Arrow Financial Corporation (AROW)
NASDAQ: AROW · Real-Time Price · USD
26.72
+0.59 (2.26%)
At close: May 12, 2025, 4:00 PM
26.72
0.00 (0.00%)
After-hours: May 12, 2025, 4:05 PM EDT
Arrow Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 175.52 | 171.34 | 142.02 | 112.98 | 104.99 | 100.49 | Upgrade
|
| Interest Income on Investments | 23.17 | 23.65 | 20.55 | 16.67 | 10.57 | 11.4 | Upgrade
|
| Total Interest Income | 198.68 | 194.99 | 162.56 | 129.65 | 115.55 | 111.9 | Upgrade
|
| Interest Paid on Deposits | 78.45 | 78.75 | 50.1 | 9.83 | 3.53 | 10.63 | Upgrade
|
| Interest Paid on Borrowings | 3.6 | 4.51 | 7.63 | 1.48 | 1.67 | 2.07 | Upgrade
|
| Total Interest Expense | 82.05 | 83.26 | 57.73 | 11.31 | 5.2 | 12.69 | Upgrade
|
| Net Interest Income | 116.63 | 111.73 | 104.83 | 118.34 | 110.36 | 99.2 | Upgrade
|
| Net Interest Income Growth (YoY) | 13.03% | 6.58% | -11.42% | 7.24% | 11.24% | 12.67% | Upgrade
|
| Trust Income | 10.03 | 9.95 | 9.44 | 9.71 | 10.14 | 8.89 | Upgrade
|
| Gain (Loss) on Sale of Investments | -2.61 | -2.91 | -0.09 | 0.43 | 0.11 | -0.46 | Upgrade
|
| Other Non-Interest Income | 20.33 | 20.82 | 19.73 | 20.68 | 19.72 | 20.34 | Upgrade
|
| Total Non-Interest Income | 28.06 | 28.07 | 29.12 | 30.9 | 32.37 | 32.66 | Upgrade
|
| Non-Interest Income Growth (YoY) | -7.40% | -3.58% | -5.76% | -4.54% | -0.89% | 14.37% | Upgrade
|
| Revenues Before Loan Losses | 144.69 | 139.81 | 133.95 | 149.24 | 142.72 | 131.86 | Upgrade
|
| Provision for Loan Losses | 9.58 | 5.18 | 3.38 | 4.8 | 0.27 | 9.32 | Upgrade
|
| Revenue | 135.11 | 134.63 | 130.57 | 144.44 | 142.45 | 122.54 | Upgrade
|
| Revenue Growth (YoY) | 3.10% | 3.11% | -9.61% | 1.40% | 16.25% | 7.00% | Upgrade
|
| Salaries and Employee Benefits | 50.75 | 50.14 | 45.3 | 44.69 | 42.52 | 39.9 | Upgrade
|
| Occupancy Expenses | 7.42 | 7.17 | 6.55 | 6.2 | 5.81 | 5.61 | Upgrade
|
| Federal Deposit Insurance | 2.73 | 2.78 | 2.05 | 1.18 | 1.04 | 1.06 | Upgrade
|
| Selling, General & Administrative | 23.5 | 23.19 | 21.14 | 19.63 | 18.23 | 16.28 | Upgrade
|
| Other Non-Interest Expense | 14.9 | 14 | 18 | 9.84 | 8.97 | 7.82 | Upgrade
|
| Total Non-Interest Expense | 99.3 | 97.27 | 93.05 | 81.53 | 76.57 | 70.68 | Upgrade
|
| EBT Excluding Unusual Items | 35.81 | 37.36 | 37.52 | 62.91 | 65.88 | 51.86 | Upgrade
|
| Legal Settlements | - | - | - | - | -1.48 | - | Upgrade
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| Pretax Income | 35.81 | 37.36 | 37.52 | 62.91 | 64.4 | 51.86 | Upgrade
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| Income Tax Expense | 7.45 | 7.65 | 7.45 | 14.11 | 14.55 | 11.04 | Upgrade
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| Net Income | 28.36 | 29.71 | 30.08 | 48.8 | 49.86 | 40.83 | Upgrade
|
| Net Income to Common | 28.36 | 29.71 | 30.08 | 48.8 | 49.86 | 40.83 | Upgrade
|
| Net Income Growth | -2.79% | -1.22% | -38.37% | -2.12% | 22.12% | 8.95% | Upgrade
|
| Basic Shares Outstanding | 17 | 17 | 17 | 17 | 17 | 17 | Upgrade
|
| Diluted Shares Outstanding | 17 | 17 | 17 | 17 | 17 | 17 | Upgrade
|
| Shares Change (YoY) | -1.74% | -1.71% | -0.13% | 0.04% | 0.81% | 0.30% | Upgrade
|
| EPS (Basic) | 1.70 | 1.77 | 1.77 | 2.87 | 2.93 | 2.42 | Upgrade
|
| EPS (Diluted) | 1.70 | 1.77 | 1.77 | 2.86 | 2.92 | 2.42 | Upgrade
|
| EPS Growth | -1.03% | 0.27% | -38.28% | -2.05% | 20.86% | 8.61% | Upgrade
|
| Dividend Per Share | 1.100 | 1.090 | 1.060 | 1.030 | 0.960 | 0.932 | Upgrade
|
| Dividend Growth | 3.00% | 2.83% | 2.91% | 7.29% | 3.00% | 3.00% | Upgrade
|
| Effective Tax Rate | 20.80% | 20.47% | 19.84% | 22.43% | 22.59% | 21.28% | Upgrade
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Updated May 1, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.