The Baldwin Insurance Group, Inc. (BWIN)
NASDAQ: BWIN · Real-Time Price · USD
42.70
+0.35 (0.83%)
At close: Jun 27, 2025, 4:00 PM
42.70
0.00 (0.00%)
After-hours: Jun 27, 2025, 4:28 PM EDT

BWIN Statistics

Total Valuation

BWIN has a market cap or net worth of $5.06 billion. The enterprise value is $6.57 billion.

Market Cap 5.06B
Enterprise Value 6.57B

Important Dates

The next estimated earnings date is Tuesday, August 5, 2025, after market close.

Earnings Date Aug 5, 2025
Ex-Dividend Date n/a

Share Statistics

BWIN has 118.52 million shares outstanding. The number of shares has increased by 5.89% in one year.

Current Share Class 70.64M
Shares Outstanding 118.52M
Shares Change (YoY) +5.89%
Shares Change (QoQ) +6.99%
Owned by Insiders (%) 0.99%
Owned by Institutions (%) 105.06%
Float 69.94M

Valuation Ratios

PE Ratio n/a
Forward PE 22.32
PS Ratio 1.94
Forward PS 3.13
PB Ratio 4.81
P/TBV Ratio n/a
P/FCF Ratio n/a
P/OCF Ratio 143.93
PEG Ratio 1.12
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 4.62
EV / EBITDA 36.48
EV / EBIT 84.09
EV / FCF n/a

Financial Position

The company has a current ratio of 1.13, with a Debt / Equity ratio of 1.52.

Current Ratio 1.13
Quick Ratio 0.88
Debt / Equity 1.52
Debt / EBITDA 7.70
Debt / FCF n/a
Interest Coverage 0.64

Financial Efficiency

Return on equity (ROE) is -5.21% and return on invested capital (ROIC) is 1.91%.

Return on Equity (ROE) -5.21%
Return on Assets (ROA) 1.38%
Return on Invested Capital (ROIC) 1.91%
Return on Capital Employed (ROCE) 2.99%
Revenue Per Employee $345,499
Profits Per Employee -$7,813
Employee Count 4,116
Asset Turnover 0.40
Inventory Turnover n/a

Taxes

In the past 12 months, BWIN has paid $1.06 million in taxes.

Income Tax 1.06M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +22.14% in the last 52 weeks. The beta is 1.64, so BWIN's price volatility has been higher than the market average.

Beta (5Y) 1.64
52-Week Price Change +22.14%
50-Day Moving Average 40.04
200-Day Moving Average 43.16
Relative Strength Index (RSI) 59.33
Average Volume (20 Days) 895,912

Short Selling Information

The latest short interest is 4.68 million, so 3.95% of the outstanding shares have been sold short.

Short Interest 4.68M
Short Previous Month 4.47M
Short % of Shares Out 3.95%
Short % of Float 6.70%
Short Ratio (days to cover) 8.41

Income Statement

In the last 12 months, BWIN had revenue of $1.42 billion and -$32.16 million in losses. Loss per share was -$0.50.

Revenue 1.42B
Gross Profit 393.55M
Operating Income 78.12M
Pretax Income -45.40M
Net Income -32.16M
EBITDA 180.06M
EBIT 78.12M
Loss Per Share -$0.50
Full Income Statement

Balance Sheet

The company has $81.78 million in cash and $1.59 billion in debt, giving a net cash position of -$1.51 billion or -$12.73 per share.

Cash & Cash Equivalents 81.78M
Total Debt 1.59B
Net Cash -1.51B
Net Cash Per Share -$12.73
Equity (Book Value) 1.05B
Book Value Per Share 8.87
Working Capital 122.40M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $35.16 million and capital expenditures -$42.56 million, giving a free cash flow of -$7.40 million.

Operating Cash Flow 35.16M
Capital Expenditures -42.56M
Free Cash Flow -7.40M
FCF Per Share -$0.06
Full Cash Flow Statement

Margins

Gross margin is 27.67%, with operating and profit margins of 5.49% and -2.26%.

Gross Margin 27.67%
Operating Margin 5.49%
Pretax Margin -3.81%
Profit Margin -2.26%
EBITDA Margin 12.66%
EBIT Margin 5.49%
FCF Margin n/a

Dividends & Yields

BWIN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -5.89%
Shareholder Yield -5.89%
Earnings Yield -0.64%
FCF Yield -0.15%

Analyst Forecast

The average price target for BWIN is $44.33, which is 3.82% higher than the current price. The consensus rating is "Buy".

Price Target $44.33
Price Target Difference 3.82%
Analyst Consensus Buy
Analyst Count 7
Revenue Growth Forecast (5Y) 14.41%
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

BWIN has an Altman Z-Score of 1.09 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 1.09
Piotroski F-Score 6