BayFirst Financial Statistics

Total Valuation

BAFN has a market cap or net worth of $58.43 million. The enterprise value is $35.13 million.

Market Cap	58.43M
Enterprise Value	35.13M

Important Dates

The next estimated earnings date is Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	May 30, 2025

Share Statistics

BAFN has 4.13 million shares outstanding. The number of shares has decreased by -0.07% in one year.

Current Share Class	4.13M
Shares Outstanding	4.13M
Shares Change (YoY)	-0.07%
Shares Change (QoQ)	-6.96%
Owned by Insiders (%)	12.48%
Owned by Institutions (%)	14.44%
Float	3.52M

Valuation Ratios

The trailing PE ratio is 5.98.

PE Ratio	5.98
Forward PE	n/a
PS Ratio	0.73
Forward PS	n/a
PB Ratio	0.62
P/TBV Ratio	0.62
P/FCF Ratio	0.17
P/OCF Ratio	0.17
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	3.55
EV / Sales	0.44
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	0.10

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.87%.

Return on Equity (ROE)	10.87%
Return on Assets (ROA)	0.94%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$268,117
Profits Per Employee	$33,120
Employee Count	299
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BAFN has paid $3.89 million in taxes.

Income Tax	3.89M
Effective Tax Rate	25.36%

Stock Price Statistics

The stock price has increased by +22.62% in the last 52 weeks. The beta is 0.08, so BAFN's price volatility has been lower than the market average.

Beta (5Y)	0.08
52-Week Price Change	+22.62%
50-Day Moving Average	15.07
200-Day Moving Average	14.84
Relative Strength Index (RSI)	43.54
Average Volume (20 Days)	7,678

Short Selling Information

The latest short interest is 4,042, so 0.10% of the outstanding shares have been sold short.

Short Interest	4,042
Short Previous Month	3,950
Short % of Shares Out	0.10%
Short % of Float	0.11%
Short Ratio (days to cover)	1.55

Income Statement

In the last 12 months, BAFN had revenue of $80.17 million and earned $9.90 million in profits. Earnings per share was $2.37.

Revenue	80.17M
Gross Profit	80.17M
Operating Income	16.65M
Pretax Income	7.29M
Net Income	9.90M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.37

Full Income Statement

Balance Sheet

The company has $65.18 million in cash and $41.88 million in debt, giving a net cash position of $23.30 million or $5.64 per share.

Cash & Cash Equivalents	65.18M
Total Debt	41.88M
Net Cash	23.30M
Net Cash Per Share	$5.64
Equity (Book Value)	110.09M
Book Value Per Share	22.85
Working Capital	-1.07B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $341.16 million and capital expenditures -$759,000, giving a free cash flow of $340.40 million.

Operating Cash Flow	341.16M
Capital Expenditures	-759,000
Free Cash Flow	340.40M
FCF Per Share	$82.44

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	20.77%
Pretax Margin	19.14%
Profit Margin	14.28%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	424.62%

Dividends & Yields

This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 2.11%.

Dividend Per Share	$0.32
Dividend Yield	2.11%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	13.49%
Buyback Yield	0.07%
Shareholder Yield	2.33%
Earnings Yield	16.95%
FCF Yield	582.63%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 12, 2021. It was a forward split with a ratio of 1.5:1.

Last Split Date	May 12, 2021
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4