CBU Statistics

Total Valuation

CBU has a market cap or net worth of $3.07 billion. The enterprise value is $3.42 billion.

Market Cap	3.07B
Enterprise Value	3.42B

Important Dates

The last earnings date was Tuesday, April 29, 2025, before market open.

Earnings Date	Apr 29, 2025
Ex-Dividend Date	Jun 13, 2025

Share Statistics

CBU has 52.85 million shares outstanding. The number of shares has decreased by -1.39% in one year.

Current Share Class	52.85M
Shares Outstanding	52.85M
Shares Change (YoY)	-1.39%
Shares Change (QoQ)	+0.10%
Owned by Insiders (%)	0.83%
Owned by Institutions (%)	73.49%
Float	52.37M

Valuation Ratios

The trailing PE ratio is 16.11 and the forward PE ratio is 13.85.

PE Ratio	16.11
Forward PE	13.85
PS Ratio	4.13
Forward PS	3.65
PB Ratio	1.68
P/TBV Ratio	3.29
P/FCF Ratio	n/a
P/OCF Ratio	13.67
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	17.95
EV / Sales	4.61
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.96%.

Return on Equity (ROE)	10.96%
Return on Assets (ROA)	1.17%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$254,270
Profits Per Employee	$65,249
Employee Count	2,918
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CBU has paid $56.71 million in taxes.

Income Tax	56.71M
Effective Tax Rate	22.87%

Stock Price Statistics

The stock price has increased by +23.14% in the last 52 weeks. The beta is 0.79, so CBU's price volatility has been lower than the market average.

Beta (5Y)	0.79
52-Week Price Change	+23.14%
50-Day Moving Average	56.02
200-Day Moving Average	60.81
Relative Strength Index (RSI)	61.51
Average Volume (20 Days)	232,807

Short Selling Information

The latest short interest is 1.50 million, so 2.83% of the outstanding shares have been sold short.

Short Interest	1.50M
Short Previous Month	1.50M
Short % of Shares Out	2.83%
Short % of Float	2.86%
Short Ratio (days to cover)	5.29

Income Statement

In the last 12 months, CBU had revenue of $741.96 million and earned $190.40 million in profits. Earnings per share was $3.61.

Revenue	741.96M
Gross Profit	741.96M
Operating Income	262.89M
Pretax Income	214.92M
Net Income	190.40M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.61

Full Income Statement

Balance Sheet

The company has $521.76 million in cash and $865.57 million in debt, giving a net cash position of -$343.81 million or -$6.51 per share.

Cash & Cash Equivalents	521.76M
Total Debt	865.57M
Net Cash	-343.81M
Net Cash Per Share	-$6.51
Equity (Book Value)	1.83B
Book Value Per Share	34.71
Working Capital	-13.76B

Full Balance Sheet

Cash Flow

Operating Cash Flow	224.89M
Capital Expenditures	-28.70M
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	35.43%
Pretax Margin	33.42%
Profit Margin	25.77%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.84, which amounts to a dividend yield of 3.16%.

Dividend Per Share	$1.84
Dividend Yield	3.16%
Dividend Growth (YoY)	2.22%
Years of Dividend Growth	34
Payout Ratio	50.95%
Buyback Yield	1.39%
Shareholder Yield	4.55%
Earnings Yield	6.19%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for CBU is $71.00, which is 22.08% higher than the current price. The consensus rating is "Buy".

Price Target	$71.00
Price Target Difference	22.08%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 13, 2004
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4