Axos Financial, Inc. (AX)

Axos Financial Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	2,561	1,934	1,980	2,233	1,203	715.62
Investment Securities	82.31	88.56	69.3	36.68	50.38	95.81
Trading Asset Securities	18.43	18.38	107.15	1.68	2.22	4.26
Mortgage-Backed Securities	57.8	62.33	138.19	228.95	212.14	91.53
Total Investments	158.53	169.27	314.63	267.31	264.74	191.6
Gross Loans	23,405	21,787	20,023	16,961	14,563	11,881
Allowance for Loan Losses	-307.43	-290.05	-260.54	-166.68	-148.62	-132.96
Other Adjustments to Gross Loans	-199.68	-212.04	-310.88	-28.62	-14	-6.97
Net Loans	22,898	21,284	19,452	16,766	14,400	11,741
Property, Plant & Equipment	-	158.5	132.61	116.93	105.41	90.37
Goodwill	151.54	97.67	97.67	97.67	95.67	71.22
Other Intangible Assets	54.21	36.83	44.1	54.48	60.73	44.75
Loans Held for Sale	12.2	10.01	16.48	23.98	15.91	42.06
Other Receivables	-	14.09	17.89	57.74	101.96	38.89
Restricted Cash	324.9	242.51	205.8	149.06	372.11	322.15
Other Current Assets	-	3.76	1.9	7.03	6.24	4.75
Long-Term Deferred Tax Assets	-	78.51	51.67	85.9	66.26	54.36
Other Real Estate Owned & Foreclosed	4.94	5.04	2.45	8.1	0.8	6.78
Other Long-Term Assets	1,267	748.57	538.54	481.21	708.47	942.01
Total Assets	27,432	24,783	22,855	20,348	17,401	14,266
Accounts Payable	292.03	235.16	205.05	151.28	177.12	133.64
Accrued Expenses	-	17.32	18.11	74.76	18.6	31.2
Interest Bearing Deposits	18,877	17,789	16,384	13,843	8,509	7,392
Institutional Deposits	-	-	-	382.13	403.62	949.42
Non-Interest Bearing Deposits	3,387	3,041	2,976	2,898	5,034	2,474
Total Deposits	22,265	20,830	19,359	17,123	13,946	10,816
Short-Term Borrowings	269.24	207.92	177.13	160.52	474.4	729.06
Current Portion of Long-Term Debt	230.14	7.4	30	-	27.5	236
Current Portion of Leases	-	13.83	-	-	-	-
Long-Term Debt	1,062	300.12	320.52	356.62	440.09	216.2
Federal Home Loan Bank Debt, Long-Term	60	60	60	90	90	117.5
Long-Term Leases	-	45.29	65.92	69.63	74.88	70.12
Trust Preferred Securities	-	5.16	5.16	5.16	5.16	5.16
Other Long-Term Liabilities	460.19	380.67	323.63	400.23	504.03	509.95
Total Liabilities	24,639	22,102	20,565	18,431	15,758	12,865
Common Stock	0.71	0.71	0.7	0.7	0.69	0.68
Additional Paid-In Capital	557.74	548.9	510.23	479.88	453.78	432.55
Retained Earnings	2,731	2,619	2,186	1,736	1,428	1,188
Treasury Stock	-496.27	-487.8	-403.49	-292.41	-237.01	-222.53
Comprehensive Income & Other	0.06	0.35	-2.47	-6.61	-2.93	2.51
Total Common Equity	2,793	2,681	2,291	1,917	1,643	1,401
Shareholders' Equity	2,793	2,681	2,291	1,917	1,643	1,401
Total Liabilities & Equity	27,432	24,783	22,855	20,348	17,401	14,266
Total Debt	1,622	639.71	658.73	681.93	1,112	1,374
Net Cash (Debt)	957.39	1,313	1,428	1,553	92.79	-654.15
Net Cash Growth	-53.85%	-8.11%	-8.01%	1573.48%	-	-
Net Cash Per Share	16.47	22.54	24.32	25.64	1.53	-10.81
Filing Date Shares Outstanding	56.64	56.49	56.89	59.98	59.97	59.36
Total Common Shares Outstanding	56.64	56.48	56.89	58.94	59.78	59.32
Book Value Per Share	49.31	47.46	40.26	32.53	27.48	23.62
Tangible Book Value	2,587	2,546	2,149	1,765	1,487	1,285
Tangible Book Value Per Share	45.68	45.08	37.77	29.94	24.87	21.66

Updated Oct 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q