Citizens Financial Group Statistics
Total Valuation
CFG has a market cap or net worth of $20.94 billion. The enterprise value is $24.42 billion.
Important Dates
The last earnings date was Thursday, July 17, 2025, before market open.
| Earnings Date | Jul 17, 2025 |
| Ex-Dividend Date | Jul 31, 2025 |
Share Statistics
CFG has 431.35 million shares outstanding. The number of shares has decreased by -4.61% in one year.
| Current Share Class | 431.35M |
| Shares Outstanding | 431.35M |
| Shares Change (YoY) | -4.61% |
| Shares Change (QoQ) | -1.28% |
| Owned by Insiders (%) | 0.84% |
| Owned by Institutions (%) | 100.52% |
| Float | 427.26M |
Valuation Ratios
The trailing PE ratio is 14.80 and the forward PE ratio is 11.07. CFG's PEG ratio is 0.46.
| PE Ratio | 14.80 |
| Forward PE | 11.07 |
| PS Ratio | 2.96 |
| Forward PS | 2.42 |
| PB Ratio | 0.91 |
| P/TBV Ratio | 1.41 |
| P/FCF Ratio | 18.10 |
| P/OCF Ratio | 16.28 |
| PEG Ratio | 0.46 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 16.81 |
| EV / Sales | 3.39 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 21.11 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 11.70 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.48%.
| Return on Equity (ROE) | 6.48% |
| Return on Assets (ROA) | 0.73% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $416,961 |
| Profits Per Employee | $84,052 |
| Employee Count | 17,287 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CFG has paid $408.00 million in taxes.
| Income Tax | 408.00M |
| Effective Tax Rate | 20.40% |
Stock Price Statistics
The stock price has increased by +22.91% in the last 52 weeks. The beta is 1.12, so CFG's price volatility has been higher than the market average.
| Beta (5Y) | 1.12 |
| 52-Week Price Change | +22.91% |
| 50-Day Moving Average | 45.60 |
| 200-Day Moving Average | 43.63 |
| Relative Strength Index (RSI) | 58.89 |
| Average Volume (20 Days) | 4,974,688 |
Short Selling Information
The latest short interest is 11.78 million, so 2.73% of the outstanding shares have been sold short.
| Short Interest | 11.78M |
| Short Previous Month | 11.54M |
| Short % of Shares Out | 2.73% |
| Short % of Float | 2.76% |
| Short Ratio (days to cover) | 2.07 |
Income Statement
In the last 12 months, CFG had revenue of $7.21 billion and earned $1.45 billion in profits. Earnings per share was $3.28.
| Revenue | 7.21B |
| Gross Profit | 7.21B |
| Operating Income | 2.00B |
| Pretax Income | 1.54B |
| Net Income | 1.45B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.28 |
Full Income StatementBalance Sheet
The company has $10.06 billion in cash and $13.54 billion in debt, giving a net cash position of -$3.48 billion or -$8.07 per share.
| Cash & Cash Equivalents | 10.06B |
| Total Debt | 13.54B |
| Net Cash | -3.48B |
| Net Cash Per Share | -$8.07 |
| Equity (Book Value) | 25.23B |
| Book Value Per Share | 53.43 |
| Working Capital | -163.94B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.29 billion and capital expenditures -$129.00 million, giving a free cash flow of $1.16 billion.
| Operating Cash Flow | 1.29B |
| Capital Expenditures | -129.00M |
| Free Cash Flow | 1.16B |
| FCF Per Share | $2.68 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 27.75% |
| Pretax Margin | 27.75% |
| Profit Margin | 22.09% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 16.05% |
Dividends & Yields
This stock pays an annual dividend of $1.68, which amounts to a dividend yield of 3.49%.
| Dividend Per Share | $1.68 |
| Dividend Yield | 3.49% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 51.20% |
| Buyback Yield | 4.61% |
| Shareholder Yield | 8.07% |
| Earnings Yield | 6.94% |
| FCF Yield | 5.52% |
Dividend DetailsAnalyst Forecast
The average price target for CFG is $51.50, which is 6.08% higher than the current price. The consensus rating is "Buy".
| Price Target | $51.50 |
| Price Target Difference | 6.08% |
| Analyst Consensus | Buy |
| Analyst Count | 16 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |