AMERISAFE Statistics
Total Valuation
AMERISAFE has a market cap or net worth of $856.69 million. The enterprise value is $808.23 million.
Important Dates
The last earnings date was Thursday, July 24, 2025, after market close.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Sep 12, 2025 |
Share Statistics
AMERISAFE has 18.98 million shares outstanding. The number of shares has decreased by -0.40% in one year.
| Current Share Class | 18.98M |
| Shares Outstanding | 18.98M |
| Shares Change (YoY) | -0.40% |
| Shares Change (QoQ) | -0.18% |
| Owned by Insiders (%) | 1.79% |
| Owned by Institutions (%) | 98.04% |
| Float | 18.63M |
Valuation Ratios
The trailing PE ratio is 17.16 and the forward PE ratio is 20.39. AMERISAFE's PEG ratio is 2.04.
| PE Ratio | 17.16 |
| Forward PE | 20.39 |
| PS Ratio | 2.80 |
| Forward PS | 2.64 |
| PB Ratio | 3.23 |
| P/TBV Ratio | 3.23 |
| P/FCF Ratio | 108.18 |
| P/OCF Ratio | 94.76 |
| PEG Ratio | 2.04 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 12.59, with an EV/FCF ratio of 102.06.
| EV / Earnings | 16.03 |
| EV / Sales | 2.64 |
| EV / EBITDA | 12.59 |
| EV / EBIT | 12.78 |
| EV / FCF | 102.06 |
Financial Position
The company has a current ratio of 2.00
| Current Ratio | 2.00 |
| Quick Ratio | 1.30 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.80% and return on invested capital (ROIC) is 13.95%.
| Return on Equity (ROE) | 17.80% |
| Return on Assets (ROA) | 3.31% |
| Return on Invested Capital (ROIC) | 13.95% |
| Return on Capital Employed (ROCE) | 6.47% |
| Revenue Per Employee | $828,297 |
| Profits Per Employee | $136,276 |
| Employee Count | 370 |
| Asset Turnover | 0.26 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AMERISAFE has paid $12.82 million in taxes.
| Income Tax | 12.82M |
| Effective Tax Rate | 20.27% |
Stock Price Statistics
The stock price has decreased by -3.01% in the last 52 weeks. The beta is 0.38, so AMERISAFE's price volatility has been lower than the market average.
| Beta (5Y) | 0.38 |
| 52-Week Price Change | -3.01% |
| 50-Day Moving Average | 44.57 |
| 200-Day Moving Average | 49.73 |
| Relative Strength Index (RSI) | 51.10 |
| Average Volume (20 Days) | 132,184 |
Short Selling Information
The latest short interest is 315,479, so 1.66% of the outstanding shares have been sold short.
| Short Interest | 315,479 |
| Short Previous Month | 204,844 |
| Short % of Shares Out | 1.66% |
| Short % of Float | 1.69% |
| Short Ratio (days to cover) | 2.22 |
Income Statement
In the last 12 months, AMERISAFE had revenue of $306.47 million and earned $50.42 million in profits. Earnings per share was $2.63.
| Revenue | 306.47M |
| Gross Profit | 96.05M |
| Operating Income | 63.24M |
| Pretax Income | 70.76M |
| Net Income | 50.42M |
| EBITDA | 64.19M |
| EBIT | 63.24M |
| Earnings Per Share (EPS) | $2.63 |
Full Income StatementBalance Sheet
The company has $63.37 million in cash and n/a in debt, giving a net cash position of $48.47 million or $2.55 per share.
| Cash & Cash Equivalents | 63.37M |
| Total Debt | n/a |
| Net Cash | 48.47M |
| Net Cash Per Share | $2.55 |
| Equity (Book Value) | 265.57M |
| Book Value Per Share | 13.97 |
| Working Capital | 177.26M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $9.04 million and capital expenditures -$1.12 million, giving a free cash flow of $7.92 million.
| Operating Cash Flow | 9.04M |
| Capital Expenditures | -1.12M |
| Free Cash Flow | 7.92M |
| FCF Per Share | $0.42 |
Full Cash Flow StatementMargins
Gross margin is 31.34%, with operating and profit margins of 20.64% and 16.45%.
| Gross Margin | 31.34% |
| Operating Margin | 20.64% |
| Pretax Margin | 20.64% |
| Profit Margin | 16.45% |
| EBITDA Margin | 20.94% |
| EBIT Margin | 20.64% |
| FCF Margin | 2.58% |
Dividends & Yields
This stock pays an annual dividend of $4.56, which amounts to a dividend yield of 10.10%.
| Dividend Per Share | $4.56 |
| Dividend Yield | 10.10% |
| Dividend Growth (YoY) | -8.28% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 172.61% |
| Buyback Yield | 0.40% |
| Shareholder Yield | 10.37% |
| Earnings Yield | 5.89% |
| FCF Yield | 0.92% |
Dividend DetailsAnalyst Forecast
The average price target for AMERISAFE is $57.50, which is 27.38% higher than the current price. The consensus rating is "Buy".
| Price Target | $57.50 |
| Price Target Difference | 27.38% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |