CNB Financial Corporation (CCNE)

CNB Financial Statistics

Total Valuation

CNB Financial has a market cap or net worth of $486.55 million. The enterprise value is $127.40 million.

Market Cap	486.55M
Enterprise Value	127.40M

Important Dates

The last earnings date was Monday, April 14, 2025, after market close.

Earnings Date	Apr 14, 2025
Ex-Dividend Date	Feb 28, 2025

Share Statistics

CNB Financial has 20.86 million shares outstanding. The number of shares has increased by 0.06% in one year.

Current Share Class	20.86M
Shares Outstanding	20.86M
Shares Change (YoY)	+0.06%
Shares Change (QoQ)	-0.02%
Owned by Insiders (%)	3.10%
Owned by Institutions (%)	59.31%
Float	20.21M

Valuation Ratios

The trailing PE ratio is 9.97 and the forward PE ratio is 8.56.

PE Ratio	9.97
Forward PE	8.56
PS Ratio	2.21
Forward PS	1.96
PB Ratio	0.86
P/TBV Ratio	0.93
P/FCF Ratio	8.83
P/OCF Ratio	6.89
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	2.61
EV / Sales	0.58
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	2.31

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.93
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.89%.

Return on Equity (ROE)	8.89%
Return on Assets (ROA)	0.88%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$278,337
Profits Per Employee	$61,773
Employee Count	790
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CNB Financial has paid $12.81 million in taxes.

Income Tax	12.81M
Effective Tax Rate	19.34%

Stock Price Statistics

The stock price has increased by +16.14% in the last 52 weeks. The beta is 0.63, so CNB Financial's price volatility has been lower than the market average.

Beta (5Y)	0.63
52-Week Price Change	+16.14%
50-Day Moving Average	22.20
200-Day Moving Average	24.38
Relative Strength Index (RSI)	63.97
Average Volume (20 Days)	72,330

Short Selling Information

The latest short interest is 366,413, so 1.76% of the outstanding shares have been sold short.

Short Interest	366,413
Short Previous Month	333,173
Short % of Shares Out	1.76%
Short % of Float	1.81%
Short Ratio (days to cover)	3.84

Income Statement

In the last 12 months, CNB Financial had revenue of $219.89 million and earned $48.80 million in profits. Earnings per share was $2.34.

Revenue	219.89M
Gross Profit	219.89M
Operating Income	71.51M
Pretax Income	65.70M
Net Income	48.80M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.34

Balance Sheet

The company has $520.41 million in cash and $161.26 million in debt, giving a net cash position of $359.15 million or $17.21 per share.

Cash & Cash Equivalents	520.41M
Total Debt	161.26M
Net Cash	359.15M
Net Cash Per Share	$17.21
Equity (Book Value)	624.51M
Book Value Per Share	27.16
Working Capital	-4.92B

Cash Flow

In the last 12 months, operating cash flow was $70.65 million and capital expenditures -$15.57 million, giving a free cash flow of $55.08 million.

Operating Cash Flow	70.65M
Capital Expenditures	-15.57M
Free Cash Flow	55.08M
FCF Per Share	$2.64

Margins

Gross Margin	n/a
Operating Margin	32.52%
Pretax Margin	30.14%
Profit Margin	24.31%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	25.05%

Dividends & Yields

This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 3.09%.

Dividend Per Share	$0.72
Dividend Yield	3.09%
Dividend Growth (YoY)	2.14%
Years of Dividend Growth	1
Payout Ratio	30.77%
Buyback Yield	-0.06%
Shareholder Yield	3.02%
Earnings Yield	10.03%
FCF Yield	11.32%

Analyst Forecast

The average price target for CNB Financial is $25.00, which is 7.20% higher than the current price. The consensus rating is "Hold".

Price Target	$25.00
Price Target Difference	7.20%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 24, 2004. It was a forward split with a ratio of 2.5:1.

Last Split Date	May 24, 2004
Split Type	Forward
Split Ratio	2.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4