BankFinancial Statistics
Total Valuation
BankFinancial has a market cap or net worth of $151.15 million. The enterprise value is $84.84 million.
Important Dates
The last earnings date was Thursday, October 30, 2025, before market open.
| Earnings Date | Oct 30, 2025 |
| Ex-Dividend Date | Nov 14, 2025 |
Share Statistics
BankFinancial has 12.46 million shares outstanding. The number of shares has decreased by -0.15% in one year.
| Current Share Class | 12.46M |
| Shares Outstanding | 12.46M |
| Shares Change (YoY) | -0.15% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 6.44% |
| Owned by Institutions (%) | 42.65% |
| Float | 8.54M |
Valuation Ratios
The trailing PE ratio is 65.23 and the forward PE ratio is 16.39.
| PE Ratio | 65.23 |
| Forward PE | 16.39 |
| PS Ratio | 3.25 |
| Forward PS | 2.91 |
| PB Ratio | 0.96 |
| P/TBV Ratio | 0.96 |
| P/FCF Ratio | 78.19 |
| P/OCF Ratio | 43.99 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 36.61 |
| EV / Sales | 1.82 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 43.89 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 14.63 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 1.46%.
| Return on Equity (ROE) | 1.46% |
| Return on Assets (ROA) | 0.16% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $210,385 |
| Profits Per Employee | $10,484 |
| Employee Count | 221 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -452,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -11.33% in the last 52 weeks. The beta is 0.36, so BankFinancial's price volatility has been lower than the market average.
| Beta (5Y) | 0.36 |
| 52-Week Price Change | -11.33% |
| 50-Day Moving Average | 11.62 |
| 200-Day Moving Average | 11.95 |
| Relative Strength Index (RSI) | 64.95 |
| Average Volume (20 Days) | 40,152 |
Short Selling Information
The latest short interest is 291,209, so 2.34% of the outstanding shares have been sold short.
| Short Interest | 291,209 |
| Short Previous Month | 231,921 |
| Short % of Shares Out | 2.34% |
| Short % of Float | 3.41% |
| Short Ratio (days to cover) | 14.06 |
Income Statement
In the last 12 months, BankFinancial had revenue of $46.50 million and earned $2.32 million in profits. Earnings per share was $0.19.
| Revenue | 46.50M |
| Gross Profit | 46.50M |
| Operating Income | 2.39M |
| Pretax Income | 1.87M |
| Net Income | 2.32M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.19 |
Full Income StatementBalance Sheet
The company has $94.59 million in cash and $28.27 million in debt, giving a net cash position of $66.31 million or $5.32 per share.
| Cash & Cash Equivalents | 94.59M |
| Total Debt | 28.27M |
| Net Cash | 66.31M |
| Net Cash Per Share | $5.32 |
| Equity (Book Value) | 157.36M |
| Book Value Per Share | 12.63 |
| Working Capital | -1.17B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $3.44 million and capital expenditures -$1.50 million, giving a free cash flow of $1.93 million.
| Operating Cash Flow | 3.44M |
| Capital Expenditures | -1.50M |
| Free Cash Flow | 1.93M |
| FCF Per Share | $0.16 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 5.14% |
| Pretax Margin | 4.01% |
| Profit Margin | 4.98% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 4.16% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 3.30%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 3.30% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 215.12% |
| Buyback Yield | 0.15% |
| Shareholder Yield | 3.44% |
| Earnings Yield | 1.53% |
| FCF Yield | 1.28% |
Dividend DetailsAnalyst Forecast
The average price target for BankFinancial is $11.50, which is -5.19% lower than the current price. The consensus rating is "Hold".
| Price Target | $11.50 |
| Price Target Difference | -5.19% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |