Assurant Statistics
Total Valuation
Assurant has a market cap or net worth of $10.72 billion. The enterprise value is $11.32 billion.
Important Dates
The last earnings date was Tuesday, August 5, 2025, after market close.
| Earnings Date | Aug 5, 2025 |
| Ex-Dividend Date | Jun 9, 2025 |
Share Statistics
Assurant has 50.46 million shares outstanding. The number of shares has decreased by -2.32% in one year.
| Current Share Class | 50.46M |
| Shares Outstanding | 50.46M |
| Shares Change (YoY) | -2.32% |
| Shares Change (QoQ) | -0.31% |
| Owned by Insiders (%) | 0.57% |
| Owned by Institutions (%) | 95.96% |
| Float | 50.12M |
Valuation Ratios
The trailing PE ratio is 15.46 and the forward PE ratio is 11.11.
| PE Ratio | 15.46 |
| Forward PE | 11.11 |
| PS Ratio | 0.89 |
| Forward PS | 0.82 |
| PB Ratio | 1.96 |
| P/TBV Ratio | 4.59 |
| P/FCF Ratio | 11.07 |
| P/OCF Ratio | 8.95 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 9.24, with an EV/FCF ratio of 11.68.
| EV / Earnings | 15.78 |
| EV / Sales | 0.92 |
| EV / EBITDA | 9.24 |
| EV / EBIT | 11.47 |
| EV / FCF | 11.68 |
Financial Position
The company has a current ratio of 0.41, with a Debt / Equity ratio of 0.38.
| Current Ratio | 0.41 |
| Quick Ratio | 0.14 |
| Debt / Equity | 0.38 |
| Debt / EBITDA | 1.67 |
| Debt / FCF | 2.15 |
| Interest Coverage | 9.22 |
Financial Efficiency
Return on equity (ROE) is 13.65% and return on invested capital (ROIC) is 8.41%.
| Return on Equity (ROE) | 13.65% |
| Return on Assets (ROA) | 1.78% |
| Return on Invested Capital (ROIC) | 8.41% |
| Return on Capital Employed (ROCE) | 12.23% |
| Revenue Per Employee | $866,542 |
| Profits Per Employee | $50,493 |
| Employee Count | 14,200 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Assurant has paid $157.20 million in taxes.
| Income Tax | 157.20M |
| Effective Tax Rate | 17.98% |
Stock Price Statistics
The stock price has increased by +14.26% in the last 52 weeks. The beta is 0.58, so Assurant's price volatility has been lower than the market average.
| Beta (5Y) | 0.58 |
| 52-Week Price Change | +14.26% |
| 50-Day Moving Average | 194.91 |
| 200-Day Moving Average | 203.53 |
| Relative Strength Index (RSI) | 68.80 |
| Average Volume (20 Days) | 446,130 |
Short Selling Information
The latest short interest is 740,077, so 1.47% of the outstanding shares have been sold short.
| Short Interest | 740,077 |
| Short Previous Month | 780,169 |
| Short % of Shares Out | 1.47% |
| Short % of Float | 1.48% |
| Short Ratio (days to cover) | 1.99 |
Income Statement
In the last 12 months, Assurant had revenue of $12.30 billion and earned $717.00 million in profits. Earnings per share was $13.78.
| Revenue | 12.30B |
| Gross Profit | 1.26B |
| Operating Income | 986.60M |
| Pretax Income | 981.20M |
| Net Income | 717.00M |
| EBITDA | 1.22B |
| EBIT | 986.60M |
| Earnings Per Share (EPS) | $13.78 |
Full Income StatementBalance Sheet
The company has $1.80 billion in cash and $2.08 billion in debt, giving a net cash position of -$597.70 million or -$11.85 per share.
| Cash & Cash Equivalents | 1.80B |
| Total Debt | 2.08B |
| Net Cash | -597.70M |
| Net Cash Per Share | -$11.85 |
| Equity (Book Value) | 5.50B |
| Book Value Per Share | 108.81 |
| Working Capital | -16.27B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.20 billion and capital expenditures -$228.40 million, giving a free cash flow of $968.80 million.
| Operating Cash Flow | 1.20B |
| Capital Expenditures | -228.40M |
| Free Cash Flow | 968.80M |
| FCF Per Share | $19.20 |
Full Cash Flow StatementMargins
Gross margin is 10.26%, with operating and profit margins of 8.02% and 5.83%.
| Gross Margin | 10.26% |
| Operating Margin | 8.02% |
| Pretax Margin | 7.10% |
| Profit Margin | 5.83% |
| EBITDA Margin | 9.95% |
| EBIT Margin | 8.02% |
| FCF Margin | 7.87% |
Dividends & Yields
This stock pays an annual dividend of $3.20, which amounts to a dividend yield of 1.50%.
| Dividend Per Share | $3.20 |
| Dividend Yield | 1.50% |
| Dividend Growth (YoY) | 9.09% |
| Years of Dividend Growth | 21 |
| Payout Ratio | 22.65% |
| Buyback Yield | 2.32% |
| Shareholder Yield | 3.83% |
| Earnings Yield | 6.69% |
| FCF Yield | 9.04% |
Dividend DetailsAnalyst Forecast
The average price target for Assurant is $233.86, which is 10.08% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $233.86 |
| Price Target Difference | 10.08% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |