Carter Bankshares Statistics
Total Valuation
CARE has a market cap or net worth of $420.32 million. The enterprise value is $488.78 million.
Important Dates
The next estimated earnings date is Thursday, January 22, 2026, before market open.
| Earnings Date | Jan 22, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CARE has 22.09 million shares outstanding. The number of shares has decreased by -0.40% in one year.
| Current Share Class | 22.09M |
| Shares Outstanding | 22.09M |
| Shares Change (YoY) | -0.40% |
| Shares Change (QoQ) | -2.24% |
| Owned by Insiders (%) | 3.71% |
| Owned by Institutions (%) | 52.85% |
| Float | 21.26M |
Valuation Ratios
The trailing PE ratio is 14.02 and the forward PE ratio is 6.65.
| PE Ratio | 14.02 |
| Forward PE | 6.65 |
| PS Ratio | 2.80 |
| Forward PS | 2.42 |
| PB Ratio | 1.03 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | 13.50 |
| P/OCF Ratio | 10.71 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 15.86 |
| EV / Sales | 3.16 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.70 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.99 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.79%.
| Return on Equity (ROE) | 7.79% |
| Return on Assets (ROA) | 0.66% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $227,231 |
| Profits Per Employee | $45,321 |
| Employee Count | 680 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CARE has paid $8.44 million in taxes.
| Income Tax | 8.44M |
| Effective Tax Rate | 21.31% |
Stock Price Statistics
The stock price has increased by +1.01% in the last 52 weeks. The beta is 0.62, so CARE's price volatility has been lower than the market average.
| Beta (5Y) | 0.62 |
| 52-Week Price Change | +1.01% |
| 50-Day Moving Average | 18.28 |
| 200-Day Moving Average | 17.40 |
| Relative Strength Index (RSI) | 68.00 |
| Average Volume (20 Days) | 77,024 |
Short Selling Information
The latest short interest is 804,375, so 3.64% of the outstanding shares have been sold short.
| Short Interest | 804,375 |
| Short Previous Month | 792,755 |
| Short % of Shares Out | 3.64% |
| Short % of Float | 3.78% |
| Short Ratio (days to cover) | 8.01 |
Income Statement
In the last 12 months, CARE had revenue of $154.52 million and earned $30.82 million in profits. Earnings per share was $1.36.
| Revenue | 154.52M |
| Gross Profit | 154.52M |
| Operating Income | 45.75M |
| Pretax Income | 39.60M |
| Net Income | 30.82M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.36 |
Full Income StatementBalance Sheet
The company has $117.93 million in cash and $186.39 million in debt, giving a net cash position of -$68.46 million or -$3.10 per share.
| Cash & Cash Equivalents | 117.93M |
| Total Debt | 186.39M |
| Net Cash | -68.46M |
| Net Cash Per Share | -$3.10 |
| Equity (Book Value) | 412.84M |
| Book Value Per Share | 18.42 |
| Working Capital | -4.24B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $39.24 million and capital expenditures -$8.12 million, giving a free cash flow of $31.13 million.
| Operating Cash Flow | 39.24M |
| Capital Expenditures | -8.12M |
| Free Cash Flow | 31.13M |
| FCF Per Share | $1.41 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.61% |
| Pretax Margin | 25.63% |
| Profit Margin | 20.17% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 20.14% |