Bread Financial Holdings Statistics
Total Valuation
BFH has a market cap or net worth of $2.52 billion. The enterprise value is $3.45 billion.
Important Dates
The last earnings date was Thursday, April 24, 2025, before market open.
| Earnings Date | Apr 24, 2025 |
| Ex-Dividend Date | May 9, 2025 |
Share Statistics
BFH has 46.55 million shares outstanding. The number of shares has increased by 0.95% in one year.
| Current Share Class | 46.55M |
| Shares Outstanding | 46.55M |
| Shares Change (YoY) | +0.95% |
| Shares Change (QoQ) | -2.55% |
| Owned by Insiders (%) | 0.88% |
| Owned by Institutions (%) | 107.09% |
| Float | 46.13M |
Valuation Ratios
The trailing PE ratio is 9.77 and the forward PE ratio is 7.81.
| PE Ratio | 9.77 |
| Forward PE | 7.81 |
| PS Ratio | 1.02 |
| Forward PS | 0.63 |
| PB Ratio | 0.78 |
| P/TBV Ratio | 1.09 |
| P/FCF Ratio | 1.41 |
| P/OCF Ratio | 1.41 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.27 |
| EV / Sales | 1.41 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.91 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.84 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.38%.
| Return on Equity (ROE) | 9.38% |
| Return on Assets (ROA) | 1.28% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $407,500 |
| Profits Per Employee | $46,833 |
| Employee Count | 6,000 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BFH has paid $104.00 million in taxes.
| Income Tax | 104.00M |
| Effective Tax Rate | 26.67% |
Stock Price Statistics
The stock price has increased by +32.76% in the last 52 weeks. The beta is 1.36, so BFH's price volatility has been higher than the market average.
| Beta (5Y) | 1.36 |
| 52-Week Price Change | +32.76% |
| 50-Day Moving Average | 48.36 |
| 200-Day Moving Average | 54.21 |
| Relative Strength Index (RSI) | 67.93 |
| Average Volume (20 Days) | 990,978 |
Short Selling Information
The latest short interest is 3.14 million, so 6.75% of the outstanding shares have been sold short.
| Short Interest | 3.14M |
| Short Previous Month | 3.88M |
| Short % of Shares Out | 6.75% |
| Short % of Float | 6.81% |
| Short Ratio (days to cover) | 2.43 |
Income Statement
In the last 12 months, BFH had revenue of $2.45 billion and earned $281.00 million in profits. Earnings per share was $5.57.
| Revenue | 2.45B |
| Gross Profit | 2.45B |
| Operating Income | 497.00M |
| Pretax Income | 607.00M |
| Net Income | 281.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.57 |
Full Income StatementBalance Sheet
The company has $4.21 billion in cash and $5.12 billion in debt, giving a net cash position of -$909.00 million or -$19.53 per share.
| Cash & Cash Equivalents | 4.21B |
| Total Debt | 5.12B |
| Net Cash | -909.00M |
| Net Cash Per Share | -$19.53 |
| Equity (Book Value) | 3.07B |
| Book Value Per Share | 64.45 |
| Working Capital | -11.29B |
Full Balance SheetCash Flow
| Operating Cash Flow | 1.81B |
| Capital Expenditures | n/a |
| Free Cash Flow | 1.81B |
| FCF Per Share | $38.78 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 20.33% |
| Pretax Margin | 15.95% |
| Profit Margin | 11.49% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 73.82% |