AMERISAFE Statistics
Total Valuation
AMERISAFE has a market cap or net worth of $833.87 million. The enterprise value is $790.45 million.
Important Dates
The next estimated earnings date is Monday, July 28, 2025, after market close.
| Earnings Date | Jul 28, 2025 |
| Ex-Dividend Date | Jun 13, 2025 |
Share Statistics
AMERISAFE has 19.04 million shares outstanding. The number of shares has decreased by -0.39% in one year.
| Current Share Class | 19.04M |
| Shares Outstanding | 19.04M |
| Shares Change (YoY) | -0.39% |
| Shares Change (QoQ) | +0.20% |
| Owned by Insiders (%) | 1.78% |
| Owned by Institutions (%) | 101.46% |
| Float | 18.69M |
Valuation Ratios
The trailing PE ratio is 17.67 and the forward PE ratio is 20.02. AMERISAFE's PEG ratio is 2.00.
| PE Ratio | 17.67 |
| Forward PE | 20.02 |
| PS Ratio | 2.77 |
| Forward PS | 2.60 |
| PB Ratio | 3.20 |
| P/TBV Ratio | 3.20 |
| P/FCF Ratio | 56.45 |
| P/OCF Ratio | 56.08 |
| PEG Ratio | 2.00 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 13.06, with an EV/FCF ratio of 53.42.
| EV / Earnings | 16.66 |
| EV / Sales | 2.62 |
| EV / EBITDA | 13.06 |
| EV / EBIT | 13.28 |
| EV / FCF | 53.42 |
Financial Position
The company has a current ratio of 1.97
| Current Ratio | 1.97 |
| Quick Ratio | 1.25 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.89% and return on invested capital (ROIC) is 13.24%.
| Return on Equity (ROE) | 16.89% |
| Return on Assets (ROA) | 3.10% |
| Return on Invested Capital (ROIC) | 13.24% |
| Return on Capital Employed (ROCE) | 6.04% |
| Revenue Per Employee | $814,097 |
| Profits Per Employee | $128,270 |
| Employee Count | 370 |
| Asset Turnover | 0.25 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AMERISAFE has paid $12.07 million in taxes.
| Income Tax | 12.07M |
| Effective Tax Rate | 20.28% |
Stock Price Statistics
The stock price has increased by +1.79% in the last 52 weeks. The beta is 0.41, so AMERISAFE's price volatility has been lower than the market average.
| Beta (5Y) | 0.41 |
| 52-Week Price Change | +1.79% |
| 50-Day Moving Average | 46.58 |
| 200-Day Moving Average | 50.55 |
| Relative Strength Index (RSI) | 39.72 |
| Average Volume (20 Days) | 145,327 |
Short Selling Information
The latest short interest is 153,035, so 0.80% of the outstanding shares have been sold short.
| Short Interest | 153,035 |
| Short Previous Month | 150,319 |
| Short % of Shares Out | 0.80% |
| Short % of Float | 0.82% |
| Short Ratio (days to cover) | 1.47 |
Income Statement
In the last 12 months, AMERISAFE had revenue of $301.22 million and earned $47.46 million in profits. Earnings per share was $2.48.
| Revenue | 301.22M |
| Gross Profit | 92.11M |
| Operating Income | 59.53M |
| Pretax Income | 70.76M |
| Net Income | 47.46M |
| EBITDA | 60.51M |
| EBIT | 59.53M |
| Earnings Per Share (EPS) | $2.48 |
Full Income StatementBalance Sheet
The company has $56.32 million in cash and n/a in debt, giving a net cash position of $44.75 million or $2.35 per share.
| Cash & Cash Equivalents | 56.32M |
| Total Debt | n/a |
| Net Cash | 44.75M |
| Net Cash Per Share | $2.35 |
| Equity (Book Value) | 260.81M |
| Book Value Per Share | 13.70 |
| Working Capital | 164.69M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $14.89 million and capital expenditures -$96,000, giving a free cash flow of $14.80 million.
| Operating Cash Flow | 14.89M |
| Capital Expenditures | -96,000 |
| Free Cash Flow | 14.80M |
| FCF Per Share | $0.78 |
Full Cash Flow StatementMargins
Gross margin is 30.58%, with operating and profit margins of 19.76% and 15.76%.
| Gross Margin | 30.58% |
| Operating Margin | 19.76% |
| Pretax Margin | 19.76% |
| Profit Margin | 15.76% |
| EBITDA Margin | 20.09% |
| EBIT Margin | 19.76% |
| FCF Margin | 4.91% |
Dividends & Yields
This stock pays an annual dividend of $4.56, which amounts to a dividend yield of 10.41%.
| Dividend Per Share | $4.56 |
| Dividend Yield | 10.41% |
| Dividend Growth (YoY) | -8.13% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 182.31% |
| Buyback Yield | 0.39% |
| Shareholder Yield | 10.80% |
| Earnings Yield | 5.68% |
| FCF Yield | 1.77% |
Dividend DetailsAnalyst Forecast
The average price target for AMERISAFE is $59.50, which is 35.85% higher than the current price. The consensus rating is "Buy".
| Price Target | $59.50 |
| Price Target Difference | 35.85% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |