Bank First Statistics

Total Valuation

Bank First has a market cap or net worth of $1.17 billion. The enterprise value is $1.02 billion.

Market Cap	1.17B
Enterprise Value	1.02B

Important Dates

The next estimated earnings date is Tuesday, July 15, 2025, after market close.

Earnings Date	Jul 15, 2025
Ex-Dividend Date	Jun 25, 2025

Share Statistics

Bank First has 9.92 million shares outstanding. The number of shares has decreased by -3.07% in one year.

Current Share Class	9.92M
Shares Outstanding	9.92M
Shares Change (YoY)	-3.07%
Shares Change (QoQ)	-0.61%
Owned by Insiders (%)	10.12%
Owned by Institutions (%)	33.05%
Float	8.91M

Valuation Ratios

The trailing PE ratio is 17.39 and the forward PE ratio is 16.32.

PE Ratio	17.39
Forward PE	16.32
PS Ratio	7.23
Forward PS	6.51
PB Ratio	1.82
P/TBV Ratio	2.59
P/FCF Ratio	18.93
P/OCF Ratio	16.62
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	15.01
EV / Sales	6.25
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	16.45

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.37
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.88%.

Return on Equity (ROE)	10.88%
Return on Assets (ROA)	1.59%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$446,609
Profits Per Employee	$185,891
Employee Count	366
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank First has paid $16.02 million in taxes.

Income Tax	16.02M
Effective Tax Rate	18.98%

Stock Price Statistics

The stock price has increased by +49.02% in the last 52 weeks. The beta is 0.39, so Bank First's price volatility has been lower than the market average.

Beta (5Y)	0.39
52-Week Price Change	+49.02%
50-Day Moving Average	113.74
200-Day Moving Average	102.71
Relative Strength Index (RSI)	62.58
Average Volume (20 Days)	143,501

Short Selling Information

The latest short interest is 199,881, so 2.02% of the outstanding shares have been sold short.

Short Interest	199,881
Short Previous Month	195,866
Short % of Shares Out	2.02%
Short % of Float	2.24%
Short Ratio (days to cover)	2.35

Income Statement

In the last 12 months, Bank First had revenue of $163.46 million and earned $68.04 million in profits. Earnings per share was $6.81.

Revenue	163.46M
Gross Profit	163.46M
Operating Income	90.45M
Pretax Income	102.73M
Net Income	68.04M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$6.81

Full Income Statement

Balance Sheet

The company has $300.87 million in cash and $146.89 million in debt, giving a net cash position of $153.98 million or $15.53 per share.

Cash & Cash Equivalents	300.87M
Total Debt	146.89M
Net Cash	153.98M
Net Cash Per Share	$15.53
Equity (Book Value)	648.41M
Book Value Per Share	65.02
Working Capital	-3.39B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $70.68 million and capital expenditures -$8.60 million, giving a free cash flow of $62.08 million.

Operating Cash Flow	70.68M
Capital Expenditures	-8.60M
Free Cash Flow	62.08M
FCF Per Share	$6.26

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	55.33%
Pretax Margin	51.64%
Profit Margin	41.84%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	37.98%

Dividends & Yields

This stock pays an annual dividend of $1.80, which amounts to a dividend yield of 1.52%.

Dividend Per Share	$1.80
Dividend Yield	1.52%
Dividend Growth (YoY)	303.85%
Years of Dividend Growth	2
Payout Ratio	77.07%
Buyback Yield	3.07%
Shareholder Yield	4.59%
Earnings Yield	5.79%
FCF Yield	5.28%

Dividend Details

Analyst Forecast

The average price target for Bank First is $111.00, which is -6.31% lower than the current price. The consensus rating is "Buy".

Price Target	$111.00
Price Target Difference	-6.31%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4