm Holdings has 322.60 million shares outstanding. The number of shares has increased by 4.60% in one year.
| Current Share Class | 281.83M |
| Shares Outstanding | 322.60M |
| Shares Change (YoY) | +4.60% |
| Shares Change (QoQ) | -0.28% |
| Owned by Insiders (%) | 6.18% |
| Owned by Institutions (%) | 68.25% |
| Float | 268.38M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 22.58 |
| PS Ratio | 5.72 |
| Forward PS | 4.54 |
| PB Ratio | 6.03 |
| P/TBV Ratio | 7.41 |
| P/FCF Ratio | 28.48 |
| P/OCF Ratio | 22.00 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 368.00, with an EV/FCF ratio of 38.34.
| EV / Earnings | n/a |
| EV / Sales | 7.76 |
| EV / EBITDA | 368.00 |
| EV / EBIT | n/a |
| EV / FCF | 38.34 |
Financial Position
The company has a current ratio of 13.47, with a Debt / Equity ratio of 2.56.
| Current Ratio | 13.47 |
| Quick Ratio | 10.44 |
| Debt / Equity | 2.56 |
| Debt / EBITDA | 105.02 |
| Debt / FCF | 12.09 |
| Interest Coverage | -41.35 |
Financial Efficiency
Return on equity (ROE) is -2.26% and return on invested capital (ROIC) is -1.40%.
| Return on Equity (ROE) | -2.26% |
| Return on Assets (ROA) | -1.38% |
| Return on Invested Capital (ROIC) | -1.40% |
| Return on Capital Employed (ROCE) | -2.11% |
| Revenue Per Employee | $1.50M |
| Profits Per Employee | -$31,004 |
| Employee Count | 2,006 |
| Asset Turnover | 0.31 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Affirm Holdings has paid $7.94 million in taxes.
| Income Tax | 7.94M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +70.12% in the last 52 weeks. The beta is 3.66, so Affirm Holdings's price volatility has been higher than the market average.
| Beta (5Y) | 3.66 |
| 52-Week Price Change | +70.12% |
| 50-Day Moving Average | 47.41 |
| 200-Day Moving Average | 50.27 |
| Relative Strength Index (RSI) | 57.96 |
| Average Volume (20 Days) | 8,423,216 |
Short Selling Information
The latest short interest is 14.67 million, so 4.55% of the outstanding shares have been sold short.
| Short Interest | 14.67M |
| Short Previous Month | 14.89M |
| Short % of Shares Out | 4.55% |
| Short % of Float | 5.47% |
| Short Ratio (days to cover) | 1.51 |
Income Statement
In the last 12 months, Affirm Holdings had revenue of $3.01 billion and -$62.19 million in losses. Loss per share was -$0.19.
| Revenue | 3.01B |
| Gross Profit | 1.37B |
| Operating Income | -216.59M |
| Pretax Income | n/a |
| Net Income | -62.19M |
| EBITDA | 63.41M |
| EBIT | -216.59M |
| Loss Per Share | -$0.19 |
Full Income StatementBalance Sheet
The company has $1.36 billion in cash and $7.36 billion in debt, giving a net cash position of -$6.00 billion or -$18.59 per share.
| Cash & Cash Equivalents | 1.36B |
| Total Debt | 7.36B |
| Net Cash | -6.00B |
| Net Cash Per Share | -$18.59 |
| Equity (Book Value) | 2.87B |
| Book Value Per Share | 8.91 |
| Working Capital | 1.90B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $788.04 million and capital expenditures -$179.33 million, giving a free cash flow of $608.71 million.
| Operating Cash Flow | 788.04M |
| Capital Expenditures | -179.33M |
| Free Cash Flow | 608.71M |
| FCF Per Share | $1.89 |
Full Cash Flow StatementMargins
Gross margin is 45.44%, with operating and profit margins of -7.20% and -2.07%.
| Gross Margin | 45.44% |
| Operating Margin | -7.20% |
| Pretax Margin | -1.80% |
| Profit Margin | -2.07% |
| EBITDA Margin | 2.11% |
| EBIT Margin | -7.20% |
| FCF Margin | 20.24% |
Dividends & Yields
Affirm Holdings does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -4.60% |
| Shareholder Yield | -4.60% |
| Earnings Yield | -0.36% |
| FCF Yield | 3.51% |
Dividend DetailsAnalyst Forecast
The average price target for Affirm Holdings is $65.44, which is 21.77% higher than the current price. The consensus rating is "Buy".
| Price Target | $65.44 |
| Price Target Difference | 21.77% |
| Analyst Consensus | Buy |
| Analyst Count | 21 |
| Revenue Growth Forecast (5Y) | 25.32% |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Affirm Holdings has an Altman Z-Score of 1.13 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.13 |
| Piotroski F-Score | 4 |