The Baldwin Insurance Group, Inc. (BWIN)
NASDAQ: BWIN · Real-Time Price · USD
34.19
+1.42 (4.33%)
At close: Aug 13, 2025, 4:00 PM
34.50
+0.31 (0.91%)
After-hours: Aug 13, 2025, 5:09 PM EDT

BWIN Statistics

Total Valuation

BWIN has a market cap or net worth of $4.06 billion. The enterprise value is $5.65 billion.

Market Cap 4.06B
Enterprise Value 5.65B

Important Dates

The last earnings date was Tuesday, August 5, 2025, after market close.

Earnings Date Aug 5, 2025
Ex-Dividend Date n/a

Share Statistics

BWIN has 118.67 million shares outstanding. The number of shares has increased by 6.58% in one year.

Current Share Class 71.31M
Shares Outstanding 118.67M
Shares Change (YoY) +6.58%
Shares Change (QoQ) -1.90%
Owned by Insiders (%) 1.01%
Owned by Institutions (%) 103.13%
Float 70.59M

Valuation Ratios

PE Ratio n/a
Forward PE 18.08
PS Ratio 1.54
Forward PS 2.44
PB Ratio 3.86
P/TBV Ratio n/a
P/FCF Ratio n/a
P/OCF Ratio 40,172.81
PEG Ratio 0.97
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 3.87
EV / EBITDA 30.44
EV / EBIT 68.09
EV / FCF n/a

Financial Position

The company has a current ratio of 1.23, with a Debt / Equity ratio of 1.62.

Current Ratio 1.23
Quick Ratio 0.94
Debt / Equity 1.62
Debt / EBITDA 8.00
Debt / FCF n/a
Interest Coverage 0.68

Financial Efficiency

Return on equity (ROE) is -2.82% and return on invested capital (ROIC) is 1.96%.

Return on Equity (ROE) -2.82%
Return on Assets (ROA) 1.40%
Return on Invested Capital (ROIC) 1.96%
Return on Capital Employed (ROCE) 3.04%
Revenue Per Employee $354,967
Profits Per Employee -$4,316
Employee Count 4,116
Asset Turnover 0.39
Inventory Turnover n/a

Taxes

In the past 12 months, BWIN has paid $265,000 in taxes.

Income Tax 265,000
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -17.61% in the last 52 weeks. The beta is 1.66, so BWIN's price volatility has been higher than the market average.

Beta (5Y) 1.66
52-Week Price Change -17.61%
50-Day Moving Average 39.03
200-Day Moving Average 41.26
Relative Strength Index (RSI) 41.65
Average Volume (20 Days) 961,538

Short Selling Information

The latest short interest is 5.03 million, so 4.24% of the outstanding shares have been sold short.

Short Interest 5.03M
Short Previous Month 5.69M
Short % of Shares Out 4.24%
Short % of Float 7.13%
Short Ratio (days to cover) 8.43

Income Statement

In the last 12 months, BWIN had revenue of $1.46 billion and -$17.76 million in losses. Loss per share was -$0.27.

Revenue 1.46B
Gross Profit 408.26M
Operating Income 82.97M
Pretax Income -45.40M
Net Income -17.76M
EBITDA 185.62M
EBIT 82.97M
Loss Per Share -$0.27
Full Income Statement

Balance Sheet

The company has $105.70 million in cash and $1.70 billion in debt, giving a net cash position of -$1.59 billion or -$13.42 per share.

Cash & Cash Equivalents 105.70M
Total Debt 1.70B
Net Cash -1.59B
Net Cash Per Share -$13.42
Equity (Book Value) 1.05B
Book Value Per Share 8.85
Working Capital 232.22M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $101,000 and capital expenditures -$43.12 million, giving a free cash flow of -$43.01 million.

Operating Cash Flow 101,000
Capital Expenditures -43.12M
Free Cash Flow -43.01M
FCF Per Share -$0.36
Full Cash Flow Statement

Margins

Gross margin is 27.94%, with operating and profit margins of 5.68% and -1.22%.

Gross Margin 27.94%
Operating Margin 5.68%
Pretax Margin -2.00%
Profit Margin -1.22%
EBITDA Margin 12.70%
EBIT Margin 5.68%
FCF Margin n/a

Dividends & Yields

BWIN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -6.58%
Shareholder Yield -6.58%
Earnings Yield -0.44%
FCF Yield -1.06%

Analyst Forecast

The average price target for BWIN is $44.00, which is 28.69% higher than the current price. The consensus rating is "Buy".

Price Target $44.00
Price Target Difference 28.69%
Analyst Consensus Buy
Analyst Count 8
Revenue Growth Forecast (5Y) 14.41%
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

BWIN has an Altman Z-Score of 1.11 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 1.11
Piotroski F-Score 5