Chime Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Cash & Equivalents	868.28	337.7	239.75	203.36
Short-Term Investments	339.18	468.69	560.88	734.61
Cash & Short-Term Investments	1,207	806.39	800.63	937.97
Cash Growth	28.73%	0.72%	-14.64%	-
Accounts Receivable	123.62	111.1	105.18	59.99
Other Receivables	105.97	105.06	71.37	63.21
Receivables	229.59	216.16	176.55	123.2
Prepaid Expenses	72.52	64.86	45.96	58.14
Restricted Cash	13.52	12.3	-	25.12
Other Current Assets	212.98	187.32	138.7	126.91
Total Current Assets	1,736	1,287	1,162	1,271
Property, Plant & Equipment	134.68	142.03	157.5	146.21
Goodwill	27.49	27.49	-	-
Other Long-Term Assets	4.23	4.48	0.91	0.2
Total Assets	1,902	1,461	1,320	1,418
Accounts Payable	51.8	35.85	22.14	20.79
Accrued Expenses	130.68	180.98	141.81	83.32
Current Portion of Leases	13.1	15.75	11.96	6.27
Other Current Liabilities	164.12	142.25	112.74	105.14
Total Current Liabilities	359.7	374.82	288.65	215.52
Long-Term Leases	74.77	80.59	92.93	94.54
Other Long-Term Liabilities	39.91	46.11	2.16	6.66
Total Liabilities	474.38	501.52	383.74	316.71
Common Stock	0.03	0	0	0
Additional Paid-In Capital	4,703	433.36	384.49	353.37
Retained Earnings	-3,275	-2,364	-2,339	-2,136
Comprehensive Income & Other	-0.12	0.2	0.72	-6.83
Total Common Equity	1,428	-1,931	-1,954	-1,789
Shareholders' Equity	1,428	959.52	936.51	1,101
Total Liabilities & Equity	1,902	1,461	1,320	1,418
Total Debt	87.86	96.34	104.89	100.81
Net Cash (Debt)	1,120	710.05	695.73	837.17
Net Cash Growth	33.74%	2.06%	-16.89%	-
Net Cash Per Share	13.85	10.94	11.03	14.46
Filing Date Shares Outstanding	371.71	66.95	64.39	57.88
Total Common Shares Outstanding	370.78	66.95	64.39	57.88
Working Capital	1,376	912.22	873.19	1,056
Book Value Per Share	3.85	-28.84	-30.34	-30.91
Tangible Book Value	1,401	-1,958	-1,954	-1,789
Tangible Book Value Per Share	3.78	-29.25	-30.34	-30.91
Machinery	14.52	12.91	11.66	9.94
Leasehold Improvements	63.75	61.74	58.88	50.7

Updated May 13, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q