Avidia Bancorp, Inc. (AVBC)

Avidia Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	111.87	62.44	70.34	77.85	310.7	135.65
Investment Securities	113.6	139.53	166.5	238.17	193.37	157.82
Trading Asset Securities	6.15	7.67	6.89	-	0.92	0.96
Mortgage-Backed Securities	172.35	143.15	110.51	116.67	142.13	120.24
Total Investments	292.1	290.35	283.9	354.84	336.41	279.02
Gross Loans	2,275	2,201	2,135	1,921	1,586	1,526
Allowance for Loan Losses	-24.28	-21.74	-20.78	-	-	-
Other Adjustments to Gross Loans	-	-3.22	-2.95	-	-	-
Net Loans	2,250	2,176	2,111	1,921	1,586	1,526
Property, Plant & Equipment	29.27	28.5	28.45	26.82	23.71	21.87
Goodwill	11.94	11.94	11.94	11.94	11.94	11.94
Other Long-Term Assets	58.92	86.86	92.49	91.6	48.4	43.26
Total Assets	2,787	2,657	2,598	2,484	2,317	2,018
Interest Bearing Deposits	864.27	1,708	1,534	1,963	2,079	1,773
Non-Interest Bearing Deposits	1,051	355.08	413.69	-	-	-
Total Deposits	2,076	2,063	1,947	1,963	2,079	1,773
Current Portion of Long-Term Debt	225	165	246	-	-	-
Long-Term Debt	27.78	27.68	27.54	27.41	52.16	24.85
Federal Home Loan Bank Debt, Long-Term	35	160	155	296.5	10	20
Other Long-Term Liabilities	3.71	46.82	41.5	35.95	-7.17	27.73
Total Liabilities	2,415	2,463	2,417	2,323	2,134	1,846
Common Stock	0.2	-	-	-	184	166.72
Retained Earnings	206.65	215.27	203.79	192.96	-	-
Comprehensive Income & Other	-29.84	-21.44	-22.99	-31.79	-0.83	5.54
Shareholders' Equity	372.04	193.83	180.8	161.17	183.17	172.26
Total Liabilities & Equity	2,787	2,657	2,598	2,484	2,317	2,018
Total Debt	300.13	352.68	428.54	323.91	62.16	44.85
Net Cash (Debt)	-182.11	-282.57	-351.31	-246.06	249.46	91.76
Net Cash Growth	-	-	-	-	171.87%	-
Tangible Book Value	360.1	181.89	168.86	149.23	171.24	160.32

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.