Chime Financial Statistics

Total Valuation

Chime Financial has a market cap or net worth of $11.15 billion. The enterprise value is $10.03 billion.

Market Cap	11.15B
Enterprise Value	10.03B

Important Dates

The last earnings date was Thursday, August 7, 2025, after market close.

Earnings Date	Aug 7, 2025
Ex-Dividend Date	n/a

Share Statistics

Chime Financial has 371.71 million shares outstanding. The number of shares has increased by 39.65% in one year.

Current Share Class	339.53M
Shares Outstanding	371.71M
Shares Change (YoY)	+39.65%
Shares Change (QoQ)	+92.23%
Owned by Insiders (%)	10.39%
Owned by Institutions (%)	21.44%
Float	237.63M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	1.25
Forward PS	6.48
PB Ratio	7.79
P/TBV Ratio	7.96
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	5.16
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 4.83, with a Debt / Equity ratio of 0.06.

Current Ratio	4.83
Quick Ratio	4.00
Debt / Equity	0.06
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	-40.40%
Revenue Per Employee	$1.33M
Profits Per Employee	-$638,758
Employee Count	1,465
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Chime Financial has paid $3.40 million in taxes.

Income Tax	3.40M
Effective Tax Rate	n/a

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	41.07
Average Volume (20 Days)	2,544,520

Short Selling Information

The latest short interest is 1.54 million, so 0.41% of the outstanding shares have been sold short.

Short Interest	1.54M
Short Previous Month	2.48M
Short % of Shares Out	0.41%
Short % of Float	0.65%
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Chime Financial had revenue of $1.94 billion and -$935.78 million in losses. Loss per share was -$11.58.

Revenue	1.94B
Gross Profit	1.71B
Operating Income	-623.25M
Pretax Income	-23.78M
Net Income	-935.78M
EBITDA	-611.06M
EBIT	-623.25M
Loss Per Share	-$11.58

Full Income Statement

Balance Sheet

The company has $1.21 billion in cash and $87.86 million in debt, giving a net cash position of $1.12 billion or $3.01 per share.

Cash & Cash Equivalents	1.21B
Total Debt	87.86M
Net Cash	1.12B
Net Cash Per Share	$3.01
Equity (Book Value)	1.43B
Book Value Per Share	3.85
Working Capital	1.38B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$3.95 million and capital expenditures -$8.31 million, giving a free cash flow of -$12.26 million.

Operating Cash Flow	-3.95M
Capital Expenditures	-8.31M
Free Cash Flow	-12.26M
FCF Per Share	-$0.03

Full Cash Flow Statement

Margins

Gross margin is 87.80%, with operating and profit margins of -32.06% and -48.98%.

Gross Margin	87.80%
Operating Margin	-32.06%
Pretax Margin	-48.80%
Profit Margin	-48.98%
EBITDA Margin	-31.43%
EBIT Margin	-32.06%
FCF Margin	n/a

Dividends & Yields

Chime Financial does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-39.65%
Shareholder Yield	-39.65%
Earnings Yield	-8.39%
FCF Yield	-0.11%

Analyst Forecast

The average price target for Chime Financial is $37.92, which is 26.40% higher than the current price. The consensus rating is "Buy".

Price Target	$37.92
Price Target Difference	26.40%
Analyst Consensus	Buy
Analyst Count	13
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Chime Financial has an Altman Z-Score of 13.59 and a Piotroski F-Score of 2.

Altman Z-Score	13.59
Piotroski F-Score	2