BV Financial Statistics
Total Valuation
BV Financial has a market cap or net worth of $174.83 million. The enterprise value is $147.09 million.
Important Dates
The next estimated earnings date is Monday, January 26, 2026, before market open.
| Earnings Date | Jan 26, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
BV Financial has 9.60 million shares outstanding. The number of shares has decreased by -5.93% in one year.
| Current Share Class | 9.60M |
| Shares Outstanding | 9.60M |
| Shares Change (YoY) | -5.93% |
| Shares Change (QoQ) | -7.24% |
| Owned by Insiders (%) | 12.11% |
| Owned by Institutions (%) | 50.65% |
| Float | 8.44M |
Valuation Ratios
The trailing PE ratio is 17.30.
| PE Ratio | 17.30 |
| Forward PE | n/a |
| PS Ratio | 4.71 |
| Forward PS | n/a |
| PB Ratio | 0.87 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | 9.14 |
| P/OCF Ratio | 8.96 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.82 |
| EV / Sales | 3.80 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.69 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.87 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.32%.
| Return on Equity (ROE) | 5.32% |
| Return on Assets (ROA) | 1.18% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $342,204 |
| Profits Per Employee | $94,177 |
| Employee Count | 113 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BV Financial has paid $4.01 million in taxes.
| Income Tax | 4.01M |
| Effective Tax Rate | 27.37% |
Stock Price Statistics
The stock price has increased by +6.35% in the last 52 weeks. The beta is 0.09, so BV Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.09 |
| 52-Week Price Change | +6.35% |
| 50-Day Moving Average | 16.62 |
| 200-Day Moving Average | 15.82 |
| Relative Strength Index (RSI) | 62.59 |
| Average Volume (20 Days) | 19,326 |
Short Selling Information
The latest short interest is 192,461, so 2.00% of the outstanding shares have been sold short.
| Short Interest | 192,461 |
| Short Previous Month | 180,581 |
| Short % of Shares Out | 2.00% |
| Short % of Float | 2.28% |
| Short Ratio (days to cover) | 4.08 |
Income Statement
In the last 12 months, BV Financial had revenue of $38.67 million and earned $10.64 million in profits. Earnings per share was $1.05.
| Revenue | 38.67M |
| Gross Profit | 38.67M |
| Operating Income | 15.17M |
| Pretax Income | 14.65M |
| Net Income | 10.64M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.05 |
Full Income StatementBalance Sheet
The company has $63.55 million in cash and $35.81 million in debt, giving a net cash position of $27.74 million or $2.89 per share.
| Cash & Cash Equivalents | 63.55M |
| Total Debt | 35.81M |
| Net Cash | 27.74M |
| Net Cash Per Share | $2.89 |
| Equity (Book Value) | 190.21M |
| Book Value Per Share | 20.95 |
| Working Capital | -597.44M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $19.52 million and capital expenditures -$386,000, giving a free cash flow of $19.13 million.
| Operating Cash Flow | 19.52M |
| Capital Expenditures | -386,000 |
| Free Cash Flow | 19.13M |
| FCF Per Share | $1.99 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 39.22% |
| Pretax Margin | 37.89% |
| Profit Margin | 27.52% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 49.48% |