Bread Financial Holdings, Inc. (BFH)

Bread Financial Holdings Stock Forecast

Stock Price Forecast

The 13 analysts with 12-month price forecasts for Bread Financial Holdings stock have an average target of 59.77, with a low estimate of 39 and a high estimate of 88. The average target predicts an increase of 10.69% from the current stock price of 54.00.

Analyst Consensus: Hold

Target	Low	Average	Median	High
Price	$39	$59.77	$57	$88
Change	-27.78%	+10.69%	+5.56%	+62.96%

Analyst Ratings

The average analyst rating for Bread Financial Holdings stock from 15 stock analysts is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

Rating	Dec '24	Jan '25	Feb '25	Mar '25	Apr '25	May '25
Strong Buy	3	3	3	3	3	3
Buy	3	2	2	2	1	1
Hold	9	10	10	10	9	8
Sell	3	1	1	1	1	2
Strong Sell	1	1	1	1	1	1
Total	19	17	17	17	15	15

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Betsy Graseck Morgan Stanley	Morgan Stanley	Sell Maintains $36 → $39	Sell	Maintains	$36 → $39	-27.78%	May 12, 2025
David Scharf JMP Securities	JMP Securities	Hold Reiterates n/a	Hold	Reiterates	n/a	n/a	Apr 28, 2025
John Hecht Jefferies	Jefferies	Hold Maintains $45 → $50	Hold	Maintains	$45 → $50	-7.41%	Apr 24, 2025
Ryan Nash Goldman Sachs	Goldman Sachs	Strong Sell Maintains $68 → $58	Strong Sell	Maintains	$68 → $58	+7.41%	Mar 18, 2025
David Scharf JMP Securities	JMP Securities	Hold Reiterates n/a	Hold	Reiterates	n/a	n/a	Feb 3, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

3.95B

Increased by 61.74%

from 2.44B

Revenue Next Year

4.11B

Increased by 3.98%

from 3.95B

EPS This Year

6.85

Increased by 24.47%

from 5.50

EPS Next Year

9.04

Increased by 32.06%

from 6.85

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	2.03B	2.73B	2.23B	3.06B	2.44B	3.95B	4.11B	4.33B
Revenue Growth	-29.00%	34.25%	-18.18%	37.10%	-20.23%	61.74%	3.98%	5.51%
EPS	4.48	16.03	4.45	14.36	5.50	6.85	9.04	9.82
EPS Growth	-16.82%	258.19%	-72.24%	222.70%	-61.70%	24.47%	32.06%	8.63%
Forward PE	-	-	-	-	-	7.89	5.97	5.50
No. Analysts	-	-	-	-	-	17	17	7

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026	2027	2028	2029
High	4.3B	4.4B	4.6B
Avg	3.9B	4.1B	4.3B
Low	3.8B	3.9B	4.1B

Revenue Growth

Revenue Growth	2025	2026	2027	2028	2029
High	75.8%	10.3%	12.4%
Avg	61.7%	4.0%	5.5%
Low	54.6%	-1.1%	-0.4%

EPS Forecast

EPS	2025	2026	2027	2028	2029
High	8.85	11.60	12.51
Avg	6.85	9.04	9.82
Low	5.85	6.51	6.33

EPS Growth

EPS Growth	2025	2026	2027	2028	2029
High	60.8%	69.5%	38.3%
Avg	24.5%	32.1%	8.6%
Low	6.4%	-4.9%	-30.0%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.