Interest Income on Loans | 1,680 | 1,522 | 1,068 | 647.14 | 604.88 | |
Interest Income on Investments | 135.19 | 133.63 | 89.61 | 12.59 | 12.99 | |
Total Interest Income | 1,815 | 1,656 | 1,157 | 659.73 | 617.86 | |
Interest Paid on Deposits | 667.75 | 670.57 | 339.48 | 33.62 | 60.53 | |
Interest Paid on Borrowings | 19.94 | 23.61 | 34.54 | 18.95 | 18.59 | |
Total Interest Expense | 687.69 | 694.18 | 374.02 | 52.57 | 79.12 | |
Net Interest Income | 1,128 | 961.43 | 783.12 | 607.16 | 538.74 | |
Net Interest Income Growth (YoY) | 17.30% | 22.77% | 28.98% | 12.70% | 12.80% | |
Mortgage Banking Activities | 13.01 | 10 | 7.1 | 19.2 | 42.64 | |
Other Non-Interest Income | 118.06 | 120.26 | 113.39 | 94.17 | 62.62 | |
Total Non-Interest Income | 131.07 | 130.26 | 120.49 | 113.36 | 105.26 | |
Non-Interest Income Growth (YoY) | 0.62% | 8.11% | 6.29% | 7.70% | 2.21% | |
Revenues Before Loan Losses | 1,259 | 1,092 | 903.61 | 720.52 | 644 | |
Provision for Loan Losses | 55.75 | 32.5 | 24.25 | 23.75 | 23.75 | |
Revenue | 1,203 | 1,059 | 879.36 | 696.77 | 620.25 | |
Revenue Growth (YoY) | 13.59% | 20.45% | 26.21% | 12.34% | 15.20% | |
Salaries and Employee Benefits | 297.96 | 215.68 | 178.17 | 146.15 | 131.89 | |
Occupancy Expenses | 46.72 | 31.39 | 27.63 | 27.54 | 26.93 | |
Federal Deposit Insurance | 27.56 | 20.55 | 15.53 | 11.82 | 10.6 | |
Selling, General & Administrative | 200.4 | 230.23 | 196.84 | 145.14 | 133.94 | |
Other Non-Interest Expense | 17.07 | 18.26 | 13.43 | 15.18 | 11.15 | |
Total Non-Interest Expense | 589.7 | 516.11 | 431.62 | 345.84 | 314.51 | |
EBT Excluding Unusual Items | 613.4 | 543.08 | 447.74 | 350.93 | 305.74 | |
Other Unusual Items | - | 92.4 | -16 | -10.98 | - | |
Pretax Income | 613.4 | 635.48 | 431.74 | 339.96 | 305.74 | |
Income Tax Expense | 180.49 | 185.47 | 124.58 | 99.24 | 90.04 | |
Net Income | 432.91 | 450.01 | 307.17 | 240.72 | 215.71 | |
Preferred Dividends & Other Adjustments | - | - | - | - | 0.19 | |
Net Income to Common | 432.91 | 450.01 | 307.17 | 240.72 | 215.52 | |
Net Income Growth | -3.80% | 46.50% | 27.61% | 11.59% | 17.59% | |
Basic Shares Outstanding | 57 | 58 | 60 | 60 | 59 | |
Diluted Shares Outstanding | 58 | 59 | 61 | 61 | 61 | |
Shares Change (YoY) | -0.83% | -3.04% | -0.07% | 0.15% | -1.49% | |
EPS (Basic) | 7.61 | 7.82 | 5.15 | 4.04 | 3.64 | |
EPS (Diluted) | 7.43 | 7.66 | 5.07 | 3.97 | 3.56 | |
EPS Growth | -3.00% | 51.09% | 27.71% | 11.52% | 19.46% | |
Effective Tax Rate | 29.42% | 29.19% | 28.85% | 29.19% | 29.45% | |