American Integrity Insurance Group, Inc. (AII)
NYSE: AII · Real-Time Price · USD
19.07
+0.41 (2.20%)
At close: Aug 15, 2025, 4:00 PM
18.99
-0.08 (-0.42%)
After-hours: Aug 15, 2025, 7:00 PM EDT

AII Statistics

Total Valuation

AII has a market cap or net worth of $373.24 million. The enterprise value is $116.01 million.

Market Cap 373.24M
Enterprise Value 116.01M

Important Dates

The last earnings date was Tuesday, August 12, 2025, after market close.

Earnings Date Aug 12, 2025
Ex-Dividend Date n/a

Share Statistics

AII has 19.57 million shares outstanding.

Current Share Class 19.57M
Shares Outstanding 19.57M
Shares Change (YoY) n/a
Shares Change (QoQ) +13,701.53%
Owned by Insiders (%) 20.34%
Owned by Institutions (%) 42.07%
Float 8.47M

Valuation Ratios

The trailing PE ratio is 0.31 and the forward PE ratio is 7.85. AII's PEG ratio is 0.52.

PE Ratio 0.31
Forward PE 7.85
PS Ratio 0.09
Forward PS 1.84
PB Ratio 1.24
P/TBV Ratio 1.24
P/FCF Ratio 1.73
P/OCF Ratio 1.72
PEG Ratio 0.52
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.34, with an EV/FCF ratio of 0.54.

EV / Earnings 1.53
EV / Sales 0.45
EV / EBITDA 1.34
EV / EBIT 1.38
EV / FCF 0.54

Financial Position

The company has a current ratio of 1.51, with a Debt / Equity ratio of 0.01.

Current Ratio 1.51
Quick Ratio 0.37
Debt / Equity 0.01
Debt / EBITDA 0.03
Debt / FCF 0.01
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) 11.48%
Revenue Per Employee $884,514
Profits Per Employee $257,670
Employee Count 294
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, AII has paid $5.80 million in taxes.

Income Tax 5.80M
Effective Tax Rate 6.88%

Stock Price Statistics

Beta (5Y) n/a
52-Week Price Change n/a
50-Day Moving Average 17.57
200-Day Moving Average n/a
Relative Strength Index (RSI) 63.39
Average Volume (20 Days) 67,313

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, AII had revenue of $260.05 million and earned $75.76 million in profits. Earnings per share was $60.71.

Revenue 260.05M
Gross Profit 131.16M
Operating Income 84.30M
Pretax Income 51.04M
Net Income 75.76M
EBITDA 86.90M
EBIT 84.30M
Earnings Per Share (EPS) $60.71
Full Income Statement

Balance Sheet

The company has $259.61 million in cash and $2.38 million in debt, giving a net cash position of $257.23 million or $13.14 per share.

Cash & Cash Equivalents 259.61M
Total Debt 2.38M
Net Cash 257.23M
Net Cash Per Share $13.14
Equity (Book Value) 301.87M
Book Value Per Share 15.42
Working Capital 439.51M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $217.18 million and capital expenditures -$947,000, giving a free cash flow of $216.23 million.

Operating Cash Flow 217.18M
Capital Expenditures -947,000
Free Cash Flow 216.23M
FCF Per Share $11.05
Full Cash Flow Statement

Margins

Gross margin is 50.44%, with operating and profit margins of 32.42% and 30.19%.

Gross Margin 50.44%
Operating Margin 32.42%
Pretax Margin 32.42%
Profit Margin 30.19%
EBITDA Margin 33.42%
EBIT Margin 32.42%
FCF Margin 83.15%

Dividends & Yields

AII does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield 20.30%
FCF Yield 57.93%

Analyst Forecast

The average price target for AII is $21.50, which is 12.74% higher than the current price. The consensus rating is "Buy".

Price Target $21.50
Price Target Difference 12.74%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3