California BanCorp. Statistics
Total Valuation
BCAL has a market cap or net worth of $506.13 million. The enterprise value is $154.34 million.
Important Dates
The next estimated earnings date is Monday, July 28, 2025, before market open.
| Earnings Date | Jul 28, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
BCAL has 32.41 million shares outstanding. The number of shares has increased by 50.24% in one year.
| Current Share Class | 32.41M |
| Shares Outstanding | 32.41M |
| Shares Change (YoY) | +50.24% |
| Shares Change (QoQ) | -0.00% |
| Owned by Insiders (%) | 24.27% |
| Owned by Institutions (%) | 41.76% |
| Float | 17.34M |
Valuation Ratios
The trailing PE ratio is 23.01 and the forward PE ratio is 8.99.
| PE Ratio | 23.01 |
| Forward PE | 8.99 |
| PS Ratio | 3.01 |
| Forward PS | 2.74 |
| PB Ratio | 0.88 |
| P/TBV Ratio | 1.27 |
| P/FCF Ratio | 10.40 |
| P/OCF Ratio | 10.28 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 8.89 |
| EV / Sales | 1.17 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.17 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.80 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.21%.
| Return on Equity (ROE) | 4.21% |
| Return on Assets (ROA) | 0.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $456,903 |
| Profits Per Employee | $60,038 |
| Employee Count | 289 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BCAL has paid $7.33 million in taxes.
| Income Tax | 7.33M |
| Effective Tax Rate | 29.70% |
Stock Price Statistics
The stock price has increased by +21.42% in the last 52 weeks. The beta is 0.51, so BCAL's price volatility has been lower than the market average.
| Beta (5Y) | 0.51 |
| 52-Week Price Change | +21.42% |
| 50-Day Moving Average | 14.55 |
| 200-Day Moving Average | 15.24 |
| Relative Strength Index (RSI) | 64.86 |
| Average Volume (20 Days) | 124,425 |
Short Selling Information
The latest short interest is 382,810, so 1.18% of the outstanding shares have been sold short.
| Short Interest | 382,810 |
| Short Previous Month | 343,319 |
| Short % of Shares Out | 1.18% |
| Short % of Float | 2.21% |
| Short Ratio (days to cover) | 4.27 |
Income Statement
In the last 12 months, BCAL had revenue of $132.05 million and earned $17.35 million in profits. Earnings per share was $0.62.
| Revenue | 132.05M |
| Gross Profit | 132.05M |
| Operating Income | 49.42M |
| Pretax Income | 23.22M |
| Net Income | 17.35M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.62 |
Full Income StatementBalance Sheet
The company has $439.24 million in cash and $87.45 million in debt, giving a net cash position of $351.79 million or $10.85 per share.
| Cash & Cash Equivalents | 439.24M |
| Total Debt | 87.45M |
| Net Cash | 351.79M |
| Net Cash Per Share | $10.85 |
| Equity (Book Value) | 531.38M |
| Book Value Per Share | 16.40 |
| Working Capital | -2.89B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $49.22 million and capital expenditures -$568,000, giving a free cash flow of $48.65 million.
| Operating Cash Flow | 49.22M |
| Capital Expenditures | -568,000 |
| Free Cash Flow | 48.65M |
| FCF Per Share | $1.50 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 37.43% |
| Pretax Margin | 18.69% |
| Profit Margin | 13.14% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 36.85% |
Dividends & Yields
BCAL does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -50.24% |
| Shareholder Yield | -50.24% |
| Earnings Yield | 3.43% |
| FCF Yield | 9.61% |
Analyst Forecast
The average price target for BCAL is $20.00, which is 28.08% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $20.00 |
| Price Target Difference | 28.08% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |