CNB Financial Corporation (CCNE)

CNB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	297.68	293.54	273.22	196.04	166.54	152.69
Interest Income on Investments	37.39	31.93	20.47	17.7	13.06	14.48
Total Interest Income	335.06	325.47	293.7	213.74	179.6	167.17
Interest Paid on Deposits	133.06	133.49	97.77	19.83	15.06	24.14
Interest Paid on Borrowings	4.84	4.51	6.1	4.25	4.76	8.31
Total Interest Expense	137.91	138	103.87	24.08	19.82	32.46
Net Interest Income	197.16	187.47	189.83	189.66	159.78	134.71
Net Interest Income Growth (YoY)	6.07%	-1.24%	0.09%	18.70%	18.61%	15.93%
Trust Income	7.94	7.85	7.25	7.17	6.74	5.5
Mortgage Banking Activities	0.56	0.67	0.68	1.24	3.15	3.35
Gain (Loss) on Sale of Assets	-0.05	-0.05	-0.03	0.17	-0.23	-1.1
Gain (Loss) on Sale of Investments	1.04	0.83	-0.34	-0.5	1.57	2.52
Other Non-Interest Income	22.46	22.83	18.4	19.48	16.01	12.69
Total Non-Interest Income	38.81	39.11	33.34	34.77	33.43	28.06
Non-Interest Income Growth (YoY)	11.46%	17.34%	-4.12%	3.98%	19.16%	8.02%
Revenues Before Loan Losses	235.97	226.58	223.16	224.43	193.21	162.77
Provision for Loan Losses	11.21	9.22	5.99	8.59	6	15.35
Revenue	224.76	217.36	217.17	215.84	187.21	147.42
Revenue Growth (YoY)	4.79%	0.09%	0.62%	15.29%	27.00%	8.28%
Salaries and Employee Benefits	76.03	72.31	69.32	70.13	59.69	47.31
Occupancy Expenses	12.39	11.66	11.55	11.05	10.6	10.55
Federal Deposit Insurance	3.63	3.72	3.88	2.8	2.51	2.41
Selling, General & Administrative	33.31	33.87	32.45	27.68	20.59	15.33
Other Non-Interest Expense	30.01	28.44	28.14	25.97	23.05	19.08
Total Non-Interest Expense	155.36	150	145.34	137.62	116.43	94.68
EBT Excluding Unusual Items	69.4	67.36	71.83	78.21	70.78	52.73
Pretax Income	67.52	67.36	71.83	78.21	70.78	40.09
Income Tax Expense	13.06	12.78	13.81	15.03	13.07	7.35
Net Income	54.46	54.58	58.02	63.19	57.71	32.74
Preferred Dividends & Other Adjustments	4.7	4.69	4.59	4.53	4.49	1.25
Net Income to Common	49.76	49.89	53.44	58.66	53.22	31.5
Net Income Growth	2.24%	-5.94%	-8.18%	9.50%	76.24%	-18.31%
Basic Shares Outstanding	21	21	21	18	17	16
Diluted Shares Outstanding	21	21	21	18	17	16
Shares Change (YoY)	0.22%	-0.21%	16.23%	7.13%	5.13%	5.51%
EPS (Basic)	2.39	2.39	2.56	3.26	3.16	1.97
EPS (Diluted)	2.38	2.39	2.55	3.26	3.16	1.97
EPS Growth	2.16%	-6.28%	-21.78%	3.16%	60.53%	-25.15%
Dividend Per Share	0.720	0.710	0.700	0.700	0.685	0.680
Dividend Growth	2.86%	1.43%	-	2.19%	0.73%	-
Effective Tax Rate	19.35%	18.98%	19.23%	19.21%	18.47%	18.33%

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q