Bridgewater Bancshares Statistics

Total Valuation

BWB has a market cap or net worth of $432.85 million. The enterprise value is $717.14 million.

Market Cap	432.85M
Enterprise Value	717.14M

Important Dates

The last earnings date was Wednesday, July 23, 2025, after market close.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	n/a

Share Statistics

BWB has 27.48 million shares outstanding. The number of shares has decreased by -0.38% in one year.

Current Share Class	27.48M
Shares Outstanding	27.48M
Shares Change (YoY)	-0.38%
Shares Change (QoQ)	-0.14%
Owned by Insiders (%)	20.51%
Owned by Institutions (%)	53.00%
Float	21.85M

Valuation Ratios

The trailing PE ratio is 13.02 and the forward PE ratio is 9.74.

PE Ratio	13.02
Forward PE	9.74
PS Ratio	3.63
Forward PS	2.96
PB Ratio	1.06
P/TBV Ratio	1.11
P/FCF Ratio	12.56
P/OCF Ratio	10.81
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	21.11
EV / Sales	6.01
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	20.81

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	15.64
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.31%.

Return on Equity (ROE)	8.31%
Return on Assets (ROA)	0.76%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$411,421
Profits Per Employee	$117,166
Employee Count	290
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BWB has paid $11.63 million in taxes.

Income Tax	11.63M
Effective Tax Rate	23.42%

Stock Price Statistics

The stock price has increased by +22.47% in the last 52 weeks. The beta is 0.58, so BWB's price volatility has been lower than the market average.

Beta (5Y)	0.58
52-Week Price Change	+22.47%
50-Day Moving Average	15.83
200-Day Moving Average	14.69
Relative Strength Index (RSI)	48.32
Average Volume (20 Days)	59,652

Short Selling Information

The latest short interest is 142,837, so 0.52% of the outstanding shares have been sold short.

Short Interest	142,837
Short Previous Month	169,074
Short % of Shares Out	0.52%
Short % of Float	0.65%
Short Ratio (days to cover)	2.31

Income Statement

In the last 12 months, BWB had revenue of $119.31 million and earned $33.98 million in profits. Earnings per share was $1.21.

Revenue	119.31M
Gross Profit	119.31M
Operating Income	52.74M
Pretax Income	44.83M
Net Income	33.98M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.21

Full Income Statement

Balance Sheet

The company has $254.81 million in cash and $539.10 million in debt, giving a net cash position of -$284.29 million or -$10.34 per share.

Cash & Cash Equivalents	254.81M
Total Debt	539.10M
Net Cash	-284.29M
Net Cash Per Share	-$10.34
Equity (Book Value)	476.28M
Book Value Per Share	14.92
Working Capital	-4.30B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $40.05 million and capital expenditures -$5.59 million, giving a free cash flow of $34.46 million.

Operating Cash Flow	40.05M
Capital Expenditures	-5.59M
Free Cash Flow	34.46M
FCF Per Share	$1.25

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	44.21%
Pretax Margin	41.62%
Profit Margin	31.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	28.88%

Dividends & Yields

BWB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.38%
Shareholder Yield	0.38%
Earnings Yield	7.85%
FCF Yield	7.96%

Analyst Forecast

The average price target for BWB is $20.00, which is 26.98% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$20.00
Price Target Difference	26.98%
Analyst Consensus	Strong Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4