BankFinancial Statistics
Total Valuation
BankFinancial has a market cap or net worth of $143.30 million. The enterprise value is $44.05 million.
Important Dates
The last earnings date was Wednesday, August 6, 2025, after market close.
| Earnings Date | Aug 6, 2025 |
| Ex-Dividend Date | Aug 15, 2025 |
Share Statistics
BankFinancial has 12.46 million shares outstanding. The number of shares has decreased by -0.38% in one year.
| Current Share Class | 12.46M |
| Shares Outstanding | 12.46M |
| Shares Change (YoY) | -0.38% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 6.44% |
| Owned by Institutions (%) | 39.93% |
| Float | 8.46M |
Valuation Ratios
The trailing PE ratio is 73.45 and the forward PE ratio is 16.43.
| PE Ratio | 73.45 |
| Forward PE | 16.43 |
| PS Ratio | 3.15 |
| Forward PS | 2.82 |
| PB Ratio | 0.92 |
| P/TBV Ratio | 0.92 |
| P/FCF Ratio | 19.58 |
| P/OCF Ratio | 15.87 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 22.58 |
| EV / Sales | 0.97 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.02 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.54 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 1.24%.
| Return on Equity (ROE) | 1.24% |
| Return on Assets (ROA) | 0.13% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $206,086 |
| Profits Per Employee | $8,828 |
| Employee Count | 221 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -342,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +1.95% in the last 52 weeks. The beta is 0.39, so BankFinancial's price volatility has been lower than the market average.
| Beta (5Y) | 0.39 |
| 52-Week Price Change | +1.95% |
| 50-Day Moving Average | 11.51 |
| 200-Day Moving Average | 12.28 |
| Relative Strength Index (RSI) | 52.40 |
| Average Volume (20 Days) | 79,456 |
Short Selling Information
The latest short interest is 251,648, so 2.02% of the outstanding shares have been sold short.
| Short Interest | 251,648 |
| Short Previous Month | 225,010 |
| Short % of Shares Out | 2.02% |
| Short % of Float | 2.97% |
| Short Ratio (days to cover) | 5.94 |
Income Statement
In the last 12 months, BankFinancial had revenue of $45.55 million and earned $1.95 million in profits. Earnings per share was $0.16.
| Revenue | 45.55M |
| Gross Profit | 45.55M |
| Operating Income | 2.13M |
| Pretax Income | 11.18M |
| Net Income | 1.95M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.16 |
Full Income StatementBalance Sheet
The company has $132.51 million in cash and $33.26 million in debt, giving a net cash position of $99.25 million or $7.96 per share.
| Cash & Cash Equivalents | 132.51M |
| Total Debt | 33.26M |
| Net Cash | 99.25M |
| Net Cash Per Share | $7.96 |
| Equity (Book Value) | 156.04M |
| Book Value Per Share | 12.52 |
| Working Capital | -1.10B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $9.03 million and capital expenditures -$1.71 million, giving a free cash flow of $7.32 million.
| Operating Cash Flow | 9.03M |
| Capital Expenditures | -1.71M |
| Free Cash Flow | 7.32M |
| FCF Per Share | $0.59 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 4.68% |
| Pretax Margin | 3.53% |
| Profit Margin | 4.28% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 16.07% |