CBU Statistics
Total Valuation
CBU has a market cap or net worth of $2.98 billion. The enterprise value is $3.64 billion.
Important Dates
The last earnings date was Tuesday, July 22, 2025, before market open.
| Earnings Date | Jul 22, 2025 |
| Ex-Dividend Date | Sep 12, 2025 |
Share Statistics
CBU has 52.86 million shares outstanding. The number of shares has decreased by -0.91% in one year.
| Current Share Class | 52.86M |
| Shares Outstanding | 52.86M |
| Shares Change (YoY) | -0.91% |
| Shares Change (QoQ) | -0.09% |
| Owned by Insiders (%) | 0.83% |
| Owned by Institutions (%) | 74.94% |
| Float | 52.40M |
Valuation Ratios
The trailing PE ratio is 15.37 and the forward PE ratio is 12.81.
| PE Ratio | 15.37 |
| Forward PE | 12.81 |
| PS Ratio | 3.93 |
| Forward PS | 3.46 |
| PB Ratio | 1.58 |
| P/TBV Ratio | 3.03 |
| P/FCF Ratio | 15.00 |
| P/OCF Ratio | 12.49 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 18.78 |
| EV / Sales | 4.81 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 18.31 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.53 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.96%.
| Return on Equity (ROE) | 10.96% |
| Return on Assets (ROA) | 1.20% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $259,085 |
| Profits Per Employee | $66,396 |
| Employee Count | 2,918 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBU has paid $57.24 million in taxes.
| Income Tax | 57.24M |
| Effective Tax Rate | 22.72% |
Stock Price Statistics
The stock price has decreased by -0.83% in the last 52 weeks. The beta is 0.81, so CBU's price volatility has been lower than the market average.
| Beta (5Y) | 0.81 |
| 52-Week Price Change | -0.83% |
| 50-Day Moving Average | 56.28 |
| 200-Day Moving Average | 60.01 |
| Relative Strength Index (RSI) | 52.53 |
| Average Volume (20 Days) | 355,740 |
Short Selling Information
The latest short interest is 1.44 million, so 2.72% of the outstanding shares have been sold short.
| Short Interest | 1.44M |
| Short Previous Month | 1.53M |
| Short % of Shares Out | 2.72% |
| Short % of Float | 2.74% |
| Short Ratio (days to cover) | 5.47 |
Income Statement
In the last 12 months, CBU had revenue of $756.01 million and earned $193.74 million in profits. Earnings per share was $3.67.
| Revenue | 756.01M |
| Gross Profit | 756.01M |
| Operating Income | 267.61M |
| Pretax Income | 214.92M |
| Net Income | 193.74M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.67 |
Full Income StatementBalance Sheet
The company has $243.77 million in cash and $900.70 million in debt, giving a net cash position of -$656.93 million or -$12.43 per share.
| Cash & Cash Equivalents | 243.77M |
| Total Debt | 900.70M |
| Net Cash | -656.93M |
| Net Cash Per Share | -$12.43 |
| Equity (Book Value) | 1.88B |
| Book Value Per Share | 35.62 |
| Working Capital | -13.89B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $238.79 million and capital expenditures -$39.99 million, giving a free cash flow of $198.80 million.
| Operating Cash Flow | 238.79M |
| Capital Expenditures | -39.99M |
| Free Cash Flow | 198.80M |
| FCF Per Share | $3.76 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 35.40% |
| Pretax Margin | 33.32% |
| Profit Margin | 25.75% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.30% |
Dividends & Yields
This stock pays an annual dividend of $1.88, which amounts to a dividend yield of 3.22%.
| Dividend Per Share | $1.88 |
| Dividend Yield | 3.22% |
| Dividend Growth (YoY) | 2.21% |
| Years of Dividend Growth | 34 |
| Payout Ratio | 50.40% |
| Buyback Yield | 0.91% |
| Shareholder Yield | 4.24% |
| Earnings Yield | 6.50% |
| FCF Yield | 6.67% |
Dividend DetailsAnalyst Forecast
The average price target for CBU is $68.00, which is 20.53% higher than the current price. The consensus rating is "Buy".
| Price Target | $68.00 |
| Price Target Difference | 20.53% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 13, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |