Credit Acceptance Corporation (CACC)
NASDAQ: CACC · Real-Time Price · USD
474.74
-2.92 (-0.61%)
Aug 15, 2025, 4:00 PM - Market closed

Credit Acceptance Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2015 - 2019
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Net Income
424.4247.9286.1535.8958.3421
Upgrade
Depreciation & Amortization
27.527.826.625.626.323.8
Upgrade
Provision for Credit Losses
642.6814.7736.2481.48.4556.9
Upgrade
Stock-Based Compensation
49.14539.136.524.86.2
Upgrade
Change in Accounts Payable
26.16.849.767.9-10.7-18.4
Upgrade
Change in Income Taxes
44.136.382.9102.837.8-80.8
Upgrade
Change in Other Net Operating Assets
-1.75.318.8-3.9-19.81.5
Upgrade
Other Operating Activities
-102.3-69.6-35.6-7.444.375
Upgrade
Operating Cash Flow
1,1101,1381,2041,2391,069985.2
Upgrade
Operating Cash Flow Growth
-2.53%-5.47%-2.82%15.83%8.55%21.29%
Upgrade
Capital Expenditures
-1.7-1.8-4-3.1-7.6-8.5
Upgrade
Sale of Property, Plant & Equipment
-3.2----
Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing
-1,097-1,710-1,394-442.8443.2-659.6
Upgrade
Other Investing Activities
1.5-12.8-19-14.71.7-5.4
Upgrade
Investing Cash Flow
-1,097-1,721-1,417-460.6437.3-673.5
Upgrade
Long-Term Debt Issued
-9,74510,7948,1653,3938,176
Upgrade
Long-Term Debt Repaid
--8,452-10,303-8,194-3,385-8,109
Upgrade
Net Debt Issued (Repaid)
520.91,294490.5-298.567.1
Upgrade
Issuance of Common Stock
12.115.65.215.111.8-
Upgrade
Repurchase of Common Stock
-488-313.3-202.6-784.5-1,472-480.8
Upgrade
Other Financing Activities
-11.6-38.7-26.93.8-17.2-19.5
Upgrade
Financing Cash Flow
33.4957.3266.2-794.6-1,469-433.2
Upgrade
Net Cash Flow
46.2374.153.2-16.538-121.5
Upgrade
Free Cash Flow
1,1081,1361,2001,2361,062976.7
Upgrade
Free Cash Flow Growth
-2.48%-5.31%-2.90%16.37%8.71%24.34%
Upgrade
Free Cash Flow Margin
94.45%122.40%133.43%104.32%63.08%106.12%
Upgrade
Free Cash Flow Per Share
90.7291.1192.2290.6965.9554.45
Upgrade
Cash Interest Paid
428.2393.4242.1147.3149.4191.6
Upgrade
Cash Income Tax Paid
185.9103.731.972.7213.2141.5
Upgrade
Updated Jul 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.
SEC Filings: 10-K · 10-Q