Sierra Bancorp (BSRR)

Sierra Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	118.99	114.26	96.79	86.71	99.25	96.18
Interest Income on Investments	53.85	58.08	66.33	35.11	13.83	14.06
Total Interest Income	172.84	172.35	163.12	121.82	113.08	110.24
Interest Paid on Deposits	43.08	43.36	31.55	6.82	2.39	3.95
Interest Paid on Borrowings	8.33	8.96	19.16	5.39	1.66	1.46
Total Interest Expense	51.42	52.32	50.72	12.2	4.05	5.41
Net Interest Income	121.42	120.03	112.41	109.62	109.03	104.84
Net Interest Income Growth (YoY)	7.46%	6.78%	2.54%	0.54%	4.00%	7.67%
Gain (Loss) on Sale of Assets	-0.02	3.78	15.27	-0.01	0.18	-
Gain (Loss) on Sale of Investments	0.01	-2.93	-14.4	1.41	0.34	-0.35
Other Non-Interest Income	5.55	6.49	6.42	6.27	5.25	14.74
Total Non-Interest Income	29.57	31.52	30.4	30.77	28.08	26.15
Non-Interest Income Growth (YoY)	-8.75%	3.69%	-1.20%	9.58%	7.38%	11.39%
Revenues Before Loan Losses	151	151.55	142.81	140.39	137.11	130.99
Provision for Loan Losses	6.74	4.79	3.68	10.67	-3.65	8.55
Revenue	144.26	146.76	139.12	129.72	140.76	122.44
Revenue Growth (YoY)	1.70%	5.49%	7.25%	-7.84%	14.96%	3.50%
Salaries and Employee Benefits	48.17	48.38	49.23	45.77	41.44	39.49
Occupancy Expenses	7.83	7.87	7.66	7.52	7.64	2.03
Selling, General & Administrative	7.9	7.88	6.26	5.21	4.72	10.39
Other Non-Interest Expense	26.88	28.76	29.31	26.3	29.77	24
Total Non-Interest Expense	90.78	92.89	92.46	84.8	83.56	75.91
EBT Excluding Unusual Items	53.48	53.87	46.66	44.92	57.2	46.52
Other Unusual Items	-	-	-0.2	-	-	-
Pretax Income	53.48	53.87	46.46	44.92	57.2	46.52
Income Tax Expense	13.15	13.31	11.62	11.26	14.19	11.08
Net Income	40.33	40.56	34.84	33.66	43.01	35.44
Net Income to Common	40.33	40.56	34.84	33.66	43.01	35.44
Net Income Growth	13.86%	16.41%	3.52%	-21.75%	21.35%	-1.44%
Basic Shares Outstanding	14	14	15	15	15	15
Diluted Shares Outstanding	14	14	15	15	15	15
Shares Change (YoY)	-2.66%	-2.32%	-1.90%	-2.15%	0.48%	-1.02%
EPS (Basic)	2.86	2.84	2.37	2.25	2.82	2.33
EPS (Diluted)	2.83	2.82	2.36	2.24	2.80	2.32
EPS Growth	17.05%	19.49%	5.36%	-20.00%	20.69%	-0.43%
Dividend Per Share	0.980	0.960	0.920	0.920	0.870	0.800
Dividend Growth	6.52%	4.35%	-	5.75%	8.75%	8.11%
Effective Tax Rate	24.59%	24.70%	25.01%	25.06%	24.80%	23.81%

Updated Apr 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q