Chemung Financial Corporation (CHMG)

Chemung Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	53.44	45.44	35.25	54.27	17.78	87.84
Investment Securities	166.01	169.55	184	203.31	221.52	91.96
Trading Asset Securities	20.51	23.83	23.94	26.71	9.27	14.7
Mortgage-Backed Securities	366.37	365.93	403.82	435.13	577.36	467.87
Total Investments	552.9	559.31	611.77	665.15	808.15	574.52
Gross Loans	2,098	2,071	1,973	1,829	1,518	1,536
Allowance for Loan Losses	-22.52	-21.39	-22.52	-19.66	-21.03	-20.92
Net Loans	2,075	2,050	1,950	1,810	1,497	1,516
Property, Plant & Equipment	21.55	21.82	20.22	22.56	25.2	27.26
Goodwill	21.82	21.82	21.82	21.82	21.82	21.82
Other Intangible Assets	-	-	-	-	0.02	0.26
Loans Held for Sale	0.28	-	-	-	0.4	0.17
Accrued Interest Receivable	7.9	8.5	8.5	6.95	5.99	6.27
Restricted Cash	-	1.6	1.6	1.6	9.2	20.7
Other Real Estate Owned & Foreclosed	0.4	0.65	0.33	0.2	0.11	0.24
Other Long-Term Assets	57.18	59.75	55.4	55.02	28.37	21.68
Total Assets	2,797	2,776	2,711	2,646	2,418	2,279
Interest Bearing Deposits	1,709	1,670	1,699	1,562	1,387	1,386
Institutional Deposits	104.29	101.13	76.8	31.55	28.8	31.2
Non-Interest Bearing Deposits	619.65	625.76	653.17	733.33	739.61	620.42
Total Deposits	2,433	2,397	2,429	2,327	2,155	2,038
Short-Term Borrowings	20.59	132.96	55.9	122.57	33.79	15.06
Current Portion of Leases	1.09	1.45	-	-	-	-
Accrued Interest Payable	19.67	0.5	0.7	0.45	0.21	0.26
Other Current Liabilities	-	-	1.47	1.46	1.45	1.21
Federal Home Loan Bank Debt, Long-Term	85	-	-	-	-	-
Long-Term Leases	8.13	7.96	8.88	9.95	10.97	11.11
Other Long-Term Liabilities	0.54	21.09	18.91	17.52	5.16	14.33
Total Liabilities	2,568	2,561	2,515	2,479	2,207	2,080
Common Stock	0.05	0.05	0.05	0.05	0.05	0.05
Additional Paid-In Capital	48.16	48.78	47.77	47.33	46.9	46.76
Retained Earnings	252.2	247.71	229.93	211.86	188.88	168.01
Treasury Stock	-15.18	-16.17	-16.5	-17.6	-17.85	-17.53
Comprehensive Income & Other	-56.92	-65.07	-66.01	-75.26	-6.53	2.4
Shareholders' Equity	228.31	215.31	195.24	166.39	211.46	199.7
Total Liabilities & Equity	2,797	2,776	2,711	2,646	2,418	2,279
Total Debt	114.81	142.37	64.78	132.52	44.77	26.17
Net Cash (Debt)	-40.87	-73.11	-5.59	-50.07	-16.08	78.51
Net Cash Growth	-	-	-	-	-	-21.83%
Net Cash Per Share	-8.55	-15.33	-1.18	-10.67	-3.43	16.35
Filing Date Shares Outstanding	4.79	4.79	4.75	4.71	4.67	4.66
Total Common Shares Outstanding	4.79	4.75	4.74	4.69	4.67	4.67
Book Value Per Share	47.67	45.29	41.21	35.44	45.25	42.78
Tangible Book Value	206.48	193.49	173.42	144.56	189.62	177.62
Tangible Book Value Per Share	43.11	40.70	36.61	30.79	40.57	38.05

Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q