Banc of California Statistics
Total Valuation
BANC has a market cap or net worth of $2.45 billion. The enterprise value is $3.11 billion.
Important Dates
The last earnings date was Wednesday, July 23, 2025, after market close.
| Earnings Date | Jul 23, 2025 |
| Ex-Dividend Date | Sep 15, 2025 |
Share Statistics
BANC has 157.57 million shares outstanding. The number of shares has increased by 27.25% in one year.
| Current Share Class | 147.30M |
| Shares Outstanding | 157.57M |
| Shares Change (YoY) | +27.25% |
| Shares Change (QoQ) | -6.48% |
| Owned by Insiders (%) | 0.81% |
| Owned by Institutions (%) | 88.12% |
| Float | 129.84M |
Valuation Ratios
The trailing PE ratio is 23.98 and the forward PE ratio is 10.95.
| PE Ratio | 23.98 |
| Forward PE | 10.95 |
| PS Ratio | 2.72 |
| Forward PS | 2.24 |
| PB Ratio | 0.84 |
| P/TBV Ratio | 0.94 |
| P/FCF Ratio | 12.13 |
| P/OCF Ratio | 11.98 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 28.82 |
| EV / Sales | 3.28 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.40 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 14.88 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.32%.
| Return on Equity (ROE) | 4.32% |
| Return on Assets (ROA) | 0.42% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $499,033 |
| Profits Per Employee | $56,715 |
| Employee Count | 1,903 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BANC has paid $54.90 million in taxes.
| Income Tax | 54.90M |
| Effective Tax Rate | 27.10% |
Stock Price Statistics
The stock price has increased by +20.08% in the last 52 weeks. The beta is 1.43, so BANC's price volatility has been higher than the market average.
| Beta (5Y) | 1.43 |
| 52-Week Price Change | +20.08% |
| 50-Day Moving Average | 14.50 |
| 200-Day Moving Average | 14.87 |
| Relative Strength Index (RSI) | 61.77 |
| Average Volume (20 Days) | 2,340,148 |
Short Selling Information
The latest short interest is 9.78 million, so 6.21% of the outstanding shares have been sold short.
| Short Interest | 9.78M |
| Short Previous Month | 13.97M |
| Short % of Shares Out | 6.21% |
| Short % of Float | 7.53% |
| Short Ratio (days to cover) | 3.64 |
Income Statement
In the last 12 months, BANC had revenue of $949.66 million and earned $107.93 million in profits. Earnings per share was $0.65.
| Revenue | 949.66M |
| Gross Profit | 949.66M |
| Operating Income | 272.17M |
| Pretax Income | -514.12M |
| Net Income | 107.93M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.65 |
Full Income StatementBalance Sheet
The company has $2.35 billion in cash and $3.01 billion in debt, giving a net cash position of -$660.13 million or -$4.19 per share.
| Cash & Cash Equivalents | 2.35B |
| Total Debt | 3.01B |
| Net Cash | -660.13M |
| Net Cash Per Share | -$4.19 |
| Equity (Book Value) | 3.43B |
| Book Value Per Share | 18.59 |
| Working Capital | -24.86B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $204.50 million and capital expenditures -$2.53 million, giving a free cash flow of $201.98 million.
| Operating Cash Flow | 204.50M |
| Capital Expenditures | -2.53M |
| Free Cash Flow | 201.98M |
| FCF Per Share | $1.28 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 28.66% |
| Pretax Margin | 21.33% |
| Profit Margin | 15.55% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.27% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.57%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 2.57% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | 61.69% |
| Buyback Yield | -27.25% |
| Shareholder Yield | -24.67% |
| Earnings Yield | 4.40% |
| FCF Yield | 8.24% |
Dividend DetailsAnalyst Forecast
The average price target for BANC is $17.18, which is 10.48% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.18 |
| Price Target Difference | 10.48% |
| Analyst Consensus | Buy |
| Analyst Count | 11 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |