BayCom Statistics
Total Valuation
BayCom has a market cap or net worth of $304.48 million. The enterprise value is $99.48 million.
Important Dates
The last earnings date was Thursday, July 17, 2025, after market close.
| Earnings Date | Jul 17, 2025 |
| Ex-Dividend Date | Jun 12, 2025 |
Share Statistics
BayCom has 10.85 million shares outstanding. The number of shares has decreased by -3.78% in one year.
| Current Share Class | 10.85M |
| Shares Outstanding | 10.85M |
| Shares Change (YoY) | -3.78% |
| Shares Change (QoQ) | -1.20% |
| Owned by Insiders (%) | 6.27% |
| Owned by Institutions (%) | 63.89% |
| Float | 10.17M |
Valuation Ratios
The trailing PE ratio is 12.87 and the forward PE ratio is 11.55.
| PE Ratio | 12.87 |
| Forward PE | 11.55 |
| PS Ratio | 3.23 |
| Forward PS | 2.93 |
| PB Ratio | 0.92 |
| P/TBV Ratio | 1.05 |
| P/FCF Ratio | 9.50 |
| P/OCF Ratio | 9.16 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.11 |
| EV / Sales | 1.03 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.10 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.70 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.50%.
| Return on Equity (ROE) | 7.50% |
| Return on Assets (ROA) | 0.93% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $298,077 |
| Profits Per Employee | $74,701 |
| Employee Count | 324 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BayCom has paid $8.58 million in taxes.
| Income Tax | 8.58M |
| Effective Tax Rate | 26.17% |
Stock Price Statistics
The stock price has increased by +30.79% in the last 52 weeks. The beta is 0.62, so BayCom's price volatility has been lower than the market average.
| Beta (5Y) | 0.62 |
| 52-Week Price Change | +30.79% |
| 50-Day Moving Average | 27.61 |
| 200-Day Moving Average | 26.98 |
| Relative Strength Index (RSI) | 53.65 |
| Average Volume (20 Days) | 21,546 |
Short Selling Information
The latest short interest is 76,883, so 0.71% of the outstanding shares have been sold short.
| Short Interest | 76,883 |
| Short Previous Month | 87,985 |
| Short % of Shares Out | 0.71% |
| Short % of Float | 0.76% |
| Short Ratio (days to cover) | 3.34 |
Income Statement
In the last 12 months, BayCom had revenue of $96.58 million and earned $24.20 million in profits. Earnings per share was $2.18.
| Revenue | 96.58M |
| Gross Profit | 96.58M |
| Operating Income | 32.78M |
| Pretax Income | 33.81M |
| Net Income | 24.20M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.18 |
Full Income StatementBalance Sheet
The company has $291.62 million in cash and $86.63 million in debt, giving a net cash position of $205.00 million or $18.89 per share.
| Cash & Cash Equivalents | 291.62M |
| Total Debt | 86.63M |
| Net Cash | 205.00M |
| Net Cash Per Share | $18.89 |
| Equity (Book Value) | 330.56M |
| Book Value Per Share | 30.41 |
| Working Capital | -1.88B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $33.25 million and capital expenditures -$1.21 million, giving a free cash flow of $32.05 million.
| Operating Cash Flow | 33.25M |
| Capital Expenditures | -1.21M |
| Free Cash Flow | 32.05M |
| FCF Per Share | $2.95 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 33.95% |
| Pretax Margin | 33.95% |
| Profit Margin | 25.06% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 33.18% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 2.85%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 2.85% |
| Dividend Growth (YoY) | 50.00% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 27.52% |
| Buyback Yield | 3.78% |
| Shareholder Yield | 6.62% |
| Earnings Yield | 7.95% |
| FCF Yield | 10.53% |
Dividend DetailsAnalyst Forecast
The average price target for BayCom is $32.00, which is 13.54% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $32.00 |
| Price Target Difference | 13.54% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |