Atlanticus Holdings Statistics
Total Valuation
ATLC has a market cap or net worth of $927.95 million. The enterprise value is $3.40 billion.
Important Dates
The last earnings date was Thursday, August 7, 2025, after market close.
| Earnings Date | Aug 7, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
ATLC has 15.13 million shares outstanding. The number of shares has increased by 1.23% in one year.
| Current Share Class | 15.13M |
| Shares Outstanding | 15.13M |
| Shares Change (YoY) | +1.23% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 63.33% |
| Owned by Institutions (%) | 21.43% |
| Float | 5.28M |
Valuation Ratios
The trailing PE ratio is 10.78 and the forward PE ratio is 9.16.
| PE Ratio | 10.78 |
| Forward PE | 9.16 |
| PS Ratio | 2.01 |
| Forward PS | 0.57 |
| PB Ratio | 1.65 |
| P/TBV Ratio | 1.65 |
| P/FCF Ratio | 1.88 |
| P/OCF Ratio | 1.86 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 32.10 |
| EV / Sales | 7.43 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.89 |
Financial Position
The company has a current ratio of 14.63, with a Debt / Equity ratio of 4.67.
| Current Ratio | 14.63 |
| Quick Ratio | 13.82 |
| Debt / Equity | 4.67 |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.68 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 20.77%.
| Return on Equity (ROE) | 20.77% |
| Return on Assets (ROA) | 3.75% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $1.10M |
| Profits Per Employee | $253,753 |
| Employee Count | 417 |
| Asset Turnover | 0.14 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ATLC has paid $36.60 million in taxes.
| Income Tax | 36.60M |
| Effective Tax Rate | 23.14% |
Stock Price Statistics
The stock price has increased by +93.11% in the last 52 weeks. The beta is 1.94, so ATLC's price volatility has been higher than the market average.
| Beta (5Y) | 1.94 |
| 52-Week Price Change | +93.11% |
| 50-Day Moving Average | 53.36 |
| 200-Day Moving Average | 53.23 |
| Relative Strength Index (RSI) | 70.21 |
| Average Volume (20 Days) | 45,430 |
Short Selling Information
The latest short interest is 273,854, so 1.81% of the outstanding shares have been sold short.
| Short Interest | 273,854 |
| Short Previous Month | 264,100 |
| Short % of Shares Out | 1.81% |
| Short % of Float | 5.18% |
| Short Ratio (days to cover) | 3.43 |
Income Statement
In the last 12 months, ATLC had revenue of $457.16 million and earned $105.82 million in profits. Earnings per share was $5.69.
| Revenue | 457.16M |
| Gross Profit | 327.04M |
| Operating Income | 156.96M |
| Pretax Income | 124.69M |
| Net Income | 105.82M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.69 |
Full Income StatementBalance Sheet
The company has $329.42 million in cash and $2.80 billion in debt, giving a net cash position of -$2.47 billion or -$163.23 per share.
| Cash & Cash Equivalents | 329.42M |
| Total Debt | 2.80B |
| Net Cash | -2.47B |
| Net Cash Per Share | -$163.23 |
| Equity (Book Value) | 599.18M |
| Book Value Per Share | 37.24 |
| Working Capital | 3.37B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $499.23 million and capital expenditures -$6.48 million, giving a free cash flow of $492.75 million.
| Operating Cash Flow | 499.23M |
| Capital Expenditures | -6.48M |
| Free Cash Flow | 492.75M |
| FCF Per Share | $32.58 |
Full Cash Flow StatementMargins
Gross margin is 71.54%, with operating and profit margins of 34.33% and 26.89%.
| Gross Margin | 71.54% |
| Operating Margin | 34.33% |
| Pretax Margin | 34.60% |
| Profit Margin | 26.89% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 107.78% |
Dividends & Yields
ATLC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.23% |
| Shareholder Yield | -1.23% |
| Earnings Yield | 11.40% |
| FCF Yield | 53.10% |
Dividend DetailsAnalyst Forecast
The average price target for ATLC is $66.14, which is 7.81% higher than the current price. The consensus rating is "Buy".
| Price Target | $66.14 |
| Price Target Difference | 7.81% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |