Banc of California Statistics
Total Valuation
BANC has a market cap or net worth of $2.21 billion. The enterprise value is $2.62 billion.
Important Dates
The next estimated earnings date is Tuesday, July 22, 2025, before market open.
| Earnings Date | Jul 22, 2025 |
| Ex-Dividend Date | Jun 16, 2025 |
Share Statistics
BANC has 157.41 million shares outstanding. The number of shares has increased by 56.40% in one year.
| Current Share Class | 147.14M |
| Shares Outstanding | 157.41M |
| Shares Change (YoY) | +56.40% |
| Shares Change (QoQ) | -0.18% |
| Owned by Insiders (%) | 0.80% |
| Owned by Institutions (%) | 92.33% |
| Float | 129.69M |
Valuation Ratios
The trailing PE ratio is 21.00 and the forward PE ratio is 10.43.
| PE Ratio | 21.00 |
| Forward PE | 10.43 |
| PS Ratio | 2.39 |
| Forward PS | 2.06 |
| PB Ratio | 0.75 |
| P/TBV Ratio | 0.83 |
| P/FCF Ratio | 12.92 |
| P/OCF Ratio | 12.24 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 23.85 |
| EV / Sales | 2.72 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.29 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 16.01 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.33%.
| Return on Equity (ROE) | 4.33% |
| Return on Assets (ROA) | 0.43% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $506,668 |
| Profits Per Employee | $57,740 |
| Employee Count | 1,903 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BANC has paid $49.71 million in taxes.
| Income Tax | 49.71M |
| Effective Tax Rate | 24.94% |
Stock Price Statistics
The stock price has increased by +15.52% in the last 52 weeks. The beta is 1.43, so BANC's price volatility has been higher than the market average.
| Beta (5Y) | 1.43 |
| 52-Week Price Change | +15.52% |
| 50-Day Moving Average | 13.80 |
| 200-Day Moving Average | 14.84 |
| Relative Strength Index (RSI) | 55.02 |
| Average Volume (20 Days) | 2,073,057 |
Short Selling Information
The latest short interest is 14.64 million, so 9.30% of the outstanding shares have been sold short.
| Short Interest | 14.64M |
| Short Previous Month | 15.32M |
| Short % of Shares Out | 9.30% |
| Short % of Float | 11.28% |
| Short Ratio (days to cover) | 9.16 |
Income Statement
In the last 12 months, BANC had revenue of $964.19 million and earned $109.88 million in profits. Earnings per share was $0.65.
| Revenue | 964.19M |
| Gross Profit | 964.19M |
| Operating Income | 274.63M |
| Pretax Income | -514.12M |
| Net Income | 109.88M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.65 |
Full Income StatementBalance Sheet
The company has $2.34 billion in cash and $2.74 billion in debt, giving a net cash position of -$405.36 million or -$2.58 per share.
| Cash & Cash Equivalents | 2.34B |
| Total Debt | 2.74B |
| Net Cash | -405.36M |
| Net Cash Per Share | -$2.58 |
| Equity (Book Value) | 3.52B |
| Book Value Per Share | 18.19 |
| Working Capital | -24.91B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $180.89 million and capital expenditures -$9.51 million, giving a free cash flow of $171.38 million.
| Operating Cash Flow | 180.89M |
| Capital Expenditures | -9.51M |
| Free Cash Flow | 171.38M |
| FCF Per Share | $1.09 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 28.48% |
| Pretax Margin | 20.67% |
| Profit Margin | 15.52% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 17.77% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 3.00%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 3.00% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | 61.53% |
| Buyback Yield | -56.40% |
| Shareholder Yield | -53.40% |
| Earnings Yield | 4.96% |
| FCF Yield | 7.74% |
Dividend DetailsAnalyst Forecast
The average price target for BANC is $17.00, which is 20.82% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.00 |
| Price Target Difference | 20.82% |
| Analyst Consensus | Buy |
| Analyst Count | 11 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |